SUMIT KUMAR
Bengaluru
Summary
Skilled Branch Manager having more than decade of banking experience, with demonstrated success in coordinating team and financial activities. Friendly and adaptable professional with remarkable leadership and program management skills. ACCOMPLISHMENTS Increased yearly revenue by 85% through implementation of strategic initiatives. Repeatedly received recognition from superiors for excellence in service. Improved loan production by 75% in a span of 2 years during tenure in Bengaluru Successfully closed an average of 10 loans per month.
Overview
12
12
years of professional experience
Work History
Branch Manager
Union Bank of India
05.2015 - Current
- Increased overall business by 25% by incorporating several quality process improvements within branch
- Closed average of 20 loans per month
- Maintained friendly and professional customer interactions
- Assessed employee performance and developed improvement plans
- Complied with regulatory guidelines and requirements
- Met deadlines by proactively managing individual and team tasks and streamlining processes
- Evaluated project applications and verified with outline specifications to approve, reject and recommend adjustments.
- Implemented effective sales strategies to achieve branch targets and exceed expectations consistently.
- Strengthened relationships with key clients, securing long-term partnerships and driving revenue growth.
- Evaluated employee performance regularly through appraisals and feedback sessions to facilitate continuous development of skills and knowledge base within team.
- Increased branch profitability by implementing cost-saving measures and streamlining operational processes.
- Complied with regulatory guidelines and requirements.
- Ensured regulatory compliance through diligent adherence to industry standards, guidelines, and company policies.
- Examined customer loan applications for loan approvals and denials.
- Boosted sales and customer loyalty through incentive programs.
Deputy Branch Manager
Union Bank Of India
11.2013 - 05.2015
- Processing Agriculture loan and Retail Loan
- Assigning jobs to subordinates
- Looking after customer complains
Assistant Manager
Union Bank Of India
04.2012 - 11.2013
- Looked after Daily operation of branch
- Customer Service
- KYC check
- Loan Documentation
Education
Bachelor of Technology - Electrical, Electronics and Communications Engineering
Hindustan College of Science And Technology
Mathura06.2010
Skills
- Financial Analysis
- MSME Advances
- Operational Efficiency
- Financial Advising
- Financial Services
- Multitasking Abilities
- Cost Control and Reduction
- Revenue Generation
- Customer Loyalty
- Retail Advances
- Staff Supervision
- Internal Controls and Reporting Systems
- Customer Relationships
- Branch Operations Management
Timeline
Branch Manager
Union Bank of India
05.2015 - Current
Deputy Branch Manager
Union Bank Of India
11.2013 - 05.2015
Assistant Manager
Union Bank Of India
04.2012 - 11.2013
Bachelor of Technology - Electrical, Electronics and Communications Engineering
Hindustan College of Science And Technology
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