Summary
Overview
Work History
Education
Skills
Timeline
Manager

Raghavendra Hegde

Bangalore

Summary

Having 19+ years and 10 months of work experience in fintech, I am a seasoned professional with extensive expertise in merchant acquiring, payment gateways, billing integration, and dynamic currency conversion (DCC). My career spans roles in team leadership, installation, after-sales service management, and team management. I have successfully managed key accounts and maintained strong client relationships, ensuring high service quality and adherence to SLAs. With a proven track record in project execution, training program development, and operational efficiency, I have driven improvements in payment processing and technology integration across various sectors, including retail, hospitality, and e-commerce. Talented Manager with expert team leadership, planning, and organizational skills built during successful career. Smoothly equip employees to independently handle daily functions and meet customer needs. Diligent trainer and mentor with exceptional management abilities and results-driven approach. Collaborative leader with dedication to partnering with coworkers to promote engaged, empowering work culture. Documented strengths in building and maintaining relationships with diverse range of stakeholders in dynamic, fast-paced settings.

Overview

20
20
years of professional experience

Work History

Manager

PINE LABS PVT LTD
04.2023 - Current

Responsibilities:

  • Implemented double tap payment solutions on Android devices for BMTC to enhance payment speed.
  • Executed single-wire integration at Metro Cash and Carry.
  • Transitioned CDIT and non-CDIT clients such as Pai International, Sangeetha, Puma, and Decathlon to cloud integration.
  • Managed end-to-end Dynamic Currency Conversion (DCC) integration at the terminal level and conducted cashier training on DCC implementation.
  • Integrated multiple UPI solutions to improve success rates for UPI transactions.
  • Transitioned offline clients to online payment solutions, including Plural PG.

Deputy Manager-Enterprise Clients

PINE LABS PVT LTD
04.2010 - 03.2023

Responsibilities:

  • Managed top clients such as BMTC, Lifestyle, Metro Cash and Carry, Walmart, Flipkart, Puma Sports, and Decathlon, overseeing end-to-end terminal deployment and integration.
  • Handled technical issues for a network of 40,000 terminals, ensuring smooth operations and minimal downtime.
  • Conducted monthly meetings with clients to provide integration support and updates on new technologies for faster payment processing, including zero-click solutions, single-wire integration, server-to-server integration, and cloud integration solutions.
  • Led multi-acquirer integration with smart routing to ensure smooth transaction flow and optimized MDR (Merchant Discount Rate) for clients.
  • Increased UPI processing timelines at terminal level from 90 to 120 seconds to reduce UPI failure rates.
  • Enhanced the checkout process at terminal level for improved customer experience.

Team Lead (Field Operation)

PINE LABS PVT LTD
04.2008 - 03.2010

Responsibilities:

  • Assisted in staffing, training, and business expansion plans.
  • Designed and conducted training programs to improve workforce efficiency.
  • Managed Daily Capacity Utilization and supervised a 50+ member team.
  • Oversaw POS deployment operations across Karnataka, ensuring timely execution.
  • Coordinated with stock teams for timely material dispatch PAN India.
  • Executed the Plutus project following client guidelines.
  • Managed SLAs for key merchants, deployment processing, UAT support, and service governance.
  • Implemented instant discount programs and NTP to TP drives.
  • Rolled out cloud-based and billing integrations.

Team Lead

KARR'S CORPORATION
09.2004 - 02.2008

Responsibilities:

  • Led installation and after-sales service management.
  • Managed team operations and service delivery.

Domain Expertise:

  • Merchant Acquiring
  • Payment Gateway
  • Billing Integration

Education

Bachelor of Arts -

Lalit Narayan Mithila University

Skills

  • Time Management
  • Team Leadership
  • Project Management
  • Strategic Planning
  • Operations Management
  • Customer Relationship Management (CRM)
  • Cross-Functional Teamwork

Timeline

Manager

PINE LABS PVT LTD
04.2023 - Current

Deputy Manager-Enterprise Clients

PINE LABS PVT LTD
04.2010 - 03.2023

Team Lead (Field Operation)

PINE LABS PVT LTD
04.2008 - 03.2010

Team Lead

KARR'S CORPORATION
09.2004 - 02.2008

Bachelor of Arts -

Lalit Narayan Mithila University
Raghavendra Hegde