Vinod Hariharan
Bangalore
Summary
Accomplished professional with over two decades of experience in the financial services industry, specializing in payment systems and business analysis. Demonstrated expertise in analyzing payment flows, clearing concepts, transaction life cycles, and core payment processing. Proficient in industry standards such as SWIFT (MT) and ISO20022 (MX). Experienced in Agile projects under SAFe models. Excellent analytical and problem-solving skills with a strong focus on delivering value through efficient solutions and technical support.
Overview
24
24
years of professional experience
1
1
Certification
Work History
Payments SME/Consultant
- For a large UK Bank - assessed the maturity of Payments infrastructure globally and created recommendations on changes required to get to a target solution, adding priorities to the possible solutions to enable creation of road map as part of remediation steps
- Product Owner for the development of a mobile payment system for a large Scandinavian Bank, collaborating across stakeholders and ensuring delivery of value through effective requirement elicitation and prioritization of the Product Backlog
- Senior Business Analyst for a large Australian Bank, performing
- Requirement analysis pertaining to Corporate Banking and for
- SWIFT Alliance Messaging Hub (AMH) implementation
- Business Analyst for a leading UK based Bank as part of the Cash
- Engineering Business Solutions Payments team
- Details
Industry Consultant
IBM India Pvt Limited
03.2022 - Current
- Leading end-to-end payment solutions by collaborating with stakeholders, analyzing requirements, designing workflows, leading a team, and ensuring high-quality, on-time delivery
- Industry Consultant for a large Nordic Bank, managing delivery for products targeting SWIFT Cross-border Payments, & High Value
- Payments for various European schemes
- Collaborated with industry and domain experts to develop compelling presentations for internal and external audiences that effectively showcase value propositions, use cases, and key features of the IBM Payments Center’s offerings
- Drove communication strategy with industry research and content management, focusing on market trends and business development in the areas of financial services, payments, cash management, and generative AI.
Manager
Capgemini India Pvt Limited
08.2010 - 02.2022
Executive/Team Leader
Royal Bank of Scotland Business
09.2006 - 08.2010
- Requirement gathering & analysis, solution design and documentations spanning across various payment clearing schemes and message protocols.
Team Leader
04.2004 - 08.2006
- For the Investment Banking Operations and Transaction Processing
- Involved in migration of Operations from RBS Chicago.
Processing Officer
TCS e-Serve Limited
01.2001 - 05.2004
- For South Africa & Morocco
- Cash Management Operations in the following products - Local
- Transfers, Cross border FCY transfers, Treasury Operations
- Investigations, and MIS Activities
- Involved in migration of
- Operations from Citibank Johannesburg.
Education
Bachelor of Commerce -
University of Kerala
1997
Skills
- Business Analysis
- Requirements Elicitation and
- Management
- Product Owner
- Customer Journey Maps
- Process Mapping & Use Cases
- User Stories & Sprint Planning
- Agile, SAFe, Scrum, & Kanban
Certification
ISO 20022 & SWIFT Standard
MX for Payments
SWIFT Alliance Certification
Certified Scrum Product
Owner (CSPO)
Certified Scrum Master (CSM)
Banking Insights and
Solutions (Silver) Certification
from IBM
IBM WatsonX Essentials
Certification
Associate Consultant at Oracle Financial Services Software Ltd,
Chennai
Timeline
Industry Consultant
IBM India Pvt Limited
03.2022 - Current
Manager
Capgemini India Pvt Limited
08.2010 - 02.2022
Executive/Team Leader
Royal Bank of Scotland Business
09.2006 - 08.2010
Team Leader
04.2004 - 08.2006
Processing Officer
TCS e-Serve Limited
01.2001 - 05.2004
Payments SME/Consultant
Bachelor of Commerce -
University of Kerala
ISO 20022 & SWIFT Standard
MX for Payments
SWIFT Alliance Certification
Certified Scrum Product
Owner (CSPO)
Certified Scrum Master (CSM)
Banking Insights and
Solutions (Silver) Certification
from IBM
IBM WatsonX Essentials
Certification
Associate Consultant at Oracle Financial Services Software Ltd,
Chennai
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