RAMYA MANJUNATH
Bengaluru
Summary
Credit Analyst with a proven track record, adept in financial analysis, covenant analysis, and data interpretation. Excelled in automating and transforming financial data, machine learning, enhancing product development, and supporting high-stakes client deliverables. Demonstrates exceptional analytical thinking and leadership abilities, driving efficiency improvements and mastering industry changes.
Overview
3
3
years of professional experience
1
1
Certification
Work History
Credit Analyst
Alphastream Technologies Private Limited
08.2022 - Current
- To comprehend, assimilate, extract, analyze, interpret, standardize, structure, and facilitate automation and transformation of financial and non-financial data of entities accessing capital and financial markets.
- Working on extraction of important Covenants from the High Yield Indentures and Credit Agreements, Preliminary Offering Memorandum, and Investment Grade Bonds for US and European documents. Also worked on preparing reference data of the same.
- Analysis of financial data and providing data in a manner to support research in High Yield, Capital Markets, Credit Risk, and Investment Grade.
- Added value on product development and extended support for successful client deliverables.
- Support data scientists in validating results for various machine learning tools and techniques.
- Update queries logic in the tools for various sections and their important data points for covenant reports of the agreements.
- Hands-on assignments in areas of data analysis, ability to present and document new developments.
- Met deadlines while maintaining high-quality deliverables.
- Managed and coordinated multiple projects, while ensuring timely completion.
- Participated in ongoing training to enhance own job skills and knowledge.
- Focused on learning new skills and staying updated with industry changes.
- Identified ways to improve efficiency in operations and implemented process changes.
Accounting Intern
Synergy Business Solution India Pvt. Ltd
02.2022 - 05.2022
- Accounted for all invoices received periodically in Tally Software.
- Bank statement entries, employee reimbursement accounting.
- TDS calculation on various invoices.
- GST calculation in invoices.
- Prepared TDS quarterly report.
- Prepared articles and newsletters for the company.
- Necessary reconciliations made on a timely basis.
Education
Master of Commerce in Finance and Banking - Finance And Banking
PES University
Karnataka09-2022
Bachelor of Commerce in Finance - Finance
PES College
Karnataka09-2020
Skills
- Covenants- Loans and Bonds
- Financial Analysis
- Data Interpretation
- Credit analysis
- Goal-Oriented
- Attention to details
- Leadership Abilities
- Effective Communication
- Interpersonal Skills
- Self-Motivation
- Problem-solving abilities
Certification
- SAP-FICO
- TALLY-ERP9
- VBA Macros
- Microsoft Office
Languages
- Kannada, Native
- English, Fluent
- Hindi, Fluent
Timeline
Credit Analyst
Alphastream Technologies Private Limited
08.2022 - Current
Accounting Intern
Synergy Business Solution India Pvt. Ltd
02.2022 - 05.2022
Master of Commerce in Finance and Banking - Finance And Banking
PES University
Bachelor of Commerce in Finance - Finance
PES College
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