ROSHAN RANJAN
Delhi NCR
Summary
Meticulous Underwriting Analyst with 6 years of experience making loan application decisions by evaluating financial strength of borrowers. Strong risk assessment and decision-making skills paired with detailed approach in examining documents.
Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals.
Overview
6
6
years of professional experience
Work History
UNDERWRITING ANALYST
BMTG Advisors Pvt. Ltd
05.2021 - Current
- Assisted in the underwriting process by reviewing applications, collecting and analyzing data, and conducting research to assess risk levels and determine policy eligibility
- Verified the precision and comprehensiveness of application forms, supporting documents, and underwriting data, guaranteeing strict compliance with both company guidelines and regulatory mandates with 95% accuracy throughout
- Managed a process lean waste management project to improve and consolidate end-to-end service processes; restructured communication flow among 4 departments and increased efficiency by 75%
- Lead as the Subject Matter Expert and conducted workload assessments and devised new operational processes impacting a 40% increase in productivity.
Senior Analyst
Natwest Markets
08.2017 - 05.2021
- Spearheaded initiatives within the collateral team at Natwest Markets to effectively mitigate transaction risks for diverse financial companies; leveraged data analysis and process optimization to enhance risk assessment accuracy and minimize potential losses
- Implemented risk mitigation strategies for transactions of various financial companies as a key member of the collateral team at Natwest Markets; reduced potential losses by 25% through assessment and monitoring of collateral requirements
- Conducted enhanced due diligence check to monitor and identify the credibility of the customer through his documents required as per the compliance
- Delivered 7 Yes checks and 2 STB ideas that helped in the prevention of bank financials and reputation loss.
Education
PGDM -
IMT
10.2022
B.COM Hons - undefined
Karim City College, Kolhan University
04.2016
Skills
- SME in UK Mortgages
- Leadership Skills
- Key Performance Indicators (KPI)
- Underwriting Proficiency
- GAP and RCA Analysis
- Training and Development MS Excel
- Process workflow and SOP creation
- Cross Functional collaboration
- Business Operations
- Standard Operating Procedure
- Manage Risk
- Credit Risk Evaluation
Accomplishments
- I was a part of a pilot batch for my company
- Better Mortgages, where we brought Trussle (UK mortgage) from onshore to offshore
- Brought deceased customer process from onshore to offshore
- Imparted training sessions for new joiners in team
- Used Microsoft Excel to develop inventory tracking spreadsheets.
- Prepared a project on supply chain management during PGDM.
Interests
- Promoted as Senior Analyst in Natwest Market
- Awarded Spot ovations 4 times for outstanding productivity and quality.
- LOV was awarded 5 times from India and UK stakeholders for delivering quality assignments.
Languages
English
Advanced (C1)
Hindi
Advanced (C1)
Timeline
UNDERWRITING ANALYST
BMTG Advisors Pvt. Ltd
05.2021 - Current
Senior Analyst
Natwest Markets
08.2017 - 05.2021
PGDM -
IMT
B.COM Hons - undefined
Karim City College, Kolhan University
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