Perl, Python
Smita Gupta
Banking
MUZAFFARPUR,Bihar
Summary
Driven Loan Officer with track record in mortgage and home lending product sales. Demonstrating strong interpersonal skills and exceptional service throughout sales process.
offering vast knowledge of banking regulations and compliance procedures. Dedicated to maintaining professionalism and integrity.
Loan Counselor skilled at working independently under tight deadlines. Trained in entry-level management leadership and customer service.
Overview
6
6
years of post-secondary education
7
7
years of professional experience
Work History
Loan Officer
State Bank of India
MUZAFFARPUR, Bihar
08.2020 - Current
- Recommended loan approvals and denials based on customer loan application reviews.
- Originated, reviewed, processed, closed and administered customer loan proposals.
- Compiled database of loan applicants' credit histories, corporate financial statements and other financial information.
- Worked with underwriters to fix application problems and resolve issues.
- Reviewed loan files and updated to match current standards.
- Fielded customer complaints and provided solutions.
Loan Officer
State Bank of India
Lucknow, Uttar Pradesh
01.2019 - 07.2020
- Originated, reviewed, processed, closed and administered customer loan proposals.
Probationary Officer
State Bank of India
Faizabad, Uttar Pradesh
11.2017 - 12.2018
- Utilized up-to-date information to make effective decisions governing bank operations.
Probationary Officer
State Bank of India
Moradabad, Uttar Pradesh
11.2016 - 10.2017
Systems Engineer
Tata Consultancy Services
Lucknow, Uttar Pradesh
09.2014 - 10.2016
- Planned and estimated test activities to determine effort needed to validate quality of product under test.
- Tested software within controlled environment prior to release to production.
- Identified and tracked defects with netapp inc's ONTAP and supported developers in resolving problems by completing additional tests.
Education
B.Tech - Electronics And Communications Engineering
Babu Banarasi Das National Institute of Technology
Lucknow 08.2010 - 07.2014
Intermediate - Science
Lucknow Public School
Lucknow 07.2008 - 06.2010
Skills
Application Review
Creditworthiness Determination
Loan Feasibility Assessment
Attention to Detail
Financial History Analysis
Credit History Review
Customer Relations
Loan File Maintenance
Loan Processing Coordination
Income Evaluation
Active Listening and Learning
Loan Portfolio Monitoring
Decision Making
Customer Service
Organization and Time management
Self-motivated professional
Project Team Collaboration
Performance Analytics
Programming Languages: Java, C, C, Perl, Python
Software
Interests
Painting
Timeline
Loan Officer
State Bank of India
08.2020 - Current
Loan Officer
State Bank of India
01.2019 - 07.2020
Probationary Officer
State Bank of India
11.2017 - 12.2018
Probationary Officer
State Bank of India
11.2016 - 10.2017
Systems Engineer
Tata Consultancy Services
09.2014 - 10.2016
B.Tech - Electronics And Communications Engineering
Babu Banarasi Das National Institute of Technology
08.2010 - 07.2014
Intermediate - Science
Lucknow Public School
07.2008 - 06.2010