Rajiv Tripathi
BFSI Professional With Data Driven Mindset Having 7 Years Of Experience In Product, Process And Portfolio For Lending And Cards Domain.
Mumbai
Summary
BFSI professional with data driven mindset having 7 years of experience into product, process and portfolio for lending and cards domain, looking for a challenging role into Product Management.
Overview
7
7
years of professional experience
5
5
years of post-secondary education
2
2
Languages
Work History
Portfolio Manager
Kotak Mahindra Bank
Mumbai
04.2020 - Current
- Managed 4000+Cr portfolio for 40+ employees. Helping team maintain consistent growth on QoQ business by projecting and distributing targets and churning portfolio.
- Designed and driven 8 contests/Incentive schemes to motivate team and drive business back to normal post-COVID.
- Enabling with Data power to Senior Management - provided senior management with deeper insights of Portfolio/Segments to help them with taking informed decisions and building Business Strategy.
- Developed rebalancing strategies to minimize risk exposures across teams.
- Communicated market developments, portfolio changes and annual performance information to stake holders and managers.
Product Manager
IndusInd Bank Ltd
Mumbai
12.2018 - 04.2020
- Implemented Digital business strategy to increase X-sell business from 60Cr to 100Cr per month.
- Conceptualized and deployed enhanced product features and optimized implementation for use in marketing strategies.
- Established criteria for each milestone within product roadmap as means to measure developmental progress, actively involved into UAT, Pre-Prod and Product testing.
- Introduced Segments based pricing using business vectors such as geography, Income, Credit Scores, Average Balance Maintained and driving business volumes and campaigns on target segments.
- Coordinated with cross-functional teams such as Policy, Credit, Operations, Technology and Sales to keep them in sync and ensuring smooth process flow.
Process Manager
ICICI Bank Ltd
Mumbai
08.2015 - 12.2018
- Evaluated Risk Factors for business opportunity for over 150+ branches and provided required support for starting PL business sourcing for these branches, bringing new business for bank.
- Projected PL business & loss forecasting, manpower planning and target distribution for 200+ PAN India employees for 3 years single-handedly.
- Business process optimization- managed deviation process for Pre and Post NPA process, re-shuffling of cases for vendors and helping team-members with data related queries and optimization for existing/new MIS.
- Conducted 5 trainings for co-workers on data presentation and analysis.
- Promoted change through positive promotion, benefits demonstration and interactive approach.
Education
Executive in Data Driven Product Management -
Indian Institute of Management
Lucknow 09.2021 - Current
PG Diploma - Banking And Financial Support Services
Manipal Academy of Higher Education
Bengaluru 11.2014 - 10.2015
Bachelor of Engineering - Electrical, Electronics And Communications Engineering
Faculty of Engineering And Technology
Annamalai University, Chidambaram 06.2008 - 05.2012
Skills
Product Management
Hobbies
My friends and colleagues explain me as a Poet, Writer, Biker, Wanderer and Chef which helps me be more creative into personal life and motivates me to do better into my professional career as well.
Timeline
Executive in Data Driven Product Management -
Indian Institute of Management
09.2021 - Current
Portfolio Manager
Kotak Mahindra Bank
04.2020 - Current
Product Manager
IndusInd Bank Ltd
12.2018 - 04.2020
Process Manager
ICICI Bank Ltd
08.2015 - 12.2018
PG Diploma - Banking And Financial Support Services
Manipal Academy of Higher Education
11.2014 - 10.2015
Bachelor of Engineering - Electrical, Electronics And Communications Engineering
Faculty of Engineering And Technology
06.2008 - 05.2012
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