Pradeep Kumar

Working on Building a Prototype for Loan Origination system

• Defined solution requirements to convert strategic ideas into actionable workflows
• 
  
• Built workflow models and autonomous product development processes to speed Loan Origination system time to market.
• Focused on building critical features up front in order to identify constraints and technical challenges.
• Oversaw entire product deployments from vision and creation to roll-out and delivery.
• Served as intermediary between product development and research departments, filtering feedback to prioritize maximally important data points.
• Attended Agile ceremonies, demos and production proving activities.
• Liaised with product team and development team to help break down requirements.Owned and prioritized product backlog.
• Worked on feature development and code implementation on front-end web applications, back-end API services, API portal and API gateway capabilities.
• Broke project into epics and implementable user stories.
• Built high-performing teams through effective recruitment, onboarding, and talent development initiatives

The Novus Composable banking studio is an independent technical financial service operating ecosystem which provides a complete financial products environment which, is designed to be aligned to your current and target state architecture. The result is that you can trial new innovations surfacing from internal ideation through to external acquisitions without the limitations you will find with your current ecosystem. Novus makes it possible to rapidly prototype ideas, incubate them into concepts and evolve them into outcomes, resulting in speedier implementations.

• Conducted market research to assess customer needs and preferences.
• Created, managed, and executed business plan and communicated company vision and objectives to motivate teams.
• Communicated with customers and vendors positively with particular attention to problem resolution.
• Coordinated team schedules to keep shifts properly staffed during busy periods.
• Oversaw entire product deployments from vision and creation to rollout and delivery.
• Owned and prioritized product backlog.
• Focused on building critical features up front in order to identify constraints and technical challenges.
• Defined product backlog and Domain Capabilities which can be implemented in Composable banking studio.
• Worked on Analyzing third-party vendors/Business partners and figured out what all can be leveraged to CBS
• Worked on Identified feature list, created user stories, wire frames and POC of multiple vendors
• Involved in designing holistic architecture of Composable banking studio on cloud environments like AWS, Microsoft Azure
• Worked on identifying APIs from core banking systems like Thought machine, Mambu, T24.
• Involved in think tank meetings with senior management to brainstorm on next steps to Composable banking studio.

FIS Modern Banking Platform (MBP) is a new modular core banking platform. Each module can be deployed as separate component in the banking landscape. Components developed are Retail Deposits, Term Deposits, Commercial Deposits, Lending, Enterprise Customer and Organization. The components can be integrated using API interfaces and can be deployed on multiple databases including cloud. Current clients include – American Automobile Association (AAA), Royal Bank of Canada (RBC), Amex, Citizen Access, PNC etc.

• Supported leadership team with reporting, analysis, and business presentations to inform divisional strategies.
• Collaborated with internal business partners to implement commission arrangements.
• Grew business analysis team to support division growth and create robust team by replacing underperforming staff and recommending staff members for permanent roles.
• Effectively supervised team performance by implementing measurable metrics to assess delivery of requirements.
• Provided L3 Support on all Retail Deposits Modules – Flex Transfers, Term Deposits, Commercial Deposits, and Enterprise Customer
• Designing test scenarios, test cases, review, and execution of test cases

The Banking Industry Architecture Network is created to establish, promote, and provide a common framework for banking interoperability issues and to become and to be recognized as a world-class reference point for interoperability in the banking industry.

• Worked on mapping the BIAN swagger contract and MBP API’S service contract
• Well-versed with SOAP UI and POSTMAN tool in testing the API’s
• Worked on designing the test cases based on the functionality defined as per the BIAN service.
• Expertise in client engagements, handling change requests, impact analysis, testing.

· Handled project calls, vendor meetings and client meetings and acted as a SPOC across all phases of project

Objective of project is to integrate web services API’S between core banking system and banks phone banking channel, CRM, LMS applications.

• Requirements gathering, creating FSD, acted as a liaison between developer and customer, post development, UAT and ensuring delivery as per the requirements. CRM workflow designing, and Integration of SOAP/REST web services between IVR, CBS and CRM as well
• Worked on implementing CRM and Provided Process-workflow related designing in project
• Automated data movement from CBS to CRM
• Worked with different vendors to bring in all end systems as integrated module
• Good knowledge on CRM and CTI.
• Expertise in Client engagements, handling change requests, Impact analysis, Testing.

· Handled project calls, vendor meetings and client meetings and acted as a SPOC across all phases of the project

Card management system is an application which is designed to provide & maintain credit cards that has given by Kanva souharda co-operative society . These cards are valid only to shop in the outlets that has owned by the Kanva group.

· Worked on Implementation of CBS and CMS (Card Management System)

· Worked on requirements gathering and creating FSD.

· Ensured the requirements are in sync across the phases.

· Worked on testing and ensured that the CMS application is working as expected.

· Acted as SPOC from End -End in all the SDLC process.

· Worked on migrating the data from legacy system to CBS

· Worked on data mapping and data migration issues.

· Worked on back-office application and product configurations

Loan rescheduling, which includes change in cushion period, adjusting the paid balance and rescheduling the EMI.

· Clearing wrong arrears in the account

· Correction of advance accounts where principal demand generation has failed

· Involved in data migration from TBA to CBS

· Extensively performed Manual testing process to ensure the quality of migration

Finacle Hands on support and training to bank staff of Pragati Gramina Bank