Summary
Overview
Work History
Education
Skills
Certification
Accomplishments
Timeline
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Vipin Kumar

Vipin Kumar

Summary

Passionate and accomplished Co-Owner with track record of success in business development, customer service and team building. Possesses entrepreneurial spirit, deep understanding of market trends, and keen eye for growth opportunities.

Overview

15
15
years of professional experience
1
1
Certification

Work History

Co-Founder

SMARTOWN - A Managed Marketplace For Rental Household Items
06.2021 - Current
  • Founded SmartOwn, Led Strategic planning initiatives, driving the company to $1M Annual Recurring Revenue within two years. Registered customer base of over 25,000
  • Developed and led a team of 25 employees, covering the entire spectrum of the company's functions
  • Established and managed the quality of a network of 40 supply-side fulfillment vendors covering multiple categories across 2 cities
  • Achieved 40%+ repeat customers sales by enhancing their quality
  • Managed day-to-day operations, ensuring seamless execution of key operational tasks, developed processes across business functions including Sales, Vendor Management, Collections, Purchases and Delivery
  • Oversaw all SmartOwn inventory purchases and managed its strategic distribution across 4 warehouses in 2 cities
  • Implemented real-time dashboards for tracking deliveries, pick-ups, cancellations, complaint resolutions, and vendor performance, enhancing transparency and fueling data-driven decisions
  • Led the implementation of Vendors-side app, streamlining order flow and fulfillment activities
  • Managed all the financial activities by establishing processes for vendor payments, payroll, and statement preparation.

Senior Manager

OCWEN FINANCIAL SOLUTIONS - A Mortgage Servicing Company
05.2013 - 06.2021
  • Collaborated with business unit leaders to craft comprehensive strategic plans, fostering decision-making and growth
  • Provided detailed financial reports to senior management, assisting in strategic planning and resource allocation
  • Collaborated with the Treasurer on liquidity forecasting, credit facility management, interest rate, and FX risk mitigation
  • Assisted in financial presentations to investors, stakeholders, and board members, conveying financial health and performance.

OCWEN FINANCIAL SOLUTIONS - A Mortgage Servicing Company
05.2013 - 06.2021
  • Worked on identification and assessment of over 20 potential acquisitions, finalizing bids for 7, and facilitating strategic expansion
  • Worked on divestment activities for offshore assets, optimizing Ocwen's portfolio alignment
  • Crafted executive-level briefings covering KPIs, economic trends, cash flow analysis, and business unit evaluations
  • Led product validation efforts, and enhanced decision-making through competitor analysis and strategic innovation.

Analyst, Investments

STARWOOD CAPITAL GROUP - A real estate focused private equity firm
04.2012 - 03.2013
  • Analyzed over 10 residential/commercial real estate deals (valued between $5 mn and $300 mn) across Asian geographies; final bids made for 3 of those deals
  • Supported quarterly/annual compliance, term sheet negotiations, and due diligence
  • Worked on preparing exit strategies for 2 fund assets including screening for potential buyers
  • Assisted in asset management and monthly/quarterly reporting of 2 fund assets.

Business analyst, Strategy

MILESTONE CAPITAL ADVISORS - A real estate focused private equity firm
05.2011 - 04.2012
  • Responsible for identifying new business initiatives for the company- Quant-based investment fund
  • Worked for Mutual Fund certification and creation of an AMC in Singapore
  • Analyzed investments in residential projects for the company.

Senior Analyst, Structuring and Treasury

IFMR CAPITAL - A NBFC focused on early-stage MFIs
06.2009 - 04.2011
  • Arranging and providing debt to partner institutions through structured finance products and on-balance sheet loans
  • Deal origination, due diligence, and relationship management
  • Clients include Financial Institutions involved in microfinance, housing finance, and gold loans
  • Involved in securitization transaction modeling, legal documentation, rating from rating agencies (CRISIL / ICRA / CARE), and due diligence of partner institutions
  • Preparing models for securitizations (par, premium, turbo par), revolving securitization, collateralized loan obligation, and analyzing the credit enhancement requirements depending upon defaults and prepayments.

Education

PGDM -

IIM-Ahmedabad

B.Tech -

IIIT-A

Skills

  • Partnership Cultivation
  • Stakeholder Communication
  • Strategic Partnerships
  • Stakeholder Relations
  • Business Development
  • Strategic Planning

Certification

  • Leadership Effectiveness, Insead, 2016
  • FRM, 2008

Accomplishments

  • 99.80 percentile in CAT and 99.81 percentile in IIIT-A exam
  • Completed Course on Leadership effectiveness with distinction (among only other IIM graduates) from Insead, Singapore in 2016
  • Received more than 100% allotted bonus for five consecutive years (2014-2018 in the last job at Ocwen Financial Solutions)

Timeline

Co-Founder

SMARTOWN - A Managed Marketplace For Rental Household Items
06.2021 - Current

Senior Manager

OCWEN FINANCIAL SOLUTIONS - A Mortgage Servicing Company
05.2013 - 06.2021

OCWEN FINANCIAL SOLUTIONS - A Mortgage Servicing Company
05.2013 - 06.2021

Analyst, Investments

STARWOOD CAPITAL GROUP - A real estate focused private equity firm
04.2012 - 03.2013

Business analyst, Strategy

MILESTONE CAPITAL ADVISORS - A real estate focused private equity firm
05.2011 - 04.2012

Senior Analyst, Structuring and Treasury

IFMR CAPITAL - A NBFC focused on early-stage MFIs
06.2009 - 04.2011

PGDM -

IIM-Ahmedabad

B.Tech -

IIIT-A
Vipin Kumar