TAPESHWAR TIWARI
Analyst
Ghaziabad
Summary
Precise Title Examiner with excellent organizational and research abilities. Collecting and reviewing documents for consistency and preparing documents and disclosures. Profound knowledge of all local filing requirements, fees and abstracting procedures.
Versatile loan processing professional specializing in customer service and bank standards. Excellent communicator and decision maker with a strong eye for detail and a proactive nature.
Overview
2
2
years of professional experience
6
6
years of post-secondary education
Work History
Underwriting Analyst
BMTG ADVISORS INDIA PVT LTD
Gurugram
09.2021 - 03.2022
- Doc processing at initial review stage of loan
- Processed docs like bank statement, personal tax returns, business tax return, W2, paystub etc
- Worked for AMEX loan files
- Analyzing documents & taking necessary actions whether to accept it or reject it
- Providing assistance to Borrower in uploading the correct docs or in case of any query
- Provided assistance to Home Advisors in getting correct information with required docs from borrower
- Providing support to Underwriters by processing correct & required docs
- Trained on Amex loan files to process the docs for it
- Validation of Govt
- ID like passport, Visa, Driving licence & other miscellaneous docs
- Working on all loan types like Conforming, Non Conforming etc.
- Contacted borrowers to gather additional information to make appropriate lending decisions.
- Identified portfolio risks resulting from client's underlying business practices, underwriting investigations or fraud exposure.
- Reviewed financial statements and contacted institutions and customers to clarify details.
- Reviewed loan files for completeness, identified missing documentation and generated condition lists for applicants.
- Maintained long-term relationships with customers to provide best-in-class customer service.
- Prepared documents for underwriting by verifying client income, credit reports and other information.
- Provided quick turnaround times to maintain fast-past schedule.
- Processed loans within various departments to achieve timely, accurate and fair proceedings.
Financial Analyst
XL DYNAMICS INDIA PVT LTD
Noida
03.2020 - 09.2021
- Contribute to team effort by accomplishing related results as needed
- Perform verifications as per the process to determine authencity of data
- Providing Pre-Risk Analysis Services for Sun West Mortgage Company
- Reviewing the Prelim/Title Report of the subject property
- Reviewing bundles of other documents such as Affidavit, Tax Cert, ID proof etc
- Related to the subject properties and customers
- Adding necessary conditions and raising concerns if any discrepancy found in prelim report
- Contacting the customers, clients and third parties requesting to provide necessary documents
- Updating the system with correct information
- Answering and resolving queries and questions of the customers
- Trained on FHA, USDA, VA loan product.
- Searched and analyzed real estate records.
- Reviewed legal documents such as mortgage loans, title liens and property easements to assess relevant property factors.
- Estimated closing dates and scheduled meetings.
- Contacted appropriate agencies to complete searches, order records and obtain documents.
- Used information gained during searches to produce and process title commitments and insurance policies.
- Compiled lists of mortgages, contracts and other documents pertaining to titles.
- Scrutinized title documents and property surveys to create detailed plot maps of subject properties.
- Searched multiple public and private land records throughout various county systems to abstract key information pertaining to specific properties.
- Scanned individual titles to determine restrictions such as delinquent taxes.
- Utilized multiple resources to research title issues such as online websites, government offices and financial institutions.
- Researched and drafted detailed property portfolios regarding subject properties, identifying chain of title issues, current statuses and defects in title.
- Examined documentation such as mortgages, liens and contracts to verify factors such as property legal descriptions and restrictions.
Education
Master of Science - Computer Science
Integral University
Ghaziabad 07.2017 - 08.2018
Civil Engineering
Dr. A. P. J. Abdul Kalam Technical University
Ghaziabad 06.2012 - 08.2016
GED -
DAV Public School
Ghaziabad 05.2011 - 05.2012
Skills
Risk management
G-Suite
Data Entry
Problem-Solving
Active Listening
Organization and Time Management
Planning and Coordination
Written Communication
Multitasking Abilities
Analytical and Critical Thinking
Real estate title concepts
Local record searches
Records analysis
Attention to Detail
Decision Making
Excellent Communication
Testing
Testing understanding
Integrated testing
Timeline
Underwriting Analyst
BMTG ADVISORS INDIA PVT LTD
09.2021 - 03.2022
Financial Analyst
XL DYNAMICS INDIA PVT LTD
03.2020 - 09.2021
Master of Science - Computer Science
Integral University
07.2017 - 08.2018
Civil Engineering
Dr. A. P. J. Abdul Kalam Technical University
06.2012 - 08.2016
GED -
DAV Public School
05.2011 - 05.2012