Summary
Overview
Work History
Education
Skills
Certification
PERSONAL DETAILS
Accomplishments
Timeline
Generic
Aashish

Aashish

Ghaziabad

Summary

Dynamic professional with extensive experience in compliance and quality assessments at Yes Bank Limited. Expertise in data analysis and vendor management, enhancing efficiency in transactional workflows. Strong ability to foster team collaboration and deliver impactful solutions while ensuring adherence to audit standards.

Overview

7
7
years of professional experience
1
1
Certification

Work History

Manager

Yes Bank Limited
Noida
05.2023 - Current
  • Conducted CAM due diligence, document preparation, quality checks, and re-verification audits for North and East zones.
  • Managing transactional workflows, upholding pre and post disbursement compliance standards, and handling documentation for business units throughout North and East zone.
  • Coordinating Business Groups such as MIB, SE, and ME.
  • Function as primary contact for internal quality assessments and statutory audit
  • Checking, verification, and issuance of sanction letters and various post-sanction documents.
  • Providing a comprehensive list of documents, CAM covenants, and general conditions as per the approved CAM to the business unit.
  • Authenticated documents uploaded on digital platform, E Sign, and triggered digital payment and signing link for signing authority in compliance with constitutional document
  • Dealing with various constitutions of clients.
  • Timely assignment of the cases among the team members to ensure the end-to-end TAT of each and every transaction.
  • MIS preparation and reporting to various departments.
  • Ensuring audit and compliance in accordance with prescribed norms.
  • Part of many projects, such as the automation of documents through the Colors system, E-Signing, and E-Stamping of documents.
  • Part of the training program provided to business and credit units about the workings of the Colors system.
  • Suggesting appropriate transaction-related solutions to every stakeholder.
  • Creating & sustaining a dynamic environment that fosters development opportunities & motivates high performance amongst team members.
  • Processed disbursement requests in compliance with company policies and regulations.
  • Reviewed documentation for accuracy and completeness before approval.
  • Developed training materials for new staff on disbursement procedures and systems.
  • Managed data entry processes for improved information accuracy and accessibility.

Associate (Assistant Manager)

Shivalik Small Finance Bank
Noida
09.2021 - 05.2023
  • Centralized Disbursement Unit
  • Loan file processing of disbursement of Loan against property/HL/AHL/Personal Loan
  • Provide support in disbursement, liquidation and other ancillary activities of Commodity Finance Operations
  • Handling callback activity to authenticate the transactions processed by users which Includes accounts, disbursement and charges applicable as per process
  • Tallying of accounting entries pertain to dummy A/c at eod
  • Reporting of suspense accounting entries to Central team
  • Reconciliation of accounts on daily basis
  • Preparation of various MIS reports as per process/policy
  • Publishing MIS related to discrepant documents, pending documents, tracking of documents, inward File, binding Status and PSL activity
  • Reporting of Insurance transactions to concerned team
  • Having experience in handling small team
  • Vendor management
  • In-house scanning.(All Disbursed file in-house scan)
  • Scan uploading in Data management system
  • Property papers release (After loan close or Settled)
  • Coordinate with auditors (Internal & external)
  • Inventory management.(All North)
  • Post-dated document Storage
  • Bulk service request Proses within Tat

Credit proccing Associate

RBL Bank Ltd
09.2018 - 08.2021
  • Operations (off role)
  • Loan file processing of disbursement – Loan against property, HL,AHL,Personal Loans
  • Verifications of disbursal documents like Agreements, mode of payment and all necessary format as per policy
  • Disbursement Related activities i.e
  • NDC with complete KYC norms
  • Handling all system related work including entry into Finacle for Loan maker , Disbursement Maker and Instrument Capture
  • Dispatch of file docket to storage team, maintaining post disbursal documents, providing OTC / PDD MIS
  • Creation of security interest, search of financial asset, satisfaction of charge and modification of security interest for secured product i.e
  • Home loan and secured business loan
  • Other central operations activities eg
  • Part-payment, receipt update, payment update, early closure of loan and creation of manual advice for booking income.

Education

Bachelor of Commerce - Account and Finance

Reliable Institute CCS University
Meerut
01.2018

Intermediate - Commerce

S.D Inter College
Ghaziabad
01.2013

ACCOMPLISHMENTS - Commerce

Kailashvati Inter College
Ghaziabad
01.2011

Skills

  • Microsoft Excel, Word, and Google Drive
  • Email management
  • Excel operations and formulas
  • Data analysis and reporting
  • Coordination with aligned branches and the sales/credit team for query solutions
  • Audit coordination
  • Quality assessments
  • Vendor management
  • Compliance standards
  • Transactional workflows

Certification

  • Fundamentals of credit (Corporate Finance Institute), Oct 2022
  • Certificate in Financial Statement (Corporate Finance Institute) - April 2023

PERSONAL DETAILS

  • Date of Birth – 29th May 1997
  • Father's Name – Anand Kumar
  • Language Known - English and Hindi
  • Strengths – Quick Learner, Hard Worker and Punctual

Accomplishments

  • Awarded for outstanding performance in central operations for the financial year 2020-2021
  • Certificate of appreciation from the zonal head of operations in Nov 2023
  • Certificate of appreciation from the National Head of Operations in March 2024

Timeline

Manager

Yes Bank Limited
05.2023 - Current

Associate (Assistant Manager)

Shivalik Small Finance Bank
09.2021 - 05.2023

Credit proccing Associate

RBL Bank Ltd
09.2018 - 08.2021

Bachelor of Commerce - Account and Finance

Reliable Institute CCS University

Intermediate - Commerce

S.D Inter College

ACCOMPLISHMENTS - Commerce

Kailashvati Inter College

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