ABARNA M
BANKING
BANGALORE
Summary
Resourceful Assistant Manager known for high productivity and efficient task completion. Specialized skills include team leadership, operational management, and customer service excellence. Excel in communication, problem-solving, and time management, ensuring smooth operations and positive team dynamics.
Overview
7
7
years of professional experience
2017
2017
years of post-secondary education
2
2
Certifications
2
2
Languages
Work History
Business Development Manager/Assistant Manager
CITY UNION BANK LTD
KUMBAKONAM
08.2016 - 05.2023
- Stock statement- checking of drawing power, operation, insurance stock, and book debt value in the system.
- Put a note to GM for insufficient DP and No operation accounts.
- Monitoring of accounts: Quick review of 1 crore for ODCC accounts, Takeover accounts and Conducted in-depth analysis of the top 100 borrower's accounts.
- Preparation of Unit Visit Report.
- Development of EWS Software: Purpose for identifying the RFA accounts.
- Application approved from RBI at inspection time, I took a class for all staff in the department, and branch staff while attending training in staff college, including BM.
- Compliance: Verification of Documentation for all 1 crore and above accounts with sanction ticket.
- Follow-up of Bills: Monitored and tracked outstanding export bills daily, producing regular reports for GM's review.
- Managed follow-up activities for supply bills, BG invocations, and cheque return processing.
- Rs 25 lakhs and above transactions: Identified diversion of funds by monitoring accounts with transaction amounts exceeding 25 lakhs through NEFT and RTGS.
- Reviewed and analysed account statements to identify business and non-business transactions.
- Ensured timely communication and appropriate responses to GM queries regarding non business transactions.
- I was posted as Assistant Manager at Valangaiman Branch June2021 and transferred to Malleswaram, Bangalore, January 2022.
- Enhanced daily operations and increased efficiency through consistent workflow management Handled a variety of cash transactions including wallet services, counterwork tasks, authorizations, and jewel loan openings.
- Maintained accurate tallies with cashier during cash transactions and loading ATMs.
- Managed TC responsibilities.
- Developed and presented loan proposals, gathering necessary pre-documentation before forward to back office for approval.
- Post disbursement and opening of loan, follow-up of documentation.
- Follow-up of SMA, arrear, renewal of limit, ad hoc, Insurance, DPN.
- I have received excellent performance ratings from my organisation for 4 years.
- Received double promotion on probation period.
- I have placed the best team player in my department.
- Participated in 'Financial Market and Risk Management challenges in India' and 'Emerging Trends in Banking and Insurance Sectors' conference conducted by SASTRA University.
Education
M.COM -
SASTRA UNIVERSITY
B.COM - undefined
SASTRA UNIVERSITY
HSC - undefined
SRI SARASWATHI PADASALA HR SEC SCHOOL
Skills
Leadership
Strategic planning
Operations Coordination
Customer communication
Guidance and support
Conflict resolution
Certification
Cleared JAIIB (Junior Associate of Indian Institute of the Bankers) from IIBF.
Accomplishments
- Received excellent performance ratings from my organisation for 4 years.
- Received double promotion on probation period.
- Placed the best team player in my department.
- Participated in 'Financial Market and Risk Management challenges in India' and 'Emerging Trends in Banking and Insurance Sectors' conference conducted by SASTRA University.
Timeline
Business Development Manager/Assistant Manager
CITY UNION BANK LTD
08.2016 - 05.2023
B.COM - undefined
SASTRA UNIVERSITY
HSC - undefined
SRI SARASWATHI PADASALA HR SEC SCHOOL
M.COM -
SASTRA UNIVERSITY