Summary
Overview
Work History
Education
Skills
Certification
Accomplishments
Timeline
Generic

ABARNA M

BANKING
BANGALORE

Summary

Resourceful Assistant Manager known for high productivity and efficient task completion. Specialized skills include team leadership, operational management, and customer service excellence. Excel in communication, problem-solving, and time management, ensuring smooth operations and positive team dynamics.

Overview

7
7
years of professional experience
2017
2017
years of post-secondary education
2
2
Certifications
2
2
Languages

Work History

Business Development Manager/Assistant Manager

CITY UNION BANK LTD
08.2016 - 05.2023
  • Stock statement- checking of drawing power, operation, insurance stock, and book debt value in the system.
  • Put a note to GM for insufficient DP and No operation accounts.
  • Monitoring of accounts: Quick review of 1 crore for ODCC accounts, Takeover accounts and Conducted in-depth analysis of the top 100 borrower's accounts.
  • Preparation of Unit Visit Report.
  • Development of EWS Software: Purpose for identifying the RFA accounts.
  • Application approved from RBI at inspection time, I took a class for all staff in the department, and branch staff while attending training in staff college, including BM.
  • Compliance: Verification of Documentation for all 1 crore and above accounts with sanction ticket.
  • Follow-up of Bills: Monitored and tracked outstanding export bills daily, producing regular reports for GM's review.
  • Managed follow-up activities for supply bills, BG invocations, and cheque return processing.
  • Rs 25 lakhs and above transactions: Identified diversion of funds by monitoring accounts with transaction amounts exceeding 25 lakhs through NEFT and RTGS.
  • Reviewed and analysed account statements to identify business and non-business transactions.
  • Ensured timely communication and appropriate responses to GM queries regarding non business transactions.
  • I was posted as Assistant Manager at Valangaiman Branch June2021 and transferred to Malleswaram, Bangalore, January 2022.
  • Enhanced daily operations and increased efficiency through consistent workflow management Handled a variety of cash transactions including wallet services, counterwork tasks, authorizations, and jewel loan openings.
  • Maintained accurate tallies with cashier during cash transactions and loading ATMs.
  • Managed TC responsibilities.
  • Developed and presented loan proposals, gathering necessary pre-documentation before forward to back office for approval.
  • Post disbursement and opening of loan, follow-up of documentation.
  • Follow-up of SMA, arrear, renewal of limit, ad hoc, Insurance, DPN.
  • I have received excellent performance ratings from my organisation for 4 years.
  • Received double promotion on probation period.
  • I have placed the best team player in my department.
  • Participated in 'Financial Market and Risk Management challenges in India' and 'Emerging Trends in Banking and Insurance Sectors' conference conducted by SASTRA University.

Education

M.COM -

SASTRA UNIVERSITY

B.COM - undefined

SASTRA UNIVERSITY

HSC - undefined

SRI SARASWATHI PADASALA HR SEC SCHOOL

Skills

Leadership

Certification

Cleared JAIIB (Junior Associate of Indian Institute of the Bankers) from IIBF.

Accomplishments

  • Received excellent performance ratings from my organisation for 4 years.
  • Received double promotion on probation period.
  • Placed the best team player in my department.
  • Participated in 'Financial Market and Risk Management challenges in India' and 'Emerging Trends in Banking and Insurance Sectors' conference conducted by SASTRA University.

Timeline

Business Development Manager/Assistant Manager

CITY UNION BANK LTD
08.2016 - 05.2023

B.COM - undefined

SASTRA UNIVERSITY

HSC - undefined

SRI SARASWATHI PADASALA HR SEC SCHOOL

M.COM -

SASTRA UNIVERSITY
ABARNA MBANKING