Abhay Kumar
Summary
A highly motivated and results-oriented individual with a strong work ethic and a commitment to excellence Seeking a challenging position where I can use my skills and experience to make a significant contribution to the company's success.
Overview
9
9
years of professional experience
Work History
Branch Credit Manager
Fusion Micro-finance Ltd
03.2024 - Current
- Technologies Used: PERDIX
- Evaluate creditworthiness and risks
- Maintaining records
- Negotiate loan terms with clients
- Creating credit scoring models
- Calculate and set interest rates
- Monitor payments
- Credit appraisal
- Knowledge of credit laws and regulations
- Loans
- Customer relationship management
- Negotiation
- Adaptability and flexibility
- Analytical skills
- Leadership and team collaboration
- Legal and compliance knowledge
- Decision-making
- Meet goals and metrics
- Portfolio Management
Credit Relationship Manager
HDB Financial Services Ltd
02.2022 - 05.2023
- Technologies Used: Finnone
- PD
- UNDERWRITING
- CPV
- TVR
- Docs verification
- Branch tracker
- Cluster tracker
Credit Reviewer
CNH Capital India Pvt Ltd
11.2018 - 02.2022
- Technologies Used: AMBIT
- Making financials
- Banking
- Underwriting
- CPV status check
CPA (Sr. Executive)
Me-hin Consultant & Advisors
09.2017 - 11.2018
- Technologies Used: Finnone, Kaleidoscope
- Making CAM
- MIS
- QDE
- DDE
- QC
- Case recommendation
CPA (Sr Executive)
PAMAC FINSERVE PVT LTD
10.2015 - 09.2017
- Technologies Used: Finnone
- Making CAM
- MIS
- QDE
- DDE
- QC
Education
Multimedia Animation & Web Designing -
F-TECHINSTITUTE
Delhi01.2011
10th -
BSEB
Bihar12th -
CBSE
DelhiB.A. Programme -
Delhi University (SOL)
DelhiDiploma in Multimedia Animation -
F-TEC
DelhiMBA - Banking And Finance
Chandigarh University
ChandigarhSkills
- Mentoring
- Problem Solving
- Good Communication
- Decision - making
References
- Arun Kumar Pandit, HDB FINANCIAL, +91 70537 27461, Branch Credit Manager
- Abhishek Kumar Singh, Kotak Mahindra Bank, +91 97116 07584, Manager
Personal Information
- Date of Birth: 10/30/88
- Gender: Male
- Nationality: Indian
Languages
Hindi
First Language
English
Upper Intermediate
B2
Adress
Ward No 13, Vill-Kalyanpur, Barashankar Pata, PO- Patahi, District-Motihari Bihar 845457
Timeline
Branch Credit Manager
Fusion Micro-finance Ltd
03.2024 - Current
Credit Relationship Manager
HDB Financial Services Ltd
02.2022 - 05.2023
Credit Reviewer
CNH Capital India Pvt Ltd
11.2018 - 02.2022
CPA (Sr. Executive)
Me-hin Consultant & Advisors
09.2017 - 11.2018
CPA (Sr Executive)
PAMAC FINSERVE PVT LTD
10.2015 - 09.2017
Multimedia Animation & Web Designing -
F-TECHINSTITUTE
10th -
BSEB
12th -
CBSE
B.A. Programme -
Delhi University (SOL)
Diploma in Multimedia Animation -
F-TEC
MBA - Banking And Finance
Chandigarh University