Abhijit Sadhu
Hyderabad
Summary
Experienced internal auditor with a strong background in NBFC and banking, focusing on risk assessment and compliance. Proven success in improving operational efficiency and addressing control deficiencies. Proficient in risk control matrix development and promoting collaboration across departments to deliver financial insights and maintain regulatory standards.
Overview
17
17
years of professional experience
1
1
Certification
Work History
Sr. Manager - Internal Audit
Spandana Sphoorty Financial Limited
Hyderabad
11.2023 - Current
- Conducted comprehensive risk-based audits to evaluate operational efficiency and compliance across departments.
- Prepared Risk Control Matrix (RCM) to align identified risks with corresponding controls and responsibilities.
- Evaluated internal controls and workflows, identifying high-risk areas and opportunities for improvement.
- Performed concurrent audits to ensure compliance with internal policies and regulatory frameworks.
- Executed regulatory audits per RBI guidelines, focusing on risk-sensitive processes.
- Conducted targeted KYC audits to assess adherence to CDD and EDD requirements.
- Reviewed transaction monitoring and sanctions screening procedures during AML reviews to identify compliance gaps.
- Supported cross-functional teams in implementing corrective actions, ensuring timely resolution of audit findings.
Lead Manager - Internal Audit
Indusind Bank
Hyderabad
11.2022 - 10.2023
- Conducted risk-based data analysis and KYC audits for all Business Correspondent branches in India.
- Handled various BC portfolios, ensuring compliance with internal and regulatory requirements.
- Performed CKYC verification, updating customer details in accordance with compliance norms.
- Reviewed Standard Operating Procedures, identified control gaps, and recommended enhancements.
- Assessed banking processes for assets and liabilities to ensure compliance with RBI regulations.
- Executed regulatory and risk-based audits adhering to RBI Master Directions and MFIN standards.
- Collaborated with teams and stakeholders to efficiently resolve audit-related issues.
- Identified opportunities to reduce income leakage and minimize costs for improved financial outcomes.
Audit Manager
Bharat Financial Inclusion Ltd
Hyderabad
06.2008 - 11.2022
- Led internal audits across East and West zones for 12 years, enhancing operations and risk management.
- Managed audit schedules, ensuring timely completion of all branch audits.
- Analyzed audit results, producing monthly reports for senior management review.
- Performed risk-based audits to verify compliance and strengthen internal controls.
- Reviewed retail loan portfolios nationwide, identifying risks and process gaps through thorough analysis.
- Conducted compliance audits in MFI and retail branches, ensuring adherence to policies and regulations.
- Collaborated with departments to implement audit recommendations and close control gaps.
- Coordinated large-scale audit projects with Zonal Heads to address critical risk areas.
Education
Master of Business Administration (MBA) - Finance & Accounting
Amity University
Noida01.2027
Certified Internal Auditor (CIA) -
Institute of Internal Audit, IIA-USA
USA04-2025
Bachelor of Commerce -
Calcutta University
Kolkata, India12.2008
Skills
- Internal audit strategies
- Risk assessment and analysis
- Control gap remediation
- Compliance review (KYC/AML)
- Operational audits (RBI/MFIN)
- SQL proficiency
- Revenue leakage prevention
- Cash flow management
- Leadership and coordination
- Financial insights
Certification
- Structured Query Language (SQL)
- Microsoft Office (Advanced Excel)
- Business analytics with Excel
- Power BI
- Data analysis
Accomplishments
- Long-Term Service Award (BFIL)
- Best auditor (BFIL)
- Certificate of Appreciation (SSFL)
Hobbies and Interests
- Playing cricket
- Listening to music
Languages
- English, First Language
- Hindi, C1
- Bengali, C1
Date of Birth
28/12/1985
Timeline
Sr. Manager - Internal Audit
Spandana Sphoorty Financial Limited
11.2023 - Current
Lead Manager - Internal Audit
Indusind Bank
11.2022 - 10.2023
Audit Manager
Bharat Financial Inclusion Ltd
06.2008 - 11.2022
Master of Business Administration (MBA) - Finance & Accounting
Amity University
Certified Internal Auditor (CIA) -
Institute of Internal Audit, IIA-USA
Bachelor of Commerce -
Calcutta University