Summary
Overview
Work History
Education
Skills
Professional Enhancements
Employmentchronicle
Projects
Certification
Timeline
ABHIJIT SINGH BAGHEL

ABHIJIT SINGH BAGHEL

Lead Business Analyst
Pune

Summary

  • Overall, 17+ years of experience in the areas of Digital Banking, Customer Onboarding, Business Consulting, Requirements Gathering, Product Owner & Stakeholder management, Banking Operations Management, Retail Banking, Auditing, Client Servicing and Team Management.
  • 13+ years of relevant experience in the areas of business analysis, Agile & SAFe methodology, requirement gathering and elicitation, problem solving and situation analysis, team management, product owner, digital banking & transformation, stakeholder management, offshore-onshore client handling, business consulting in the field of IT and ITES.
  • 4+ years of experience in retail banking & branch banking operations, audit processes for banks, sales management, physical customer onboarding, expert in transaction & account management module, FINACLE and CRM tool user. Expertise in designing systems & procedures and contributing towards improved business performance. Expertise in providing consultancy & digital transformation solutions on various subjects so as to derive a high-quality product.
  • Expertise in designing systems & procedures and contributing towards improved business performance. Expertise in providing consultancy & digital transformation solutions on various subjects so as to derive a high-quality product.
  • Certified Professional Scrum Product Owner 1 from scrum.org

Overview

18
18
years of professional experience
42
42
years of post-secondary education
4
4
Certifications
3
3
Languages

Work History

Associate Principal

LTIMindtree Ltd
07.2022 - Current
  • Working as Lead SME for establishing a BA chapter for the client in their organization
  • Working as Lead SME/Business Analyst for the digital onboarding platform of the customer
  • Working as Lead business analyst for the various squads that have been created by the client in their organization
  • Working as junior product owner with the onsite client product owner and co-ordinate to enable new strategies/products on the digital platform of the client bank
  • Responsible for various innovation programmes running for the client bank in South Africa
  • Responsible for providing SME in various innovation programmes running in the organization across verticals.
  • Mentored junior team members, contributing to their professional growth and development.
  • Coordinated with stakeholders throughout the project lifecycle, ensuring successful execution of all tasks from inception to completion.
  • Liaison with the lead business analysts in SA and collaborate for creating a new business chapter for the digital area of the bank.
  • Liaise with the head product manager of the bank to oversee the integration of the various squads which work for the retail onboarding platform of the bank as per business requirements and to ensure that the work being done doesn’t impact everyday banking business.
  • Responsible for bringing in new products onto the platform thereby helping the bank in driving the digital sales figures of the bank.
  • Working for mobile app customer onboarding platform also to include and create new journeys for E2E onboarding journeys for both new and existing customers of the bank.
  • Responsible for providing ideas and strategies through which the in app/in channel applications are increased.

Senior Consultant

LTIMindtree Ltd
Pune
03.2018 - 07.2022
  • Managing digital transformation of the client working under agile methodology
  • Working as junior product owner and lead business analyst for South Africa in digital banking area
  • Working as SME for various RFP proposals across Africa and different initiatives of the organization
  • Responsible for various innovation programmes running for the client bank in South Africa which then is getting imitated to rest of African country businesses of the client.
  • Co-ordinate and liaison with business users during UAT phase. Ensure that the defect fixing is happening in time and that the raised issues are actually defects.
  • Work across domains for different projects and share subject matter expertise knowledge whenever and wherever required.
  • Involved in various RFP’s that come along for Africa or ROW and share my domain knowledge for anything related to digital or retail banking.
  • Managed transition activities from a BA perspective from the parent company to the current vendor company.

Assistant Vice President

Barclays Technology Centre India
03.2015 - 03.2018
  • Requirements Gathering Requirements Solutioning Gap Analysis Digital Banking Omnichannel Banking Use Case Modelling Mock-up Screen Creation Client Interaction Analysing the requirements gathered from the client and performing the activity of gap analysis for the creation of the customer onboarding platform
  • Providing solutioning to the requirements gathered to the client and ensuring that it fits the clients’ requirements
  • Reviewing the use cases from functional and business point of view
  • Shared domain knowledge in banking to the fellow technical team
  • Played an active part in articulating concepts for hackathons as part of Rise initiative
  • As a business analyst and domain expert played an important part in terms of driving the innovation agenda for Digital Office as part of Rise initiative and for South Africa.
  • Liaison with the SA counterpart/Product Owner (PO) and help the team members clear their doubts. At the same also get the review comments cleared up so that the functional specifications can be finalized and given to the PO for sign-off.
  • Co-ordinate and liaison with testing teams during SIT & UAT phases. Ensure that the defect fixing is happening in time and that the raised issues are actually defects.
  • Based on the knowledge of banking domain and trust developed ultimately started acting as a proxy product owner for the same application

Senior Associate Consultant

Infosys, Ltd
08.2011 - 02.2015
  • Worked as Business Analyst for a major South African bank. Was involved in implementing an E2E online account opening application with Value Added Services
  • Requirements Gathering Requirements Solutioning Gap Analysis Use Case Modelling Mock-up Screen Creation Client Interaction Requirements gathering, understanding organization structure to define job functions and approval matrix
  • Analysing the requirements gathered from the client and performing the activity of gap analysis after this
  • Providing solutioning to the requirements gathered to the client and ensuring that it fits the clients’ requirements
  • Use cases preparation for various Wholesale Loan Origination and Loan Servicing events such as invoice viewing, creating vat reports, creating asset lists, creation of audit groups for a leading European auto finance captive company
  • Liasoning with Client & Onsite team and Offshore team for functional discussions & driving the Issue resolution
  • Reviewing the use cases from functional and business point of view
  • Provided banking domain training to the technical team who were going to handle the application at the later stages so as to make them understand the loan cycle and other nitty-gritties attached to it
  • Support the Consumer banking practice by doing more domain related research and publishing POV’s, white papers, etc
  • On the concerned topics.
  • Monitored and frequently reported on project status to clients and verified projects met client requirements and quality standards.


Project Details

Client was a leading bank in UK/Africa. I was working as a Senior Business Analyst to analyse the requirements for creating an online portal for the bank. The portal would support both NTB (New to Bank) and Existing Customers. My responsibilities in the project were as follows:

  • Understand the business requirements and decode them in order to help the technology team to design and develop the solution of the portal.
  • Understand the business logic and download the same to the design and testing team.
  • Effectively manage direct client interaction with the programme manager and business owner and micro-manage the discussion so that the things are completed on schedule.
  • Prepare business deliverables such as FSD, Requirements Traceability Matrix and Query log.
  • Lead the UAT and SIT and act as a bridge between the business and the technology team to segregate between defects and CR’s.


Consumer Banking Practice Related Work

  • Have prepared various RFI’s/RFP’s in response to new or prospective clients proposal to get new projects for Infosys and have also achieved success in few of them.
  • I was part of domain training team wherein I gave the training to fresher engineering graduates.
  • Have prepared POV’s and white paper which have been published internally.
  • Was part of an RFI and presented my understanding of the client business based on which Infosys won a major deal from a leading UK bank.

Assistant Manager

ICICI Bank Limited
07.2007 - 08.2011
  • Strategic Planning Team Management Banking Operations Business Development Audit & Internal Control Funds Management Budgetary Control Statutory Compliance Relationship Management Formulating corporate goals, short & long-term budgets, developing business plans for accomplishment of target and goal of organisation
  • Supervising overall operational performance of the branch, generating business as per management requirements and achieving set targets
  • Conceptualizing and implementing the competent strategies with a view to penetrate new accounts and expand existing ones for a wide range of deposit products
  • Overseeing cost control and enhancing branch profitability; carrying out audit & compliance including compliance with the SOX Act
  • Analyzing the business potential and implementing plans to drive channels for attaining business targets, and achieving desired targets
  • Ensuring that the fund management strategies are in line with the objectives and preparing contingency funding plans without affecting profitability.
  • Supervised day-to-day operations to meet performance, quality and service expectations.
  • Improved customer satisfaction by addressing and resolving complaints promptly.
  • Promoted teamwork within the workplace by encouraging collaboration among staff members on various project tasks.

Education

Master of Science - Banking & Finance

ICFAI School of Financial Studies
04.2001 - 04.2007

GPA: 7.86

B.Com. - Banking & Finance

Ness Wadia College of Commerce
02.2005

High School Diploma -

St Xaviers High School, Jamnagar
07.2001 - 04.2002
  • Continuing education in Commerce stream.
  • Passed with first class marks in Gujarat board exam

Skills

Agile BA

Professional Enhancements

  • NCDO (NSDL Certificate for Depository Operations) Exam conducted by NSDL with 73% marks (2013)
  • Certified in Digital Banking from Indian Institute of Banking & Finance (IIBF) (2018)
  • Certified in Anti-Money laundering & KYC Regulations from Indian Institute of Banking & Finance (2018)
  • Certified in Cyber Crimes & Fraud Management (2020)
  • Professional Scrum Product Owner 1 (2022)

Employmentchronicle

  • LTIMindtree Ltd, Pune, Maharashtra, 04/01/22, Present, Associate Principal, Consulting Practice
  • Working as Lead SME for establishing a BA chapter for the client in their organization. Working as Lead SME/Business Analyst for the digital onboarding platform of the customer.
  • Working as Lead business analyst for the various squads that have been created by the client in their organization.
  • Working as junior product owner with the onsite client product owner and co-ordinate to enable new strategies/products on the digital platform of the client bank.
  • Responsible for various innovation programmes running for the client bank in South Africa. Responsible for providing SME in various innovation programmes running in the organization across verticals.
  • Working as lead business analyst and SME for the E2E Online Sales Digital account opening & customer onboarding application platform of the bank., Responsible for bringing in new products onto the platform thereby helping the bank in driving the digital sales figures of the bank.
  • Working for mobile app customer onboarding platform also to include and create new journeys for E2E onboarding journeys for both new and existing customers of the bank.
  • Responsible for providing ideas and strategies through which the in app/in channel applications are increased.
  • Barclays Technology Centre India, Pune, Maharashtra, 03/01/15, 03/01/18, Business Analyst, Digital Office
  • Analysing the requirements gathered from the client and performing the activity of gap analysis for the creation of the customer onboarding platform. Providing solutioning to the requirements gathered to the client and ensuring that it fits the clients’ requirements.
  • Reviewing the use cases from functional and business point of view. Shared domain knowledge in banking to the fellow technical team. Played an active part in articulating concepts for hackathons as part of Rise initiative.
  • As a business analyst and domain expert played an important part in terms of driving the innovation agenda for Digital Office as part of Rise initiative and for South Africa., Business Analyst, Gather requirements and prepare functional specifications for the project.
  • Liaison with the SA counterpart/Product Owner (PO) and help the team members clear their doubts. At the same also get the review comments cleared up so that the functional specifications can be finalized and given to the PO for sign-off.
  • Co-ordinate and liaison with testing teams during SIT & UAT phases. Ensure that the defect fixing is happening in time and that the raised issues are actually defects., Based on the knowledge of banking domain and trust developed ultimately started acting as a proxy product owner for the same application.
  • Infosys, Ltd, Pune, Maharashtra, 08/01/11, 02/01/15, Associate Consultant, Consumer Banking Practice
  • Analysing the requirements gathered from the client and performing the activity of gap analysis after this. Providing solutioning to the requirements gathered to the client and ensuring that it fits the clients’ requirements.
  • Use cases preparation for various Wholesale Loan Origination and Loan Servicing events such as invoice viewing, creating vat reports, creating asset lists, creation of audit groups for a leading European auto finance captive company.
  • Liasoning with Client & Onsite team and Offshore team for functional discussions & driving the Issue resolution. Reviewing the use cases from functional and business point of view.
  • Provided banking domain training to the technical team who were going to handle the application at the later stages so as to make them understand the loan cycle and other nitty-gritties attached to it.
  • Support the Consumer banking practice by doing more domain related research and publishing POV’s, white papers, etc. on the concerned topics.
  • Discuss those requirements among the team and then perform gap analysis of the requirements and submit the same to the client, Inform the client about the functionalities which cannot be implemented in the new application or would need an extra effort to implement the same.
  • Prepare use cases based on the requirements and functionalities as discussed with the client and getting them signed off from the client.
  • Review use cases of other team members and make them ready for client approval.
  • Liaison with the client and help the team members clear their doubts and also get the review comments cleared up so that the use cases can be finalized and presented to the client.
  • Worked on MS Visio 2010 and Influx.
  • ICICI Bank Limited, Pune, Maharashtra, 07/01/07, 08/01/11, Assistant Manager, Pune
  • Relationship Management Formulating corporate goals, short & long-term budgets, developing business plans for accomplishment of target and goal of organisation.
  • Supervising overall operational performance of the branch, generating business as per management requirements and achieving set targets.
  • Conceptualising and implementing the competent strategies with a view to penetrate new accounts and expand existing ones for a wide range of deposit products.
  • Overseeing cost control and enhancing branch profitability; carrying out audit & compliance including compliance with the SOX Act.
  • Analyzing the business potential and implementing plans to drive channels for attaining business targets, and achieving desired targets. Ensuring that the fund management strategies are in line with the objectives and preparing contingency funding plans without affecting profitability.

Projects

ICICI Bank, Hyderabad, Study of Retention Analysis of Salary Accounts and the Prediction of MIS (Management Information System), 3 Months, The main objective of this project was to study the salary trends in the various sectors of the industry and also to understand the reason of retention in the salary accounts held with ICICI Bank.

Certification

Professional Scrum Product Owner from scrum.org

Timeline

Professional Scrum Product Owner from scrum.org

07-2022
Associate Principal - LTIMindtree Ltd
07.2022 - Current

Certification in Cyber Crimes & Fraud Management from IIBF

08-2020

Certification in Anti-Money laundering & KYC Regulations from IIBF

08-2018

Certification in Digital Banking from IIBF

04-2018
Senior Consultant - LTIMindtree Ltd
03.2018 - 07.2022
Assistant Vice President - Barclays Technology Centre India
03.2015 - 03.2018
Senior Associate Consultant - Infosys, Ltd
08.2011 - 02.2015
Assistant Manager - ICICI Bank Limited
07.2007 - 08.2011
St Xaviers High School - High School Diploma,
07.2001 - 04.2002
ICFAI School of Financial Studies - Master of Science, Banking & Finance
04.2001 - 04.2007
Ness Wadia College of Commerce - B.Com., Banking & Finance
ABHIJIT SINGH BAGHELLead Business Analyst