Abhilash Thippineni
Bengaluru
Summary
Risk analytics professional with nearly 9 years of experience in fintech, payments, banking, credit, and insurance sectors. Specializes in fraud risk management, abuse prevention, and underwriting strategies, achieving significant loss reduction and revenue enhancement. Proficient in developing scalable risk solutions in cloud environments such as GCP and Teradata, collaborating effectively with cross-functional teams to achieve business objectives.
Overview
9
9
years of professional experience
1
1
Certification
Work History
Sr. Data Scientist, Fraud Risk Strategy
PayPal Holdings Inc
Bengaluru
05.2019 - Current
- Led risk strategy for Credit Cards, Add Funds, and High-Yield Savings products, balancing fraud mitigation with seamless customer experience.
- Managed end-to-end risk strategy (Acquisition, Line Assignment, Transactions) for PayPal Cashback MasterCard (with Synchrony), reducing losses by $6M while maintaining 5-6 bps loss rate (2024).
- Implemented IP rate-limiting strategy, reducing bot-driven abuse by 70%.
- Built 'Good User Decline' framework, improving decline accuracy by 10% and generating $20M TPV.
- Developed model validation and simulation frameworks, improving model accuracy by 20%.
- Created Tableau dashboards for real-time risk monitoring, reducing data latency by 100% (6h → NRT).
- Ensured compliance with AML, FCRA, and credit reporting regulations in partnership with Legal and Compliance.
Decision Scientist
Mu Sigma Business Solutions Pvt. Ltd.
Bengaluru
07.2017 - 04.2019
- Delivered analytics-driven growth strategy for pharma clients, tracking ~$100M revenue.
- Identified high-growth APAC markets (~8M users) for digital product expansion.
- Built monetization insights and business cases for payer and account management strategies.
Education
Bachelor of Technology - Civil Engineering
National Institute of Technology Karnataka (NITK)
SurathkalSkills
- Risk & Domain: Fraud & Abuse Prevention, Payments Risk, BFSI, Credit Underwriting Strategy, Compliance (AML, FCRA)
- Technical: SQL, Python, SAS, BigQuery, Teradata, Tableau, Excel, GCP, Data Analytics, Statistics
- Leadership & Execution: Stakeholder Management, Cross-functional Collaboration, Team Leadership, Agile Execution, Experimentation
Certification
- SQL Advanced Certificate — HackerRank
- SQL Gold Badge — HackerRank
Awards
PayPal Prop Award — Enterprise Risk Organization recognition, 15x Bravo Awards — Impact, collaboration, and ownership, Spot Awards — PayPal & Mu Sigma
Personal Information
Title: Lead Risk & Fraud Analytics | Credit Risk | Fintech | Payments
Languages
- Telugu (Native), Hindi (Advanced), English (Proficient), Tamil (Intermediate)
Timeline
Sr. Data Scientist, Fraud Risk Strategy
PayPal Holdings Inc
05.2019 - Current
Decision Scientist
Mu Sigma Business Solutions Pvt. Ltd.
07.2017 - 04.2019
Bachelor of Technology - Civil Engineering
National Institute of Technology Karnataka (NITK)