

Dynamic banking professional with extensive experience at the Reserve Bank of India (RBI), excelling in Treasury, Market Risk Management and bank resolution. I have experience of 22 years in areas of banking and finance which includes Portfolio Management, Market and liquidity risk regulation, weak Bank resolution, Payment & Settlement Systems and Commercial bank. I have worked as Portfolio Manager on the fixed income and currency side in Reserve Management Department of Reserve Bank of India. This also included providing regular updates and presentations along with analysis on Global market developments to Investment Strategy Committees influencing strategic decisions on asset allocations. I was instrumental in conceptualising foray of RBI onto new investment products like Interest Rate Futures and also exposure into new markets like Onshore and Offshore Chinese markets. This experience is integrated with the work on the regulation side of Commercial bank involving analysis and drafting of Market Risk Guidelines (Investment guidelines, existing Basel capital regulations & upcoming FRTB, Interest Rate Risk in Banking Book) and Liquidity risk (LCR & NSFR) for banks. Conducted impact analysis on various market and liquidity risk guidelines issued by Reserve bank of India enabling issuance of data-based regulations and circulars to banks. perspective. Currently working in area of weak bank and NBFC resolution which includes mergers of sick and healthy Urban Cooperative banks, cancellation of bank licences. Have played instrumental role in mergers of two fraud hit Cooperative bank in India. Proven track record in critical analysis and risk assessment, leading teams to successfully navigate complex challenges. I would like to continue with my passion to contribute, explore and learn various aspects of risk management in banks.