Seasoned professional with 21 years of experience in Banking, Insurance, and Consumer Durables, specializing in Business Generation, Process Management, Operations Management, Customer Service, and Compliance. Adept at leading teams, driving profitability, and fostering strong client relationships. Currently expanding expertise through business consulting, with a focus on financial products and strategic market growth.
Overview
23
23
years of professional experience
1
1
Certification
Work History
Project Head
UPICON (Govt. Consultancy Organization ,established by Govt. of UP.)
Lucknow
10.2024 - Current
Spearhead the end-to-end implementation of the RAMP Project across Uttar Pradesh, ensuring alignment with state-level development objectives and strategic project milestones.
Lead cross-functional teams, including District RAMP Coordinators (DRCs) and Finance Expert, to deliver targeted support to MSMEs, enhancing access to government schemes, financial services, and market linkages.
Direct resource planning and infrastructure management at district offices, optimizing workspace, connectivity, and facility readiness to maintain efficient project operations.
Design and implement comprehensive training programs in collaboration with national institutions, enhancing the skills of DRC and FE personnel in MSME support and service delivery.
Oversee financial advisory and compliance support for MSMEs by establishing connections with financial and legal experts, facilitating vendor development, and providing regulatory guidance.
Establish and manage data-driven performance metrics for the RAMP program, ensuring robust tracking, reporting, and analysis to measure service delivery and project impact.
Conduct regular performance evaluations and compliance audits with DRC/LUS teams, driving accountability, issue resolution, and alignment with operational standards.
Cultivate strategic partnerships with government agencies, cooperatives, and FPOs to strengthen MSME access to essential resources and maximize the impact of government schemes.
Business Consultant
Quick Fin Shop
Lucknow
09.2023 - 09.2024
Spearheaded strategic planning and execution for financial products such as Home Loans, Business Loans, Personal Loans, and Loan Against Property (LAP).
Developed and mentored a new team, implementing leadership strategies to achieve business objectives.
Identified market trends, crafted innovative strategies, and drove market share growth, leading to business expansion and increased profitability.
Established and nurtured key client and partner relationships, successfully negotiating and closing high-value contracts.
Maintaining and enhancing digital business strategies, including a recent IFB consumer durable initiative.
Regional Head -Sales
ICICI Bank Ltd
Lucknow
04.2022 - 04.2023
Led the development and management of deep institutional and government banking relationships across key segments
Managed the Institutional Ecosystem, engaging with educational institutions, healthcare organizations, and government bodies to drive banking services
Achieved key performance indicators through strategic realignment and constant customer engagement, ensuring portfolio profitability
Collaborated across business segments to leverage opportunities, maintaining stringent regulatory compliance
Branch Manager
IndusInd Bank
Ghaziabad
12.2021 - 03.2022
Branch Manager
RBL Bank Ltd
Delhi
09.2020 - 08.2021
Branch Head
Axis Bank Ltd
Ghaziabad
03.2013 - 09.2020
Branch Manager
ICICI Bank Ltd
Ghaziabad
07.2006 - 03.2013
Relationship Manager
PNB Principal Financial Planners
Delhi
02.2006 - 06.2006
Financial Services Consultant
ICICI Prudential Life Insurance
07.2004 - 01.2006
Area Manager
Rational Business Corporation
Punjab
05.2002 - 06.2004
Education
Bachelor of Law (LLB) -
CCS University
Meerut, U.P.
08.2023
Post Graduate Diploma - Business Management, Marketing, Human Resource Management
Food Safety Officer at Airport Health Organization, Ministry Of Health And Family Welfare, DGHS, Govt Of IndiaFood Safety Officer at Airport Health Organization, Ministry Of Health And Family Welfare, DGHS, Govt Of India
Project In-charge at Central Organization of Railway Electrification, Min. Of Railways,Govt of IndiaProject In-charge at Central Organization of Railway Electrification, Min. Of Railways,Govt of India