Summary
Overview
Work History
Education
Skills
Certification
Extra-Curricular Activities
Timeline
Generic

ABHINAV U PATIL

Hyderabad

Summary

Business Analyst and former Government Officer with 9+ years of cross-sector experience spanning banking, tax administration, and IT consulting. Skilled in stakeholder management, domain-led digital transformation, and BFSI technology implementation including Temenos and Islamic banking modules

Overview

11
11
years of professional experience
1
1
Certification

Work History

Senior Consultant

Nagarro
04.2024 - Current
  • Created tailored capability decks, aligning Nagarro’s offerings with client needs across digital transformation, cloud, and data services.
  • Drafted responses to RFPs and RFIs, combining domain knowledge with solutioning inputs to co-develop proposals with delivery and technical teams.
  • Acted as Business Analyst for a Temenos T24 upgrade project for a leading Philippine bank, managing Trade Finance and Teller modules end-to-end.
  • Gathered requirements, prepared functional documents (test cases, user guides), and provided client walkthroughs for Trade Finance products including LC import/export, bills purchase, and miscellaneous deals.
  • Led configuration and issue resolution during the SIT (System Integration Testing) phase using Mantis Bug Tracker, liaising between client and development teams.
  • Extended ownership to the Teller & Safety Deposit Box module, including features like cash transactions, drafts, bills payments, and certifications.
  • Served as BA for an Islamic banking rollout for a Middle Eastern bank, configuring loan products such as Mudarabah, Tawarruq, and Ijara.
  • Conducted requirement workshops, end-to-end product configuration, and documentation for Islamic products within Temenos T24.
  • Supported the client’s regulatory demonstration to SAMA (Saudi Central Bank) by simplifying product workflows and training end users.
  • Delivered functional documentation and product-specific user guides, enabling faster onboarding and reducing client dependency.

Commercial Tax Officer

Department of Commercial Taxes(GST), Government of Karnataka
06.2020 - 04.2023
  • Secured 62nd Rank(top 0.03%) in Karnataka Public Service Exam; led cross-functional teams in enforcement, vigilance, audit, and legal wings.
  • Managed 5000+ GST dealers, streamlining operations, refunds handling, & grievances resolution through effective work planning.
  • Conducted 30+ test purchases, inspected 200+ vehicles, supervised detention, seizure, and release of transit goods to prevent tax evasion.
  • Enhanced office integrity by reducing graft charges by 75% through digitization & minimizing in-person interactions, leading a team of 6.
  • Designed training modules & implementation frameworks for e-Invoice System awareness & training for 1000+ GST dealers & officers.
  • Orchestrated the migration of legacy systems to Model 2 back-office GST across 30 audit offices, ensuring smooth transition in the division.
  • Led change management during the migration of legacy systems, serving as master trainer for 50+ officers, ensuring a seamless transition.
  • Generated ₹4 crore in tax (80% YoY increase) through 50+ audits in 2 qtrs., using data analysis on 10+ metrics, on 10,000+ GST dealers.
  • Led 25+ field audits, focusing on overlooked sectors like rentals, contractors, & real estate, utilizing Income Tax & RERA databases.
  • Collected ₹2 crore in 2 qtrs. (200% YoY increase), employing diverse recovery methods- judicial actions, bank, and third-party attachments.
  • Implemented ₹52 cr department amnesty scheme, resolving taxpayers' longstanding issues through rectification, resolution, & negotiation.

Deputy Manager

State Bank of India
12.2017 - 06.2020
  • Cleared highly competitive national level exam (1800/10 lakh,
  • Experience in banking operations, retail banking, customer relationship & loan portfolio mgmt, risk assessment, digital transformation.
  • Received fast-track promotion to Middle Mgmt. (Dy Mgr.) in
  • Received Deputy General Manager's appreciation letter for being top performer in state for SBI YONO app registrations (1/2000 branches).
  • Appointed as digital ambassador, tasked with enhancing branch digitization by boosting app adoption at rural branch with 400+ daily footfall.
  • Attained 20x increase in YONO app registrations (4000) within 6 months, by leading a team of 7 in product adoption campaign.
  • Identified 5000+ potential customers for adoption, leveraging 27 Business Correspondents, showcasing app's ease, convenience, & safety.
  • Reduced TAT for personal loans by 70% & gold loans by 90% through app-based application rerouting, driven by increased app adoption.
  • Led installation of self-service tech: Cash Deposit & Passbook Printing machines, & integration of YONO CASH into ATMs, enhancing service.
  • Oversaw a ₹ 3 crore loan portfolio comprising of micro, small and medium enterprises under the MUDRA and STANDUP INDIA scheme.
  • Led negotiations for collateral, managing pricing, & loan covenants, with clients in project finance, & working capital assessments.
  • Conducted user acceptance testing of SBI’s Project Vivek for credit underwriting engine aiding data-driven risk assessment & due diligence.
  • Performed financial credit analysis, underwriting & risk assessment of diverse industries, including auto ancillary, manufacturing etc.
  • Developed auto loan acquisition business case; delivered ₹12 crore in assets through 100+ loans in 2 weeks post-Honda product launch.
  • Employed 'in-principal sanction letters' to boost customer acquisition, outperforming 8 competing banks in a high-stakes environment.
  • Conducted tailored financial planning workshop for 200+ defense personnel, revealing insurance & personal loan upsell opportunities.
  • Accomplished ₹ 10 cr growth in personal loans, mutual funds, & insurance, increasing customer base by 10% & cross-selling base by 20%.

Teaching Faculty

JICE Academy for Civil Services
01.2017 - 11.2017
  • Faculty of Geography and Environment in one of the top civil services examination training institutes in Bengaluru.
  • Mentored 50+ candidates for Civil Services, Bank PO, and Regulatory exams (50% success rate) through mock interviews and placement readiness.
  • Increased learner base by 10% through awareness seminars and launching of Campus Ambassador program in 20+ prestigious colleges in B’lore.

Business Development Manager (BDM)

Agadi Thota
03.2014 - 11.2016
  • Company Overview: Start-up in Agro-tourism sector
  • An organic farm 35 km from Hubli; drove expansion, marketing, and sustainability while promoting North Karnataka's culture & food.
  • Spearheaded program expansion, securing 30+ long-term contracts with schools and corporates, generating ₹50 lakh in additional revenue.
  • Conducted market research, collecting primary and secondary data, and prospecting opportunities through industry trend analysis.
  • Boosted revenue by 15% through cross-selling & upselling local women's Self Help Groups' homemade products, bolstering their livelihoods.
  • Achieved footfall growth of 5x on weekends (20 to 100) & 6x on weekdays (5 to 30) within 1.5 years through diverse events and activities.
  • Maintained a remarkable 95%+ Customer Satisfaction Score, consistently improving service quality through feedback-driven enhancements.
  • Start-up in Agro-tourism sector

Education

Post Graduate Programme in Management (PGP) - Finance, Information and Technology Management

Indian School of Business
04.2024

BE - Electrical and Electronics

R V College of Engineering (RVCE)
06.2013

Skills

  • Business analysis
  • Banking
  • Accounting/Taxation/Audit
  • Financial Modelling
  • Financial Statement Analysis
  • Software implementation
  • MS Excel and PowerPoint
  • Client relationship management
  • Stakeholder management
  • Consulting

Certification


  • Lean Six Sigma Green Belt certification (Aug `23);
  • JAIIB(Jun '18) and CAIIB (Jan '19) certifications from Indian Institute of Banking and Finance
  • Financial Modelling & Valuation Analyst (FMVA)® by CFI, Canada (Jun`23);
  • Certificate in Commercial Credit (CICC) by Moody's Analytics - Jun 2019
  • Google Agile Project Management Certification
  • KPMG Lean Six Sigma Green Belt certification- trained in statistical tools in DMAIC, DMADV, Lean Operations;
  • Bloomberg ESG certification


Extra-Curricular Activities

  • Secured first place in two debate competitions hosted by ISB's Debate Club, addressing public policy & cryptocurrency regulation topics.
  • Organized 10+ treks, 50+ bicycle trips, & 3 river rafting camps as founding member of AVVENTURA, RVCE’s adventure club (2013).
  • Facilitated 50+ arithmetic & language classes for wards of support staff of RVCE on campus as coordinator of CRY (Child Rights & You) NGO.
  • Rubik's Cube Hobbyist - Participated & won in 3x3 Rubik's cube speed solving competitions, achieving solving times under 45 sec.

Timeline

Senior Consultant

Nagarro
04.2024 - Current

Commercial Tax Officer

Department of Commercial Taxes(GST), Government of Karnataka
06.2020 - 04.2023

Deputy Manager

State Bank of India
12.2017 - 06.2020

Teaching Faculty

JICE Academy for Civil Services
01.2017 - 11.2017

Business Development Manager (BDM)

Agadi Thota
03.2014 - 11.2016

Post Graduate Programme in Management (PGP) - Finance, Information and Technology Management

Indian School of Business

BE - Electrical and Electronics

R V College of Engineering (RVCE)

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