Abhishek Bhadra
Risk Manager
Summary
A multi-faceted PRM qualified Risk Leader with over 5 years of experience in risk management, internal audit, fraud investigation, and operational risk. Seeking to leverage the expertise to contribute as a Risk Manager, ensuring strategic risk management and fostering a culture of risk awareness across the organization.
Overview
17
17
years of professional experience
8
8
years of post-secondary education
3
3
Languages
Work History
Founder
Mnesarkus Tech Pvt. Ltd.
2 2024 - Current
- Founded Mnesarkus Tech Pvt Ltd., focusing on AI-based Customer Communication Management Software
- Spearheaded conceptualization, design, and initial development phases of software
- Ensured alignment of software with industry standards and customer needs
- Managed overall business operations, including strategic planning, resource allocation, and stakeholder communication
- Implemented robust risk management practices within organization to mitigate potential business risks and ensure compliance with industry regulations.
Chief Manager, Internal Audit Division
BFIL
02.2023 - 07.2023
- Led team of auditors focused on fraud, robbery, and theft investigations
- Developed and tested complex audit procedures to identify potential risks and weaknesses in internal control systems
- Conducted trainings for digital and analytics organizational developments
- Implemented internal audit system that enhanced financial controls, reducing operating costs
- Managed end-to-end business process analyses and design
- Analyzed data using advanced Excel techniques
- Reviewed and submitted FMR-1 and FMR-4 for RBI updates
- Supervised uploading of fraudulent cases in Disciplinary Action Management System
- Presented in Fraud Risk Committee Meetings to enhance overall ORM effectiveness.
Regional Risk Manager, Audit and Fraud Investigations
L&T Financial Services
10.2019 - 01.2022
- Developed and implemented risk-based audit approach
- Conducted risk assessments and implemented risk management strategies ensuring regulatory compliance
- Reduced risk exposure by 50% through comprehensive risk mitigation strategies
- Led team of Cluster Risk Managers and Investigation Managers across Maharashtra
- Conducted pre-disbursement loan checks and audits
- Conducted business team training, special assignments, and process refinements
- Managed legal case progress and fraud control initiatives.
Zonal Team Lead (AVP), Internal Audit
Jana Small Finance Bank Ltd.
03.2017 - 10.2019
- Led team of auditors for risk-based financial, operational, and compliance audit programs
- Improved financial controls resulting in 20% reduction in operating costs
- Reviewed and analyzed critical audit observations and presented them to Zonal Risk Management Committee
- Executed audit plans across various verticals including retail and MSME sectors
- Provided audit recommendations to alleviate associated risks
- Conducted concurrent audits and prepared comprehensive audit reports
- Raised fraud incident reports for traced fraudulent activities.
Relationship Manager, Global Consumer Banking
Citibank
06.2013 - 03.2017
- Maintained positive client relationships, resulting in high customer satisfaction
- Provided investment and insurance advisory to clients
- Ensured compliance with banking regulations
- Participated in other banking operations including cash counting and vault activities.
Wealth Manager
ICICI Bank Ltd.
05.2012 - 02.2013
- Procured new clients and managed HNI client portfolios
- Ensured compliance with banking policies and provided full banking solutions.
Financial Advisor
Yes Bank Ltd.
01.2011 - 04.2012
- Managed HNI client segments and provided financial advisory
- Enhanced book size through deposits, mutual funds, and insurance sales.
Relationship Manager
Reliance Mutual Fund
03.2007 - 01.2011
- Channelized sales through banks and private distributors
- Conducted corporate presentations and marketing events.
Education
PRM (Professional Risk Manager) Certification -
Professional Risk Managers' International Association (PRMIA)
USA 09.2019 - 09.2021
Certificate in Financial Engineering -
Indian Institute of Quantitative Finance
Mumbai, India 02.2022 - 10.2022
Data Analyst Certification -
ExcelR Solutions
India 11.2022 - 01.2023
Certificate in Advanced Business Analysis -
IIBA, BACentric
Hyderabad, India 08.2019 - 09.2019
MBA in Marketing and Finance -
KIIT School of Management, KIIT Deemed University
Bhubaneswar, India 05.2005 - 05.2007
B.Com -
ShyamLal College, Delhi University
New Delhi, India 04.2000 - 03.2003
Skills
Risk Management
Mitigation Strategies
Risk-based Audit
Internal Audit
Data Analysis
Effective Communicator
Strong Leadership Skills
Critical Thinking Skills
Proactive and Self Motivated
Strong Interpersonal Skills
Exceptional Organizational Skills
Personal Information
Date of Birth: 08/19/82
Awards
- Rated "Very Good" in performance appraisal FY 2017-18, Jana Small Finance Bank Ltd.
- Rated "Consistently Strong" in performance for three consecutive years, Citibank
- Awarded Certificate of Appreciation for Security and Safety Awareness Week, 2015, Citibank
- Awarded Certificate of Appreciation for achievement in "FOREX" for October 2012, ICICI Bank
Timeline
Chief Manager, Internal Audit Division
BFIL
02.2023 - 07.2023
Data Analyst Certification -
ExcelR Solutions
11.2022 - 01.2023
Certificate in Financial Engineering -
Indian Institute of Quantitative Finance
02.2022 - 10.2022
Regional Risk Manager, Audit and Fraud Investigations
L&T Financial Services
10.2019 - 01.2022
PRM (Professional Risk Manager) Certification -
Professional Risk Managers' International Association (PRMIA)
09.2019 - 09.2021
Certificate in Advanced Business Analysis -
IIBA, BACentric
08.2019 - 09.2019
Zonal Team Lead (AVP), Internal Audit
Jana Small Finance Bank Ltd.
03.2017 - 10.2019
Relationship Manager, Global Consumer Banking
Citibank
06.2013 - 03.2017
Wealth Manager
ICICI Bank Ltd.
05.2012 - 02.2013
Financial Advisor
Yes Bank Ltd.
01.2011 - 04.2012
Relationship Manager
Reliance Mutual Fund
03.2007 - 01.2011
MBA in Marketing and Finance -
KIIT School of Management, KIIT Deemed University
05.2005 - 05.2007
B.Com -
ShyamLal College, Delhi University
04.2000 - 03.2003
Founder
Mnesarkus Tech Pvt. Ltd.
2 2024 - Current
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