Abhishek Dandu
Credit Analyst
Summary
Competent Credit Analyst bringing a wealth of experience in analyzing documentation to determine the level of risk involved. Offering excellent time management and interpersonal skills and a desire to work for a financial company.
Overview
9
9
years of professional experience
1
1
Certification
3
3
Languages
Work History
Senior Analyst
NatWest Bank
01.2024 - Current
- Monitored credit accounts routinely to identify and mitigate issues and prevent losses.
- Enhanced credit risk assessment by conducting thorough financial statement analysis and cash flow projections.
- Conducted comprehensive risk assessments for high-value accounts, significantly reducing potential losses.
- Conducted risk assessments using comprehensive reporting tools to track invoice trends and performance metrics.
- Enhanced team productivity by streamlining workflow processes and implementing time-saving strategies.
- Mentored junior analysts, fostering professional development while enhancing overall team performance.
Credit Analyst
Axis Bank
06.2022 - 01.2024
- Process of renewal / fresh business loan request within the prescribed TAT and in compliance of bank policies and norms.
- Analyze business, industry, management and financial risk of the borrower including necessary risk mitigation.
- Co-ordinate with business counterparts / relationship management team w.r.t loan proposal, risk assessment, concerns in the loan structure are addressed etc
- Conducting tele-discussion and site visit while processing loan proposals.
- Review and recommend loan proposals to the sanction authority along with the conditions for risk mitigates and effective monitoring of account.
- Monitoring of mapped portfolio of borrowers.
Credit Manager
ICICI Bank
04.2021 - 06.2022
- Prepare comprehensive credit memo by capturing all risk along with suitable migrants, early warning signals and suitable covenants for effective monitoring of proposal
- Monitoring early delinquencies to ensure that portfolio is healthy, ensuring policy compliances and meeting regulatory requirements.
- Identifying customer 360* opportunities (asset + liability side) for each case being processed.
- Team work with business vertical - Provided strategic guidance to the Relationship Managers enabling proper choice while approaching prospective borrowers in market.
Article Assistant
B.V.Rao and Co LLP
06.2016 - 09.2019
Education
Chartered Accountant -
Institute of Chartered Accountants of India
Bachelor of Commerce - undefined
Andhra University
Skills
Financial Analysis
Credit Analysis
Risk Analysis
Portfolio Monitoring
Team Management
Financial Planning
Performance monitoring
Advanced Excel
Websites
Accomplishments
Awarded as best credit analyst for FY 23 at Axis Bank.
Certification
Chartered banker
Timeline
Senior Analyst
NatWest Bank
01.2024 - Current
Credit Analyst
Axis Bank
06.2022 - 01.2024
Credit Manager
ICICI Bank
04.2021 - 06.2022
Article Assistant
B.V.Rao and Co LLP
06.2016 - 09.2019
Bachelor of Commerce - undefined
Andhra University
Chartered banker
Chartered Accountant -
Institute of Chartered Accountants of India
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