23+ years of exhaustive experience of managing customers in Renewals and cross sell in companies like Iffco Tokio General Insurance, Tata Aig General Insurance, Dish TV and Tata Tele services. Experience in setting up & managing Outbound, Inbound call centers for Renewals and Cross sell. Expertise in designing and running different tele marketing campaigns and managing Customer life cycle. Excellent communication skills with exceptional talent for problem solving.
Overview
23
23
years of professional experience
5
5
years of post-secondary education
Work History
Senior Manager – Renewal and Cross sell (Motor & Non Motor product)
IFFCO TOKIO General Insurance Co. Ltd.
Gurgaon
11.2016 - Current
Currently managing renewal and cross sell portfolio of 1027 Cr annually
Managed outbound call center for renewal of customers holding Motor (Private car, two wheeler & commercial vehicles) & Non motor products (Health, Fire, Home, and Trade)
Undertake transitioning of process to new call center, analytics, training, call center audits, regulatory compliance, per seat productivity, attrition, KPI achievement, sales campaign design and ensure profitability of call center operations
Introduction of cross sell function with renewals
Achieved new business of 1.25 CR in health policies in ten months with per seat productivity of 2.15 L
Drive relationship with web aggregators like policy bazaar and other tie ups referred by SBUs
Executing IT projects related to renewal and health cross sell for online premium payment, testing of applications, renewal notice of Brokers and National tie ups
Management of Renewal notice creation, dispatch and handling escalated SBU issues
Driving renewal targets for 48 branches of assigned states having 32 renewal officers
Collaborating with IT on new projects to drive renewals and maximizing ease of operations to maximize online conversions
Successfully achieved renewal reminder SMS automation from CRM with payment link to motor & health customers.
Manager – Operations
Digicall Teleservices Pvt. Ltd.
Noida
12.2015 - 11.2016
Managing diverse outbound portfolios like Iffco Tokio General Insurance, KOOVS.COM and Mercedes Benz
PAN India spoc for ITGI, driving two wheeler and commercial vehicle renewals from four locations in india (Noida, Pune, Ahmedabad & Bangalore) having 200 seats
Consistent performance in assigned Key performance Indices (KPI's)
Managing inbound customer care and introduced outbound pre sales process for KOOVS.COM clocking sales of 1.2 Cr by end of third month
Achieved 400% ramp up in six months.
Manager – Retention
TATA AIG General Insurance Co. Ltd
New Delhi
09.2010 - 03.2014
Handled renewal portfolio for North region which includes Motor , home & IPA
Achieved annual renewal budget of 125 CR
Supervised transition of outbound calling from in house call center to Genpact in a span of two months
Managed operation of outbound call center for pan india renewal from Genpact
Increased renewal percentage by 16% in a span of 3 months post transition
Manage and drive a team of in house FOS for cheque pickups
Piloted a project to clear non contactability and effectively reduced NC by 23%
Developed MIS for all the stakeholders to track and update the performance agent wise to achieve the desired numbers.
Manager – Collections
DISH TV India Ltd.
New Delhi
03.2008 - 09.2010
Achieved monthly targeted revenue budget of 35 crores from north india
Member of core team to design and implement e-recharge facility from mobiles
Design outbound renewal strategies to drive renewal in active , grace and churn buckets
New tie ups to increase revenue and activation like Billdesk , easy bill and oxigen.
Retention Lead
Reliance Communications Ltd
Gurgaon
09.2006 - 03.2008
Managed churn bucket for Gurgaon and Faridabad
Drive retention target of
Promoted from Sr
Exec to Deputy Manager in a span of one year
CEO appreciation for suggesting ways to reduce bills not delivered cases from 12% to 3%.
Customer Service Operations
TATA Teleservices Ltd.
Karnal
10.2004 - 09.2006
Responsible for effective complaint management for circle
Reducing complaint per sub %
Ensure SLA adherence for complaints
Achieved a national high of 96% for the month of May 06
Managing outbound and inbound call centers for the circle
Promoted from complaint resolution - Jalandhar profile to a circle level profile in a span of one year
Played a key role of establishing Amritsar cluster
Monitored POI testing of switch in Mohali prior to TTSL launch in a record span of one month.
Sales & Customer Support
SPICE Communications Ltd.
Jalandhar
06.2001 - 10.2004
Promoted to handle entire operations of company owned showroom in six months
Distinction of receiving Achiever of the month award in June 2003 to suggest adoption of new software upgration which in turn reduced discrepancy in cash reporting by 95%
Leader in corporate sales in entire circle
Awarded best showroom manager for corporate sales and customer retention