Abhishek P
7th Cross,Vijayanagar, Bangalore
Summary
Dynamic Credit Operations Manager at Punjab Housing Finance Limited with expertise in credit risk assessment and customer relationship management. Proven track record in enhancing collections performance and resolving disputes efficiently. Adept at loan processing and fostering team collaboration to achieve operational excellence. Committed to delivering high-quality results with meticulous attention to detail.
Overview
2
2
years of professional experience
Work History
Credit Operations Manager
Punjab Housing Finance Limited
Bangalore
09.2024 - Current
- Worked closely with sales teams to develop strategies aimed at improving collections performance.
- Resolved credit disputes between customers and vendors in a timely manner.
- Developed or analyzed information to assess current or future financial status.
- Coordinated approval or rejection of lines of credit or loans.
- Completed month-end closings, kept records audit-ready, and monitored the timely recording of accounting transactions.
- Worked with housing loans and activities based on the processing of housing loans.
Operations Assistant
Jana Small Finance Bank
Bangalore
07.2023 - 09.2024
- Assisted with personal loans, group loans, gold loans, and home loans.
- Provided excellent customer service, maintaining high satisfaction levels among borrowers.
- Explained the various types of loans available and advised on the best product suited for customer's needs.
- Communicated with customers in person and via telephone to answer questions, process transactions and resolve issues.
- Filed completed packages quickly and efficiently.
- Identified potential issues in loan files and worked with team members to devise solutions.
Education
MBA - HR And Finance
Jain University-Distant Education
Bangalore01-2023
Batchelor of Commerce - Accounting And Finance
PES University
Bangalore05-2019
Skills
- Credit risk assessment
- Loan processing
- Customer relationship management
- Team collaboration
- Problem solving
- Time management
- Attention to detail
DOB-04/01/2001
.
Accomplishments
- Appreciation by Leaders for effective work processed as FTR Cases.
- Appreciations in the team collaborated cases.
Timeline
Credit Operations Manager
Punjab Housing Finance Limited
09.2024 - Current
Operations Assistant
Jana Small Finance Bank
07.2023 - 09.2024
MBA - HR And Finance
Jain University-Distant Education
Batchelor of Commerce - Accounting And Finance
PES University
Similar Profiles
Shubham ChavhanShubham Chavhan
HR Executive at 1. Poonawalla housing finance limited (Greehum Housing) (Team lease Pvt. Ltd)HR Executive at 1. Poonawalla housing finance limited (Greehum Housing) (Team lease Pvt. Ltd)
CA Neeraj NagraniCA Neeraj Nagrani
Assistant Manager at Nido Home Finance Limited, Edelweiss Housing FinanceAssistant Manager at Nido Home Finance Limited, Edelweiss Housing Finance
Pawan SharmaPawan Sharma
Branch Collection Incharge- AM at Grihum Housing Finance (Poonawalla Housing Finance Ltd.) (Magma Housing Finance Ltd.)Branch Collection Incharge- AM at Grihum Housing Finance (Poonawalla Housing Finance Ltd.) (Magma Housing Finance Ltd.)
Muskan JainMuskan Jain
Associate – Bid Management at Subex Ltd.Associate – Bid Management at Subex Ltd.
Lakshmi Durga KogantiLakshmi Durga Koganti
Technical Writer at Cisco Systems Inc. Ltd.Technical Writer at Cisco Systems Inc. Ltd.