Abhishek
Rajkot, Gujarat
Summary
Currently working as a Relationship Officer in the Retail Assets (Secured) department at Federal Bank, handling credit analysis, basic underwriting, and end-to-end housing loan processing. Experienced in evaluating customer creditworthiness, coordinating with DSAs, valuers, and lawyers, and ensuring smooth disbursement and post-mortgage compliance. Backed by a PGDM in Finance, with strong skills in financial modeling, valuation, Excel and Tableau Certified in IRDA and NISM – SEBI Investor Certification, bringing a solid understanding of financial products, compliance, and risk assessment.
Overview
2
2
years of professional experience
2
2
Certifications
Work History
Officer - Relationship (Retail)
The Federal Bank Ltd
Rajkot
06.2025 - Current
- Built and managed strong relationships with real estate agents/DSAs, generating a consistent pipeline of quality leads for housing loan products.
- Conducted a preliminary credit assessment and basic underwriting by evaluating income documents, bank statements, credit scores, and repayment capacity before forwarding cases to the credit team.
- Managed the end-to-end loan processing cycle from application to disbursement, resolving credit queries, and ensuring smooth coordination across stakeholders.
- Coordinated with empaneled lawyers and property valuers to assess legal compliance, title clearance, and market valuation of collateral properties.
- Collaborated with the loan servicing team to complete post-mortgage compliance, documentation checks, and timely disbursement of sanctioned loans.
GQ Campus Captain - Intern
GrayQuest Education Finance Pvt Ltd
Lucknow
04.2024 - 07.2024
- Reduced registration errors by streamlining the communication and onboarding process.
- Improved loan approval turnaround time through accurate pre-verification and collaboration with the credit team.
- Onboarded a leading medical university, expanding program reach and enabling flexible EMI facilities.
- Managed parent relationships during loan onboarding, enhancing service satisfaction.
Education
PGDM -
Great Lakes Institute of Management
Chennai, Tamil Nadu04-2025
B.Com (Hons.) -
Integral University
Lucknow, Uttar Pradesh06-2022
Skills
- Credit Analysis and Underwriting
- Customer Relationship Management
- Financial Analysis
- Financial modeling and valuation
- Advanced MS Excel
- Tableau
Languages Known
English
Proficient (C2)
C2
Hindi
Native
Native
Certification
IRDA - Corporate Agent
Accomplishments
Letter of Recommendation from GrayQuest
Affiliations
Village representative for social cause during PGDM
Timeline
Officer - Relationship (Retail)
The Federal Bank Ltd
06.2025 - Current
GQ Campus Captain - Intern
GrayQuest Education Finance Pvt Ltd
04.2024 - 07.2024
PGDM -
Great Lakes Institute of Management
B.Com (Hons.) -
Integral University