Abinaya Santhakumar
Chennai
Summary
A result-oriented Specialist possessing over 7 Years of a successful career distinguished by commended performance in ensuring compliance and related statutes including Anti-money Laundering (AML) Transaction Monitoring, Know Your Customer (KYC), Enhance Due Diligence.
Played a key role in monitoring multiple functions such as Transactions Monitoring, Name Screening, Risk Profiling & Screening and Quality Control & Escalation
Worked on tools such as Mantas, World Check, Factiva, World Check, Dun & Bradstreet, Lexis Nexis, E ops and Experian so on for Customer KYC Information gathering through approved sources.
Case preparation and analysis of potential suspicious Alert filed on Singapore and United States aligned with MAS & OFAC regulators, FINCEN-law Enforcement Agent for Risk Based Approach to close the case
Overview
9
9
years of professional experience
Work History
Specialist in AML/ KYC
Standard Chartered Global Business Services, Chennai
Chennai
09.2022 - Current
- Evaluating transactions and customer relationships based on established protocol, identifying issues and escalating them for further investigation.
- Performing name and account-based research on lists and reports provided through established resources to determine if evidence of money laundering and other financial crime activities exists.
- Working effectively with multiple complex data sources and technical analytical tools to identify potentially suspicious activity as defined by MAS regulations and industry best practices for MAS analysis. This includes, but is not limited to: identifying, researching, and reporting suspicious alert activity; managing the investigative process from initial detection to disposition and filing; performing thorough and timely reviews of reports and other investigative leads that potentially identify suspicious activity; completing all investigation outputs, which include regulatory filing and other mitigation actions, within required service level agreement (SLA) timelines.
- Monitoring Singapore jurisdiction transactions and identifying money laundering, terrorist financing, human trafficking, drug trafficking; identifying shell companies, tax havens, and so on pertaining to financial crime surveillance operations pertaining to customer types: individual accounts, debit and credit cards, small and medium enterprises, and entities.
- Reviewing systematic Anti-Money-Laundering (AML) alerts and determining whether transactions occurring are valid Anti-Money Laundering risks.
Partnering with management to create and deliver internal training, managing special projects, and Quality Audit for the Team. - Performing RCA for identifying key issues, risks, observations, and making recommendations for addressing identified deficiencies or improvements to the business process.
Senior Process Associate
Tata Consultancy Services
Chennai
09.2019 - 08.2022
- Risk-based approach for all clients. Recording CDD for all clients and performing EDD for high-net-worth clients.
- Validating identification documents for all clients.
Screening for unfavorable news about clients during onboarding and profile maintenance.
Scheduled and unscheduled reviews are based on risk category. - Obtaining ultimate beneficial ownership and other beneficial ownership information for entities.
- Transaction monitoring and evaluation during activity-triggered periods. Investigate questionable transactions and identified substantial fraud, embezzlement and large balances due.
- Capturing the use of high-risk products and foreign transactions.
- Providing attestation for the customer's profile and transactions is consistent.
Business Development Coordinator
CRISIL LIMITED
Chennai
04.2016 - 08.2019
- Assist the Business Development Team in day-to-day activities and management of business operational activities in the South region.
- Liaise between customer, sales team, and management to ensure smooth operations delivery.
- Sending Proposals and Agreements to Clients for Bank Loan Rating.
- Ensure compliance with company standards and procedures on all the mandates received.
- Maintaining client contact and details in the customer relationship portal.
- Produced internal reports to assist managers in identifying areas of success and forecasting areas for growth.
- Generate and compile reports as per the required format in an Excel worksheet.
- Maintained a database of existing customers for use in future sales efforts.
- Scheduled meetings with potential clients to discuss their needs and present solutions.
Education
Bachelor of Engineering - Electrical, Electronics And Communications Engineering
P.S.R.Rengasamy College of Engineering For Women
Sivakasi05-2015
Higher Secondary -
Kamma Mahajana Trust Girls Higher Secondary School
Sattur04-2011
The Secondary School Leaving Certificate -
Kamma Mahajana Trust Girls Higher Secondary School
Sattur04-2009
Skills
Financial & Credit Analysis
AML Risk Compliance / KYC
Financial Frauds
Documentation & Auditing
Risk Management Framework
Due Diligence
Escalation/Complaint Management Business & Portfolio Development
Quality Control
Identifying and mitigating money laundering risks
Accomplishments
- Received BPS Star performer award on Jan 2021 in Tata Consultancy Services
- Received GEM Award on Jan 2023 in Standard Chartered Global Business Services.
Languages
Tamil, English
First Language
Timeline
Specialist in AML/ KYC
Standard Chartered Global Business Services, Chennai
09.2022 - Current
Senior Process Associate
Tata Consultancy Services
09.2019 - 08.2022
Business Development Coordinator
CRISIL LIMITED
04.2016 - 08.2019
Bachelor of Engineering - Electrical, Electronics And Communications Engineering
P.S.R.Rengasamy College of Engineering For Women
Higher Secondary -
Kamma Mahajana Trust Girls Higher Secondary School
The Secondary School Leaving Certificate -
Kamma Mahajana Trust Girls Higher Secondary School
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