Dynamic and motivated banking professional with expertise in branch operations, customer relationship management, and regulatory compliance. Successfully trained as a Banking Officer Trainee, with hands-on experience in managing financial transactions, promoting banking products, and delivering exceptional customer service. Proficient in AML (Anti-Money Laundering) and KYC (Know Your Customer) processes, including customer due diligence (CDD), enhanced due diligence (EDD), and transaction monitoring. Skilled in identifying and mitigating financial risks while ensuring compliance with global and local regulations. Adept at using AML tools for sanctions screening, PEP identification, and suspicious activity reporting (SAR), contributing to organizational integrity and customer trust.
Execute enhanced due diligence (EDD) for high-risk and low risk customers, focusing on detailed investigations into their financial history, adverse media, and transaction behavior.
Review complex ownership structures to identify ultimate beneficial owners (UBOs) and assess potential risks.
Analyze high-value or unusual transactions and escalate red flags to the compliance team for further investigation.
Prepare detailed reports for internal stakeholders, summarizing findings from EDD investigations.
Ensure adherence to AML regulations and compliance frameworks, including FATF, OFAC, FinCEN, and local regulatory bodies.
Escalate suspicious activity (SARs/STRs) to compliance officers and regulatory authorities as required by law.
Stay updated on changes in AML/KYC/EDD regulations and contribute to the development of updated risk assessment frameworks.
1. Customer Service
Assisting customers with account-related inquiries.
Handling transactions, such as deposits, withdrawals, and account openings.
Resolving customer complaints and ensuring satisfaction.
2. Operations and Administration
Performing daily banking operations, such as cash handling and balancing.
Processing loans, credit applications, and other financial products.
Maintaining accurate records and documentation.
3. Sales and Marketing
Promoting bank products, such as savings accounts, loans, insurance, and credit cards.
Meeting sales targets set by the bank.
Building and maintaining relationships with clients to expand the customer base.
4. Compliance and Risk Management
Ensuring adherence to banking regulations and internal policies.
Identifying and reporting suspicious transactions or fraud.
Learning and implementing risk management procedures.
Get Connected CISCO Gain essential skills like basic computer skills, such as how to use a computer, connect devices, and access search, email, and social media Entrepreneur CISCO Increased self-confidence and personal motivation Improved leadership skills and financial literacy Inspiration to start a small business. Creating powerful first impression Organized by: Indian Institute of Business Management | Date: Dec 2021 Workshop on INVESTMENTS & EQUITY RESEARCH We attend this workshop to learn the investment & equity research and we learned where to invest in the stock market and which application is best for the trading. Google Adwords We learned in this workshop that how we can use Google Ads in:Bidding and Audience Solutions to boost campaign performance for specific marketing objectives. Users will demonstrate their ability to develop effective Display strategies and campaigns that achieve specific marketing goals. CONFERENCES AND WORKSHOPSUsers will demonstrate an understanding of how to tell effective stories on YouTube to reach potential customers along the entire purchase journey at scale. Users will show they understand the metrics that matter and can turn key insights into action to improve Google Ads performance and make an impact on their business Build your brand to build your career Organized by: Indian Institute of Business Management | Date: Mar 2021 we learned in this workshop that how 360 Degree Development Alumni Outreach Student Activity Student Readiness Branding Inspiration Indian Institute of business Management Dec 2021 - Dec 2021 - Role: Volunteer | Cause: Arts and Culture We show the arts and culture through the painting of Bihar and my responsibility is to volunteer in the Art Exhibition.
Get Connected CISCO Gain essential skills like basic computer skills, such as how to use a computer, connect devices, and access search, email, and social media Entrepreneur CISCO Increased self-confidence and personal motivation Improved leadership skills and financial literacy Inspiration to start a small business. Creating powerful first impression Organized by: Indian Institute of Business Management | Date: Dec 2021 Workshop on INVESTMENTS & EQUITY RESEARCH We attend this workshop to learn the investment & equity research and we learned where to invest in the stock market and which application is best for the trading. Google Adwords We learned in this workshop that how we can use Google Ads in:Bidding and Audience Solutions to boost campaign performance for specific marketing objectives. Users will demonstrate their ability to develop effective Display strategies and campaigns that achieve specific marketing goals. CONFERENCES AND WORKSHOPSUsers will demonstrate an understanding of how to tell effective stories on YouTube to reach potential customers along the entire purchase journey at scale. Users will show they understand the metrics that matter and can turn key insights into action to improve Google Ads performance and make an impact on their business Build your brand to build your career Organized by: Indian Institute of Business Management | Date: Mar 2021 we learned in this workshop that how 360 Degree Development Alumni Outreach Student Activity Student Readiness Branding Inspiration Indian Institute of business Management Dec 2021 - Dec 2021 - Role: Volunteer | Cause: Arts and Culture We show the arts and culture through the painting of Bihar and my responsibility is to volunteer in the Art Exhibition.