Job Search Status
Open to workDesired start date: Open to discussion
Open To Work
ADHARSH M S
http://linkedin.com/in/adharshms2004
Work Preference
Summary
Accomplished finance expert with a strong foundation from AtkinsRéalis and Kerala Financial Corporation. Expertise in financial statement analysis and ERP systems, specializing in risk management and strategic business initiatives. Successfully improved process efficiency through collaboration with diverse teams, leading to better lending decisions. Actively pursuing CFA to deepen financial acumen and decision-making capabilities.
Overview
1
1
year of professional experience
Work History
Finance Apprentice
AtkinsRéalis
Bangalore
07.2025 - Current
- Supported Accounts Payable function by processing invoices, reconciling vendors, and scheduling payments, gaining exposure to financial reporting and ERP systems.
- Collaborated with cross-functional teams to enhance process efficiency and maintain compliance with internal controls, establishing a solid foundation in corporate finance operations.
- Collaborated with diverse coworkers to resolve product and service issues.
- Performed routine responsibilities to ensure accuracy and operational efficiency.
Credit Analyst Intern
Kerala Financial Corporation
12.2024 - 01.2025
- Evaluated loan applications and assessed financial statements to determine creditworthiness, contributing to informed lending decisions.
- Analyzed risk factors and collaborated with senior financial officers on risk management strategies.
- Gained hands-on experience in financial analysis and credit decision-making, enhancing understanding of risk assessment.
- Assisted in credit processing and maintained accurate loan disbursement records to support efficient operations.
Education
BBA -
Rajagiri College of Social Sciences
Cochin, Kerala01-2025
Class XII -
KBPE St.johns Model HSS
Thiruvananthapuram, Kerala01-2022
Class X -
CBSE Sree Narayana Pulic School
Thiruvananthapuram, Kerala01-2020
Skills
- Financial statement analysis
- Financial modeling
- Data analysis
- ERP systems
- Microsoft Excel and Office
- Business strategy
- Problem solving
Awards
- Inter-District Kho-Kho Championship Winner - Demonstrated teamwork, strategic thinking, and endurance.
- Professional Badminton Player - Competed at a high level, showcasing discipline and commitment.
- An active NSS Volunteer (2021-2024) - Contributed 4 Years to community service, development and leadership activities.
- Recognized with a WOW Award for outstanding contribution and value creation during the initial stage at AtkinsRéalis.
Coursework Information
- Data Visualisation Using Power BI
- Business Strategy from Coursera
- Basic Python programming from Coursera
- CFA Level 1 Candidate
- Gaining practical knowledge from FMVA by CFI Institute
Positions Of Responsibility
- Credit Analyst Intern, Kerala Financial Corporation, Evaluated loan applications, assessed financial statements, and analyzed creditworthiness., Assisted in credit processing, maintained loan disbursement records, and collaborated on risk management strategies., Gained hands-on experience in financial analysis and credit decision-making.
- Active NSS Volunteer from 2021-2024 .Contributed to community service, development, and leadership activities over four years., Organized and participated in social initiatives, fostering teamwork and social responsibility.
- Apprentice – Accounts Payable, AtkinsRéalis, Assisted in processing invoices, verifying vendor details, and maintaining accurate financial records. Supported payment tracking, reconciliations, and coordination with vendors to ensure timely payments.
Timeline
Finance Apprentice
AtkinsRéalis
07.2025 - Current
Credit Analyst Intern
Kerala Financial Corporation
12.2024 - 01.2025
BBA -
Rajagiri College of Social Sciences
Class XII -
KBPE St.johns Model HSS
Class X -
CBSE Sree Narayana Pulic School