Summary
Overview
Work History
Education
Skills
Certification
Languages
Websites
Timeline
Generic

ADITHYA SUDHAGANI

Hyderabad

Summary

A dedicated banking professional with over 10 years of expertise in core banking operations, emphasizing loan sanctioning and appraisal, credit underwriting, and documentation. Passionate about leveraging technology to enhance banking processes and driven to excel in business analysis. Currently leading a team focused on business acquisition and delivering exceptional client service. Skilled in gathering, categorizing, analyzing, and interpreting stakeholder and management requirements to drive branch performance. With a strong background in analyzing customer experience, I am dedicated to improving business outcomes through innovative technological solutions and strategic business analysis. My recent advanced training in IT business analysis from BACentric Solutions, endorsed by IIBA-EEP, reflects my commitment to this career path and underscores my expertise in aligning technology with business needs.

Overview

11
11
years of professional experience
1
1
Certification

Work History

Credit Officer

The Federal Bank Ltd
ECIL CROSS ROADS -HYDERABAD
05.2023 - Current
  • Managed the full lifecycle of credit analysis and loan origination, including lead generation, initial contact, assessing client needs, and ensuring tailored financial solutions, demonstrating strong analytical and requirement-gathering skills
  • Played a stellar role in resource and staff management, setting and achieving performance goals, delivering quality service, and driving operational efficiency, showcasing strategic planning and stakeholder management abilities
  • Led and managed a team of 8 members, ensuring all key performance metrics were met and exceeded, highlighting leadership and performance analysis skills
  • Conducted thorough credit analysis, recommended suitable loan products, and emphasized risk mitigation while collaborating closely with partners, demonstrating strong communication and problem-solving skills
  • Identified and capitalized on new business opportunities to expand the client base and enhance the banking business, reflecting strong business analysis and market research capabilities

ASSISTANT MANAGER CREDIT

The Federal Bank Ltd
PUNJAGUTTA
05.2019 - 05.2023
  • Assessed creditworthiness and provided financial advice to applicants, managing an advance portfolio of nearly ₹80 crore for the branch
  • Analyzed and processed 5-8 loan applications monthly, focusing on credibility, potential revenues, and risk management
  • Operated in strict compliance with laws and regulations, ensuring adherence to lending standards and documentation protocols
  • Prepared detailed reports on loan origination and portfolio performance for presentation to reporting managers, highlighting key insights and recommendations for continuous improvement
  • Provided guidance and support to junior staff members on daily tasks, projects, and objectives.
  • Coordinated with other departments to ensure smooth flow of operations.

Assistant Manager- Branch Operations

The Federal Bank Ltd
CHIKMAGALUR
01.2016 - 05.2019
  • Overseeing account opening, account closing, and product sales activities
  • Coordinated onboarding of over 50 new accounts every month with a 98% accuracy rate and 45% reduction in processing time
  • Managed customer service operations, handling multiple inquiries daily and ensuring exceptional quality of service
  • Works to meet branch performance standards including operating loss control, bank secrecy, and compliance with policies and procedures
  • In charge of AML & KYC monitoring and reporting for the branch
  • Worked on non performing assets by implementing necessary protocols to reduce the risk

Priority Relationship Manager

The Federal Bank
Bangalore
01.2014 - 01.2016
  • Monitored general banking functions including management of deposits, CA and SB accounts
  • Identified potential areas of improvement in customer service processes.
  • Developed and maintained relationships with key partners to ensure customer satisfaction.
  • Organized periodic meetings with clients to review their needs and objectives.
  • Analyzed customer feedback data to identify areas of improvement in service delivery.
  • Collaborated with cross-functional teams to develop strategies for improving customer experience.

Education

Postgraduate Diploma - Banking & Finance

Manipal University
Bangalore
12-2013

Bachelor of Technology - Information Technology

Vathsalya Institute of Science And Technology
HYDERABAD
04-2012

Skills

  • Credit Appraisal
  • Compliance
  • AML-KYC
  • Leadership
  • Team Player
  • Finance & Banking
  • Banking operations
  • Multi Tasking

Certification

  • Certified Associate of Indian Institute of Bankers by IIBF
  • Junior Associate of Indian Institute of Bankers by IIBF
  • SP Composite Certification
  • Certificate IT Business Analyst from BACentric Solutions [IIBA-EEP] Endorsed

Languages

  • English, Full Professional Proficiency
  • Hindi, Native or Bilingual Proficiency
  • Telugu, Full Professional Proficiency
  • Kannada, Elementary Proficiency

Websites

Timeline

Credit Officer

The Federal Bank Ltd
05.2023 - Current

ASSISTANT MANAGER CREDIT

The Federal Bank Ltd
05.2019 - 05.2023

Assistant Manager- Branch Operations

The Federal Bank Ltd
01.2016 - 05.2019

Priority Relationship Manager

The Federal Bank
01.2014 - 01.2016

Postgraduate Diploma - Banking & Finance

Manipal University

Bachelor of Technology - Information Technology

Vathsalya Institute of Science And Technology

Similar Profiles

CREATE PROFILE
ADITHYA SUDHAGANI