Aditi
Analyst
bengaluru
Summary
Dedicated Associate with proven expertise in the Anti-Money Laundering Department, adept at identifying and mitigating financial risks. Recognized for strong communication skills and a commitment to delivering exceptional results with precision. Detail-oriented professional thriving in fast-paced environments, consistently ensuring compliance with regulatory standards. Passionate about contributing to team success and enhancing operational efficiency through proactive problem-solving.
Overview
7
7
years of professional experience
Work History
Analyst
MUFG Global Services Private Limited
09.2023 - Current
- Manage end-to-end onboarding of various entity types including SPVs, Financial Institutions, NBFIs, Corporate, and Funds .
- Conduct due diligence, screening, and risk assessment of new clients, including high-risk and complex structures.
- Lead desk calls and coordinate with Relationship Managers and stakeholders to ensure smooth and timely onboarding.
- Work extensively on EDM and internal tools for capturing and maintaining onboarding data.
- Ensure compliance with KYC, AML, Sanctions, and Regulatory requirements in line with MUFG's policies and global standards.
- Review and validate client documents to meet internal quality and regulatory expectations.
- Escalate potential risks, red flags, or unusual patterns to Compliance/AML teams for further assessment.
- Collaborate with global teams to streamline onboarding processes and resolve queries.
- Maintain a strong focus on accuracy, timelines, and client experience throughout the onboarding lifecycle.
- Increased efficiency by streamlining data analysis processes and implementing automation tools.
- Developed comprehensive training materials for new analysts, improving onboarding efficiency.
Case Manager
HSBC
09.2021 - 08.2023
- Working in Periodic Renewal Team
- Responsible for performing end to end KYC on different client type with different risk.
- Responsible for checking sanctions exposure.
- Responsible for interacting with client and Relationship Manager for profile completion of client.
- Overachieving Targets with accuracy.
- Training new joiners whenever any new policies is rolled out
- Following Anti Bribery And Corruption guidelines for profile completion
- Working on tools like RDC, World check, NGT.
- Performing research to get information regarding clients to complete targets within timeframe.
- Got promoted to Case manager from Associate position in year 2023.
- Responsible for making client outreach for completing KYC renewals
- Working on high low, medium, high and special categories clients.
- Working on corporate, trusts, financial institutions, banks, special purpose vehicles, on profit organizations, foundations and other client types.
- Ensuring KYC reviews are undertaken to meet required quality standards on timely basis
- Assist in implementation and monitoring of framework and plan for AML to properly address Compliance needs and requirements in line with laws, rules, and regulations
- Responsible for carrying out general companywide AML compliance checks. PEP/Sanction Screening
- Expertise in relation to understanding suspicious Payment trends and behaviors.
- Knowledge of ongoing AML trends such as high-risk industries, high risk countries, sanction lists etc.
- Maintain and build effective relationships with related divisions so that effective escalation of issues is achieved, and risk managed.
Associate
Alliance Data card Services
03.2021 - 09.2022
- Verified that entities has name, date of birth (individual account holders), address and identification number for each account holder
- Obtained acquisition of identity of beneficial owners of entities holding accounts
- Rated risk level of account holders based on factors such as geography, nature of business, reliance of entity on cash transactions, products and services used and source of funds
- Retrieved supplemental information about customers as required by law
- Classified customers as “Politically Exposed Persons” based on regulatory criteria and guidelines
- Examined information concerning foreign individuals or entities opening or maintaining accounts
- Worked on low and medium risk profiles and corporate and financial institutions
- Researched on periodic basis activities of customers, using public domain, services
- Update information on ownership of institutional or organizational customers
- Tracked “Know-Your Customer” files and deposits, withdrawals and other customer transactions and activities
- Reported suspicious activity by customers to compliance officers and other leadership in the institution
- Established strong relationships with key stakeholders, facilitating effective communication across departments and teams.
Associate
Infosys
03.2020 - 03.2021
- Worked on adverse media screening for CMB entities and individuals through investigation and risk assessment
- Performed periodic review, quality checks on entities for client onboarding (NTB) and (ETB).
- Worked on investigations(Transaction monitoring alerts)
- Worked on individual customer name screening, pre-employment checks, vendor and entities screening checks
- Responsible for negative news check
- Responsible for meeting quality expectations
- Worked on funds and Spv's
- Worked on low, medium, high risk profiles
Fulfillment Expert
Swiggy
08.2019 - 03.2020
- Responsible for all order management and reporting activities for designated business areas.
- Communicate, interact, and collaborate with other functions (Sales, business areas, Credit, cross functional teams) via written and verbal means as well as in person wherever applicable, to expedite the resolution of requests and/or escalations.
- Responsible for managing on-line store order generation
- Consistently enhance customer experience through the highest service - delivery of accuracy by meeting 98% average quality and timelines and adhering to process service levels
- Responsible for support of returned orders.
- Update and create special process requirements on shared data application and drive process improvements initiatives.
Relationship Manager, Banking Operations
Axis Bank
05.2018 - 08.2019
- Responsible for processing/ documentations of Loans.
- Resolving queries of customers
- Maintaining of productivity as prescribed by business team
- Responsible for recording and tracking all engagement activities through the CRM system
- Responsible for maintaining complete customer profile including the risk profile, demographics and assets in the bank
- Responsible for enriching relationships and garner higher wallet share through customer engagement activities
- Responsible for deepening the existing relationships by cross selling the Bank's products and services/ third party investment products
- Identifying potential customers who can be sold tailored products to enhance product penetration
- Acquiring new customers by converting referral leads
- Achieving targets as assigned by the organization on a monthly basis
- Complying with KYC/SEBI rules, regulations, and legislation governing the Bank, Responsible for all order management and reporting activities for designated business areas.
Education
PGDM - Finance
Autonomous(AICTE)
Banglore03.2018
Skills
- Time Management
- Achieving Targets
- Time Management
COOKING
I like cooking as it teaches me patience.
Timeline
Analyst
MUFG Global Services Private Limited
09.2023 - Current
Case Manager
HSBC
09.2021 - 08.2023
Associate
Alliance Data card Services
03.2021 - 09.2022
Associate
Infosys
03.2020 - 03.2021
Fulfillment Expert
Swiggy
08.2019 - 03.2020
Relationship Manager, Banking Operations
Axis Bank
05.2018 - 08.2019
PGDM - Finance
Autonomous(AICTE)
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