Driven Risk Analyst with a proven track record at SG Finserve Limited, enhancing portfolio quality through meticulous financial analysis and credit risk management. Demonstrated expertise in financial statements and exceptional verbal communication skills. Excelled in teamwork and collaboration, significantly contributing to client satisfaction during tenure as an Equity Research Intern at HDFC.
· Analyse the financial ratio like current ratio, Leverage ratio, DSCR, Debt to equity ratio and WC cycle of the business.
· Preparing the credit appraisal memo, covering all the data relating to firm’s business, its promoters, and analysis of financials template for credit appraisal.
· Telephonic discussion with all the customers.
· Handling credit operation after login to sanction through synoriq software.
· Recommending the proposal to higher authority for sanctioning decision.
· Handling portfolio of around 96 cases of south zone.Improved overall portfolio quality, conducting regular reviews of existing accounts and recommending appropriate actions.
Financial statements expertise