Aditi Vijay
Pune
Summary
Detail-oriented wealth management professional with 8 years of experience in HNI portfolio handling, investment advisory, and cross-asset analysis across private, retail, and corporate banking. Strong expertise in portfolio evaluation, MF/PMS/AIF advisory, risk profiling, asset allocation, and generating insights for improved investment outcomes. Adept at preparing wealth reports, market summaries, product analysis, and supporting investment decisions with data-driven recommendations. Ensures strict compliance with KYC, AML, and internal wealth governance.
Overview
10
10
years of professional experience
Work History
Senior Relationship Manager
AU Bank
Pune
09.2025 - Current
- Coordinated financial solutions tailored to client needs and preferences.
- Analyzed market trends to identify opportunities for client engagement.
- Developed strategic plans to address client concerns and foster loyalty.
- Collaborated with cross-functional teams to streamline service offerings for clients.
- Analyzed customer data to identify areas of risk and potential opportunities for growth.
- Developed and managed a portfolio of existing clients to ensure long-term customer relationships.
- Developed personalized investment strategies for high-net-worth clients.
- Educated clients on market trends and investment opportunities.
- Facilitated regular portfolio reviews to adjust strategies as needed.
- Conducted financial analysis of clients' portfolio to identify and recommend appropriate investment strategies.
Platinum Relationship Manager
Kotak Mahindra Bank
Pune
01.2024 - 04.2024
- Managed a high-value HNI portfolio, focusing on larger ticket sizes and complex financial needs.
- Developed customized solutions across trade-forex, liability funding, wealth structuring and asset allocations.
- Planning and conducting special sales initiatives and events for prospective and existing clients.
Wealth Relationship Manager
Yes Bank
Pune
07.2017 - 12.2023
- Oversaw a portfolio of affluent and HNI clients, delivering end-to-end relationship management.
- Structured and executed trade-forex deals, credit facilities, investment strategies and insurance plans.
- Partnered with product specialists (mutual funds, PMS, loans) to cross-sell and deepen engagement.
- Served as primary point of contact for affluent clients, resolving service requests and advising on banking solutions.
Emerging Corporate - Relationship Manager
IndusInd Bank
Pune
05.2016 - 06.2017
- Rotational management-trainee program covering branch operations, credit appraisal and relationship management.
- Assisted senior RMs in underwriting working-capital loans, trade-finance transactions and collateral monitoring.
- Prepared client presentations, industry analyses and competitive landscaping reports for new business pitches.
Education
B. Com -
St. Xaviers College
MBA/PGDM -
Xavier Institute of Social Service
Skills
- Portfolio Management
- Investment Research (Equity, Debt, MF, PMS, AIF)
- Financial Goal Mapping & Asset Allocation
- Risk Profiling & Suitability
- Wealth Reporting, MIS, and Dashboards
- Regulatory Compliance (KYC, AML, RBI Norms)
- Treasury & Forex Understanding
- Client Insights & Data Interpretation
- Strong Excel, PowerPoint, Data Analysis Skills
Languages
- English
- Hindi
Timeline
Senior Relationship Manager
AU Bank
09.2025 - Current
Platinum Relationship Manager
Kotak Mahindra Bank
01.2024 - 04.2024
Wealth Relationship Manager
Yes Bank
07.2017 - 12.2023
Emerging Corporate - Relationship Manager
IndusInd Bank
05.2016 - 06.2017
B. Com -
St. Xaviers College
MBA/PGDM -
Xavier Institute of Social Service