Summary
Overview
Work History
Education
Skills
Extracurricular Activities
Timeline
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Pankaj Ravindra Patil

NAVI MUMBAI

Summary

Dedicated and results-driven finance professional with a proven track record in finance operations and analysis. Seeking to leverage expertise in financial management, regulatory compliance, and process optimization to contribute effectively to a dynamic finance team. Committed to delivering high-quality work and driving operational excellence in a challenging and collaborative environment.

Overview

4
4
years of professional experience

Work History

Gold loan operations

HDFC Bank Ltd
Mumbai
02.2025 - Current
  • Enter loan applications into the Loan Origination System (LOS), and perform KYC and documentation checks.
  • Arrange for on-site valuation of pledged gold (purity, weight) following bank guidelines; assist in appraisal and customer interactions during the process.
  • Maintain audit-friendly, error-free records; manage voucher files, storage, and system security; support clean audits and compliance checks.

Credit Executive

Indostar Capital Finance Limited
04.2024 - 12.2024
  • Conducted comprehensive credit assessments for individual and business loan applications, analyzing financial statements, credit histories, and other financial data.
  • Monitored and managed loan portfolios to track payment performance and proactively address any potential issues with delinquency or default.
  • Collaborated with clients to collect required documentation, resolve inquiries, and negotiate favorable loan terms.

Customer Service Executive

Shriram Finance Limited
02.2023 - 03.2024
  • Customer service Executive (Branch Operations)
  • Managed disbursement processes efficiently, ensuring timely and accurate processing of financial transactions.
  • Coordinated with various departments to gather necessary documentation for disbursements and verified their accuracy.
  • Performed cashier duties, including processing cash transactions, balancing cash drawers, and reconciling financial records.

Customer Service Executive

Ace Venture
04.2021 - 12.2022
  • Company Overview: Ace Venture is an international Bpo. It was an International sales process (Direct tv)
  • Ace Venture is an international Bpo. It was an International sales process (Direct tv)

Education

PGDM -

Welingkar College
01.2023

Graduation -

Pillai College of Arts, Science and Commerce
01.2022

HSC -

St. Joseph Junior College
01.2019

SSC -

New English School
01.2017

Skills

  • Loan origination
  • Credit assessment
  • Portfolio management
  • Valuation analysis
  • Customer relationship management

Extracurricular Activities

Represented Maharashtra in National Ball badminton championship in Manipur 2019. Represented St. Joseph college of Arts Commerce and Science in DSO football games.

Timeline

Gold loan operations

HDFC Bank Ltd
02.2025 - Current

Credit Executive

Indostar Capital Finance Limited
04.2024 - 12.2024

Customer Service Executive

Shriram Finance Limited
02.2023 - 03.2024

Customer Service Executive

Ace Venture
04.2021 - 12.2022

PGDM -

Welingkar College

Graduation -

Pillai College of Arts, Science and Commerce

HSC -

St. Joseph Junior College

SSC -

New English School

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Pankaj Ravindra Patil