Pankaj Ravindra Patil
NAVI MUMBAI
Summary
Dedicated and results-driven finance professional with a proven track record in finance operations and analysis. Seeking to leverage expertise in financial management, regulatory compliance, and process optimization to contribute effectively to a dynamic finance team. Committed to delivering high-quality work and driving operational excellence in a challenging and collaborative environment.
Overview
4
4
years of professional experience
Work History
Gold loan operations
HDFC Bank Ltd
Mumbai
02.2025 - Current
- Enter loan applications into the Loan Origination System (LOS), and perform KYC and documentation checks.
- Arrange for on-site valuation of pledged gold (purity, weight) following bank guidelines; assist in appraisal and customer interactions during the process.
- Maintain audit-friendly, error-free records; manage voucher files, storage, and system security; support clean audits and compliance checks.
Credit Executive
Indostar Capital Finance Limited
04.2024 - 12.2024
- Conducted comprehensive credit assessments for individual and business loan applications, analyzing financial statements, credit histories, and other financial data.
- Monitored and managed loan portfolios to track payment performance and proactively address any potential issues with delinquency or default.
- Collaborated with clients to collect required documentation, resolve inquiries, and negotiate favorable loan terms.
Customer Service Executive
Shriram Finance Limited
02.2023 - 03.2024
- Customer service Executive (Branch Operations)
- Managed disbursement processes efficiently, ensuring timely and accurate processing of financial transactions.
- Coordinated with various departments to gather necessary documentation for disbursements and verified their accuracy.
- Performed cashier duties, including processing cash transactions, balancing cash drawers, and reconciling financial records.
Customer Service Executive
Ace Venture
04.2021 - 12.2022
- Company Overview: Ace Venture is an international Bpo. It was an International sales process (Direct tv)
- Ace Venture is an international Bpo. It was an International sales process (Direct tv)
Education
PGDM -
Welingkar College
01.2023
Graduation -
Pillai College of Arts, Science and Commerce
01.2022
HSC -
St. Joseph Junior College
01.2019
SSC -
New English School
01.2017
Skills
- Loan origination
- Credit assessment
- Portfolio management
- Valuation analysis
- Customer relationship management
Extracurricular Activities
Represented Maharashtra in National Ball badminton championship in Manipur 2019. Represented St. Joseph college of Arts Commerce and Science in DSO football games.
Timeline
Gold loan operations
HDFC Bank Ltd
02.2025 - Current
Credit Executive
Indostar Capital Finance Limited
04.2024 - 12.2024
Customer Service Executive
Shriram Finance Limited
02.2023 - 03.2024
Customer Service Executive
Ace Venture
04.2021 - 12.2022
PGDM -
Welingkar College
Graduation -
Pillai College of Arts, Science and Commerce
HSC -
St. Joseph Junior College
SSC -
New English School
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