Experienced Operations Manager with over 11 years of expertise in B2B & B2C sales /collections - Operations & Training. Skilled in managing large teams, optimizing processes, and fostering strong team performance through effective people management. Currently working as a FOS Manager at PolicyBazaar.com, where I lead Investment Sales Operations for the Delhi Region. My role focuses on driving operational efficiency, enhancing customer experiences, and contributing to business growth through strategic planning and streamlined workflows.
Overview
11
11
years of professional experience
1
1
Certification
Work History
Sales Manager (Center Head)
Policybazaar Insurance Brokers Pvt Ltd
New delhi
03.2024 - 08.2025
Managed Tele-Sales & Field Sales Operations for Delhi NCR Region, driving revenue growth and leading a team of 100+ advisors with 6 Team Leaders and 2 Assistant Managers
Conducted daily huddles with Field and Tele Sales teams, including Team Leaders and Assistant Managers, to motivate them and build confidence in long-term investments and current market trends
Reviewed Sensex and Nifty graphs with Financial Advisors and trained them on explaining it to customers to gain confidence
Conducted bi-hourly meetings with Team Leaders and Assistant Managers to ensure targets were met and discussed operational efficiencies and performance improvement
Discussed Target vs Achievement daily, reviewed LMTD and SDLM, and guided leaders on setting individual targets and beating previous month's performance
Ensured advisors fulfilled parameters like Talk-time, Visits/Meetings and effective bucket utilization on a daily basis
Trained staff on policy sourcing - Proper need analysis, and underwriting guidelines to ensure smooth issuance
Prepared MIS reports and shared with leaders and Assistant Managers to build confidence within teams
Maintained issuance above 90%, shrinkage and attrition below 2.5%, and Health of Business Rating above 80% (In-force policies)
Sales Manager
Cargaison Express Logistics Pvt Ltd
Mohali/Gurgaon
05.2023 - 11.2023
Streamlined logistics operations through effective scheduling and shipment tracking
Managed collections and accounts receivable, including invoicing and payment reconciliation
Ensured compliance with quality standards by conducting audits and process improvements
Analyzed shipment data to identify areas for operational enhancement
Prepared comprehensive reports on performance metrics to support decision-making
Manager
Quess Corp (Contractual Role)
Noida
07.2022 - 03.2023
Managed collections operations from 7 to 360+ days past due
Handled account reconciliations, bad debt write-offs, and customer refunds
Led a team of 20+ members, providing guidance and feedback
Created monthly collection forecasts and discussed metrics with Senior Leadership
Conducted quality assessments and prepared Root Cause Analysis documents for escalations
Assistant Manager (B2B Sales)
Johnson Controls India Pvt Ltd
Gurgaon
01.2022 - 07.2022
Led a team of 60+ Associates and 3 Team Leaders in B2B Sales
Managed customer experience process for fire, HVAC, and security products
Optimized operational efficiency, service quality, and issue resolution within TAT, resulting in enhanced customer satisfaction
Delivered regular feedback and coaching to team members, fostering growth and improvement
Subject Matter Expert
Accenture Solutions Pvt Ltd
Gurgaon
05.2019 - 10.2021
Led a team of 10 in managing >90-day past-due accounts, refining SOP's for healthy cash flow
Ensured high-quality performance and strict process adherence within the team
Sent Statements of Account, Demand letters, and Credit Hold notices to non-responsive customers
Implemented skip tracing measures to locate customers and maintained customer relationships
Provided actionable insights to senior leadership, driving strategic decisions and healthy cash flow
Account Manager
Encore Capital Group
Gurgaon
07.2017 - 05.2019
Experienced Debt Collector (3rd Party Agency Collections) – Proficient in overseeing credit card collections, Medical Bills and Telecom Bills Collection Process.
Skilled in developing strategies to recover outstanding debts while adhering to industry regulations.
Adept at negotiations and maintaining positive customer relationships throughout the recovery journey.
Leveraged open communication techniques to effectively engage with customers and navigate their psyche during the recovery process
Negotiated payments, successfully convincing customers to make payments over the phone.
Demonstrated a proactive approach by offering settlements to facilitate the account resolution
Possesses in-depth knowledge of bankruptcy laws and statute of limitations, ensuring compliance and accuracy in recovery efforts
Process Associate
Genpact India Pvt Ltd
Hyderabad
04.2014 - 03.2016
Experienced as a first party debt collector specialized in private label credit cards collections process.
Managed accounts of customers holding credit cards for major retail stores in USA such as American Eagle, GAP, Chevron Texaco, Victoria’s Secret, Lowe’s Store etc. within the GE Money Process
Proficiently engaged in proactive communication with cardholders, effectively navigating the intricacies of retail credit card landscape.
Employed a strategic approach to recover outstanding debts while maintaining customer relationships.
Adhered to rigorous call quality standards, ensuring exceptional service and FDCPA compliance throughout the interactions
Recognized for outstanding performance, I have been honored with a one-time silver and two-times bronze awards from the client.
Education
Graduated - Computer Science Stream
Sambhram Institute of Technology
Bangalore
06-2013
Skills
Revenue growth
Market analysis
Team leadership
Policy sourcing
Performance metrics
Customer relationship management
Disclaimer
I do declare that the above particulars of facts and information stated are true, correct and complete to the best of my belief and knowledge.
Certification
Brokers Qualified Person/Principal Officer - Direct Life & General Insurance Valid upto 20.12.2027
Project Management by LearnTube Cred ID : DJA-B-1-1585278-0
Advanced Project Management by Learn Tube Cred ID : DJA-B-1-1609464-0