Quality Analyst
Echosoft Infocom Pvt Ltd | March 2019 – July 2022
As a Quality Analyst, I monitored and evaluated call quality to ensure compliance with company standards and customer service excellence. I conducted call audits, barging, and quality assessments, providing coaching and feedback to improve associate performance. Ensured adherence to Fatal Error (FETALS) and Zero Tolerance Policy (ZTP) guidelines while implementing process improvements. Collaborated with teams to enhance customer interactions, policy compliance, and service quality. Played a key role in training associates and refining call quality standards, leading to improved customer satisfaction and operational efficiency.
Top-Performing Sales and Technical Support Specialist - Consistently ranked as a top software seller with a proven history of exceeding sales targets for QuickBooks, Reimage, and Systweak solutions. - Delivered exceptional technical support and troubleshooting to US clients, achieving high customer satisfaction and retention rates. - Skilled in upselling, cross-selling, and educating clients on software features, driving revenue growth and maximizing product adoption. - Known for building strong client relationships, resolving complex issues, and contributing to team success in fast-paced, target-driven environments. - A dedicated, results-driven professional with a passion for technology and a commitment to delivering excellence in every interaction.
Collection Executive
Citi Bank – Third-Party Collection Department
As a Collection Executive in Citi Bank’s Third-Party Collection Department, I was responsible for handling outbound calls via an automatic dialer system to recover overdue credit card payments from U.S. clients. My role required a strong focus on debt recovery, negotiation, compliance, and customer relationship management to ensure timely payments while maintaining a professional and customer-centric approach.
Outbound Calling & Debt Recovery
My primary responsibility was to make outbound calls to customers who had missed their credit card payments. Using an automatic outbound dialer, I efficiently reached a high volume of clients daily, reminding them about their outstanding dues and the consequences of non-payment. I worked with customers across different delinquency stages, from early-stage overdue accounts to high-risk delinquent cases. My approach involved identifying the reasons for non-payment and providing personalized solutions to encourage prompt repayment.
Negotiating Payment Solutions
A key aspect of my role was to negotiate and offer tailored repayment solutions based on the customer’s financial situation. I provided various options, including:
• One-time full payments to clear outstanding balances.
• EMI (Equated Monthly Installments) conversions for more manageable payments.
• Settlements or partial payment arrangements for financially distressed customers.
• Payment extensions to assist customers in preventing late fees and further penalties.
I ensured that customers fully understood the available repayment options, guiding them toward the best possible financial decision while helping Citi Bank reduce delinquencies and financial losses.
Customer Service & Relationship Management
While the primary goal was debt recovery, I maintained a customer-centric approach by providing empathetic and solution-oriented service. Many customers faced financial hardships, and I handled conversations with patience, professionalism, and respect to build trust and maintain long-term relationships. My ability to de-escalate difficult situations and address customer concernseffectively contributed to positive interactions and higher payment recovery rates.
Additionally, I provided customers with guidance on Citi Bank’s payment policies, various payment channels, and ways to avoid future delinquencies. Educating clients on credit management was a key part of ensuring they remained financially responsible in the future.
Compliance & Documentation
Working in a financial institution required strict adherence to banking regulations, company policies, and fair debt collection practices. I followed Citi Bank’s compliance guidelines, ensuring that all interactions aligned with regulatory requirements such as:
• Maintaining confidentiality and data security while handling sensitive customer information.
• Using approved collection scripts to ensure ethical and professional communication.
• Adhering to U.S. debt collection laws, including the Fair Debt Collection Practices Act (FDCPA).
Additionally, I maintained accurate documentation of customer interactions, payment commitments, and follow-ups. This ensured that all recovery efforts were properly recorded and could be referenced for future collections or escalations.
Follow-up & Target Achievement
Follow-ups were a crucial part of my strategy to ensure successful debt recovery. I regularly contacted customers who had promised payments to confirm completion and address any further concerns. If a payment was not made as agreed, I reassessed the customer’s situation and reinforced the urgency of settling their dues.
I worked in a target-driven environment, where I consistently achieved and exceeded monthly recovery goals by:
• Maintaining a high call volume and conversion rate.
• Effectively negotiating and closing payment commitments.
• Implementing strategic follow-ups to minimize payment defaults.
Key Skills & Achievements:
• Successfully recovered overdue payments from U.S. clients through outbound calling.
• Negotiated and secured payment solutions, increasing overall collection rates.
• Maintained compliance with U.S. banking regulations and FDCPA guidelines.
• Built strong customer relationships, handling sensitive financial situations with empathy and professionalism.
• Consistently achieved and exceeded monthly recovery targets.
My experience at Citi Bank strengthened my skills in debt collection, negotiation, compliance, and customer service. I developed a deep understanding of financial recovery strategies and the importance of maintaining strong client relationships. I am now eager to apply these skills in a new role, contributing to a company’s success while ensuring positive customer experiences.
Sales Associate
Tech Live Connect
As a Sales Associate at Tech Live Connect, I handled inbound query calls from Australian clients regarding Microsoft Office software. My primary role was to assist customers with product inquiries, troubleshoot basic issues, and convert these interactions into successful sales. By effectively understanding customer needs and demonstrating the value of Microsoft Office products, I consistently drove revenue growth.
In addition to software sales, I was responsible for promoting and selling support plans that provided customers with extended technical assistance. By highlighting the benefits of these plans and tailoring recommendations to individual customer needs, I successfully increased sales and customer retention. My strong communication skills, problem-solving abilities, and persuasive selling techniques allowed me to exceed performance targets consistently.
Throughout my tenure, I played a key role in enhancing customer satisfaction by providing clear, professional, and efficient service. My ability to build rapport with customers and address their concerns effectively contributed to high conversion rates and positive client experiences.
Due to my outstanding performance, I was recognized as the Top Seller of the Year, an achievement that reflects my dedication, sales expertise, and ability to excel in a fast-paced, target-driven environment. My experience at Tech Live Connect has strengthened my ability to engage with international clients, drive sales, and deliver exceptional service. I look forward to applying these skills to my next role, where I can continue making a meaningful impact.
Fast Learner