Summary
Overview
Work History
Education
Skills
Timeline
Generic

ADITYA BHAGIRATH DOIPHODE

Banker
Sangamner

Summary

Managerial assignments in Branch & Banking Operations / Operations Management Location Preference: Pune/ Nashik/ Abroad PROFILE & STRENGTHS A dynamic & result-oriented professional with over 6 years of experience across Branch Banking Operations, Credit Analysis , Sales & Marketing, Business Development and Customer Service. Recognized for dealing in Credit Assessment and other banking products. Handling general administration of the branch and successfully monitoring the overall branch operations, working towards revenue generation & managing profit centre operations with profitability excellence. Exposure in identifying and adopting emerging trends & addressing industry requirements to achieve organizational objectives. Contributing to the success by managing, reviewing and undertaking appropriate sales & marketing strategies and new customer development for enhancing the visibility of the products. Excellent analytical & detail oriented in approach with strong ability to adapt and handle risk operating outside comfort zone.

Overview

8
8
years of professional experience
1
1
year of post-secondary education
4
4
Languages

Work History

Credit Management

  • Sourcing fresh credit proposals, ensuring due diligence and appraisal of credit proposal as per bank policy for building of healthy asset portfolio
  • Raising the loan portfolio with good assets
  • Supervising and following up of Branch’s credit portfolio and maintain the health standard of asset cases.

Joint Manager

Bank Of Baroda
Sangamner
04.2022 - Current
  • Maximized performance by monitoring daily activities and mentoring team members.

Agriculture Officer

Bank of Baroda
01.2015 - 03.2022
  • Branch Banking Operations:
  • Overall Supervising of branch operation to ensure its smooth functioning, by adhering to regulatory compliance and bank’s internal policies and procedures
  • Conceptualizing and implementing competent strategies with a view for penetrating the new accounts and expand existing ones for a wide range of banking products / services
  • Promoting the sales of banking products through supervising and developing staff and sales team regarding service expectations, policies, procedures, products, systems and banking transactions
  • Extending advisory services for Insurance/MF/ PMS/ Bonds/ FDs/other Investment plans to HNI clients
  • Sales & Marketing/ Business Development:
  • Identifying prospective business, establishing strategic partnership & alliances, generating business from the existing accounts and achieving profitability & increased sales growth
  • Generating profitability through Asset, Liability and Third party product business so as to achieve the branch budgets
  • Client Relationship Management:
  • Monitoring clients' portfolio performance, conducting profitability analysis, rendering sustained advisory services for securing high ROI and increasing retention levels
  • Maintaining trust and relations with clients and advising existing HNI and PBG customers to trade and manage their portfolio in a discretionary manner
  • Building and maintaining healthy business relations with major clients, ensuring customer satisfaction by achieving delivery & service quality norms.

Education

Post Graduate Diploma - Banking and Finance

NMIMS distance education

B.Sc. - Agriculture

K K Wagh College of Agriculture Nashik

Certificate In Business Analyst - Business Analyst

Indian Institute Of Management Kozhikode
Kozhikode
01.2022 - 09.2022

Skills

Credit management

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Timeline

Joint Manager

Bank Of Baroda
04.2022 - Current

Certificate In Business Analyst - Business Analyst

Indian Institute Of Management Kozhikode
01.2022 - 09.2022

Agriculture Officer

Bank of Baroda
01.2015 - 03.2022

Credit Management

Post Graduate Diploma - Banking and Finance

NMIMS distance education

B.Sc. - Agriculture

K K Wagh College of Agriculture Nashik
ADITYA BHAGIRATH DOIPHODEBanker