Aishwarya Lonkar

Postgraduate FY student of Msc Economics with a strong interest in finance, financial analysis, and business economics. Gained practical exposure by independently studying and analyzing the financial model of a family-owned bar and restaurant, including revenue streams, cost structure, profit–loss assessment, and ROI evaluation. Academically trained in economic theory and quantitative methods, with a proactive approach to applying classroom knowledge to real-world business scenarios.Seeking a finance internship to further develop analytical, valuation, and decision-making skills.

Financial Analysis – 

• Family-Owned Bar & Restaurant
  Independent Business Finance Study | Pune
  Duration: 2023 – Present
  Analyzed the financial model of a running bar and restaurant business with a focus on revenue streams, cost structure, and profitability.
  Prepared monthly profit & loss analysis by categorizing fixed and variable costs including rent, licensing fees, staff wages, inventory, and utilities.
  Evaluated cash flow patterns, working capital requirements, and daily sales cycles; assessed return on investment (ROI) and break-even point to understand business sustainability; studied pricing strategy, margins, and the impact of demand fluctuations on revenue.
  Linked real-world business outcomes with concepts from business finance and managerial economics.

Entrepreneurial Experience –

• Healthy Bowls (Own Venture)
  Managed pricing, cost estimation, and demand planning for a small food venture.
  Handled procurement, budgeting, and customer-level pricing decisions.
  Gained exposure to micro-level financial decision-making and cost control.