AJAI KUMAR SEESALA
Tadepalligudem
Summary
Dynamic credit management professional with extensive experience at Tyger Capital Pvt Ltd, excelling in credit assessment and risk analysis. Proven track record in underwriting high-value loans and ensuring policy compliance, while effectively managing a diverse portfolio. Strong leadership and analytical skills drive successful team performance and enhance operational efficiency.
Overview
18
18
years of professional experience
1
1
Certification
Work History
State Credit Manager
TYGER CAPITAL PVT LTD
04.2025 - Current
Products: MSME-Secured BL & Salaried LAP
- Handling 26Locations in AP with Team size of 26BCMs and 3ACMs
- Implementation of Company Credit Policy
- Adherence to the Policy and Compliance with Authority Matrix
- Conduct PD, Tele & Video PD, Underwrite/Approved the Loan Proposals
- Approved the loan proposals within delegation authority up to 30Lacs
- Review the Bureau Reports & Analyse the customer Financials
- Prepare the CAM & Credit Tools for Higher Ticket Cases up to 1Crore
- Review the RCU and L&T Reports
- Coordinate with Legal & Technical Vendors
- Maintaining TAT with defined matrix
- Drive the collection follow-up & Monitoring
- Managing Quality of Portfolio
- Regular interaction with sales and counterparts and implement the policies & process and sensitize the issues
- Daily & Monthly MIS Reporting
- Coordinate with IT, HR & Admin Teams
Area Credit Manager
TYGER CAPITAL PVT LTD
04.2024 - 03.2025
Locations: Rajahmundry & Visakhapatnam Clusters – 12Locations
Area Credit Manager
TYGER CAPITAL PVT LTD
10.2021 - 03.2024
Locations: Vijayawada Cluster-6Locations
Branch Credit Manager
VISTAAR FINANCIAL SERVICES PVT LTD
Eluru
09.2019 - 10.2021
- Products: Home Loans & Secured Business Loans
Branch Credit Manager
MAGMA HOUSING FINANCE LTD
Bhimavaram
01.2019 - 08.2019
- Products: Affordable Housing & LAP
Area Credit Manager
BAJAJ HOUSING FINANCE LTD
AP- Rural
10.2016 - 12.2018
- Products: Home Loans, LAP & SME Products
Operations Officer
VISTAAR FINANCIAL SERVICES PVT LTD
Tadepalligudem
10.2015 - 09.2016
- Products: Secured Business Loans
Jr.Exe-Credit
SHRIRAM CITY UNION FINANCE LTD
Tadepalligudem
04.2008 - 10.2015
Secured and Unsecured Products
Education
Intercalated Bachelor of Science - Computer Science
Andhra University
01-2007
Skills
- Credit assessment
- Risk analysis
- Loan underwriting
- Portfolio management
- Policy compliance
- Financial analysis
Certification
- Certification in Financial Accounting, ELITE, IIT-Bombay through NTPEL Programme
- Diploma in Business Management, First Class, Alison E-Education
Languages
- English
- Telugu
- English
Awards
- Q4-JFM Abroad Contest, Tyger Capital, 2024-25
- Q4-JFM Abroad Contest, Adani Capital, 2022-23
- Go-win-Gold Q4-JFM-Contest, Vistaar Finance, 2020-21
- Chocolate Hero award, Bajaj Finance Ltd, Head of Credit Operations
- 17-18-Q3 Highest Fraud Controlling-Region recognition, BFL, Head of Risk
- Spot award, Bajaj Housing Finance Ltd, Chief of Credit
- Aaj ka Hero award, Bajaj Housing Finance Ltd, Head of Business
- Best Collection Efficiency-Region recognition, BHFL, Chief of Credit
Hobbies and Interests
Reading Books
Disclaimer
I hear by the above furnished are the best of my knowledge of belief.
Personal Information
- Father's Name: Adinarayana
- Date of Birth: 07/31/85
- Gender: Male
- Nationality: Indian
- Marital Status: Married
- Religion: Hindu
Timeline
State Credit Manager
TYGER CAPITAL PVT LTD
04.2025 - Current
Area Credit Manager
TYGER CAPITAL PVT LTD
04.2024 - 03.2025
Area Credit Manager
TYGER CAPITAL PVT LTD
10.2021 - 03.2024
Branch Credit Manager
VISTAAR FINANCIAL SERVICES PVT LTD
09.2019 - 10.2021
Branch Credit Manager
MAGMA HOUSING FINANCE LTD
01.2019 - 08.2019
Area Credit Manager
BAJAJ HOUSING FINANCE LTD
10.2016 - 12.2018
Operations Officer
VISTAAR FINANCIAL SERVICES PVT LTD
10.2015 - 09.2016
Jr.Exe-Credit
SHRIRAM CITY UNION FINANCE LTD
04.2008 - 10.2015
Intercalated Bachelor of Science - Computer Science
Andhra University