Ajay Vijayan Nair

• Underwriting of Home Loan / Loan Against Property and Business Installment Loans
• Submit detailed appraisal note for sanction/ recommendation
• Maintaining TAT within the prescribed timeline
• Ensure compliance with Corporate Credit Policy and RBI & other regulatory guidelines.
• Ensuring credit decisioning within the permitted TAT, keeping an eye on credit portfolio
• Liaise with empanelled valuers, lawyers for empanelment.
• Audit Compliance
• Customer Relationship Management and
• Training and Development to CPAs and other Cross-functional Collaboration
• Credit Review Meetings and Credit Policy Development

➢ Underwriting of Home Loan and Loan Against Property

➢ empanelled valuers, lawyers for empanelment.

➢ updating of vendor bills and identifying the discrepancies

➢ post-disbursement follows up for pending documents.

➢ Audit Compliance

• CAM Preparation
• Data Analysis of Early Warning Signals of Default
• Worked on The Digitization Project of The Company (Logistic MIS Data Entry for Keeping Track of the Original Documents.
• Analysis of Branch-Wise Income
• Bifurcation of Total Income and Expenses State Wise