Ajay Babu Rayapudi
Guntur
Summary
Dedicated Credit Officer knowledgeable about assessing financial documents, organizing applications and providing recommendations for approval or disapproval. Meticulously organized and systematic with strong judgment and critical thinking skills. Looking for a permanent role with room for career growth.
Overview
8
8
years of professional experience
1
1
Certification
Work History
Deputy Manager
State Bank Of India
Piduguralla
01.2021 - Current
- Reviewed credit applications and financial statements to determine customer creditworthiness.
- Conducted regular reviews of existing customers' accounts to ensure compliance with agreed terms.
- Monitored customer account activity to identify any potential risks or issues.
- Prepared detailed reports summarizing customer profiles, risk assessments, and recommendations for approval and denial of new lines of credit.
Probation Officer
State Bank of India
Amaravathi Circle
01.2019 - 01.2021
- Provided customer service to clients and answered questions related to banking services.
- Assisted senior managers in developing new processes and procedures within the banking department.
- undergone training in different operations of general banking,retail credit and MSME credit.
Software Engineer
Tech Mahindra
Hyderabad
07.2015 - 09.2017
- Monitored the performance of data loading activities to ensure that data is loaded efficiently and accurately into the warehouse.
- Created and maintained CISCO Datalake to facilitate rapid development of new ETL processes for developing business reports
Education
Bachelor of Technology - Mechanical Engineering
RGUKT NUZVID
NUZVID05.2015
PRE UNIVERSITY CERTIFICATE
RGUKT NUZVID05.2011
SSC
ZPH SCHOOL
JONNALAGADDA03.2009
Skills
- Creditworthiness Determination
- Documentation Preparation
- Financial Statement Review
- Credit Assessments
- Loan Disbursements
- Customer Acquisition
- Loan Processing
- Fraud Understanding
- Financial Analysis
- Risk Analysis
Accomplishments
- Participated in Robotics competition held in Techzite-2k14,IIIT Nuzvid Technical fest
- School topper in SSC-2009
Internship Details
May-2014 to July-2014, Engineering shops and Foundry, K.L.Narasimham, As the part of our internship “Study on engineering shops and foundry to analyze the machining processes and to know about a few machines working.” }
Personal Information
Gender: Male
Certification
- Completed JAIIB
Timeline
Deputy Manager
State Bank Of India
01.2021 - Current
Probation Officer
State Bank of India
01.2019 - 01.2021
Software Engineer
Tech Mahindra
07.2015 - 09.2017
Bachelor of Technology - Mechanical Engineering
RGUKT NUZVID
PRE UNIVERSITY CERTIFICATE
SSC
ZPH SCHOOL
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