AJEET SINGH
Chief Manager Legal
Varanasi
Summary
Over 16 years of experience in the field of law with commanding knowledge of Criminal/Civil laws, Summary Proceedings, SARFAESI, DRT, Transfer of Property Act, Title search vetting, Mortgage, Arbitration, and Negotiable Instruments. Proficient in reviewing Legal/Compliance documents and assessing business impact or risk mitigation needs. Advanced skills in MS Word, MS Excel, and MS PowerPoint. Strong in information synthesis and analysis. Co-ordination skills and ability to work in a team environment. Proven ability to work under stress. Appearance in different Courts, National Commission, and Tribunals. Expertise in Litigation management. Strong time management skills in handling multiple projects and deadlines.
Overview
18
18
years of professional experience
8
8
years of post-secondary education
2
2
Languages
Work History
Chief Manager-Legal
Utkarsh Small Finance Bank
12.2018 - Current
- Provided opinions to the Credit Underwriting Team/Management on the mortgage ability of the land/property and the nature of mortgage to be created for proposed lending
- Scrutinized and approved title search reports
- Ensured compliance with stamping requirements on legal documents
- Coordinated with external Lawyers for property title investigations and discussed title issues and remedies before creating security
- Drafted and vetted equitable mortgages, simple mortgages, declarations, and undertakings related to mortgage security
- Updated/modified legal policy annexures/State legal policies as needed
- Advised on applicable Stamp Duties in various States
- Assisted in enforcing Securities Interest and provided necessary instructions and documents to external advocates/solicitors
- Structured various lending arrangements with builders
- Managed litigation and debt recovery
- Maintained MIS records of cases, agreements, legal compliance, and checklists
- Supported Alliance Business negotiations, strategy, term sheets, contractual agreements, policy drafts, and due diligence
- Ensured compliance with Regulatory, Internal, and Contractual requirements
- Identified and mitigated potential Legal, Compliance, or Business Risks.
Deputy Manager-Legal
Mahindra & Mahindra Financial Services
02.2013 - 12.2018
- Reviewed Term Sheets, Business Agreements, conducted Due Diligence research, and ensured Regulatory Compliance
- Advised business units on accepting title search reports for mortgage/security creation
- Maintained records of Bad debts, Disposal losses, and Unsolvable contracts, preparing recovery action plans
- Ensured statutory compliance across branches in the region
- Initiated criminal actions against employee fraud or misappropriations and reported timely to Head Office
- Developed strategies for speedy disposal of court cases
- Managed proper replies to legal notices through legal retainers
- Handled arbitration proceedings and execution of Arbitration Awards.
Infosys
Pune
04.2011 - 02.2013
- Ensured completion of contract documentation based on the prevalent ‘Contract Checklist.’ Analyzed and reviewed contracts to identify legal risks
- Managed contract renewals and extensions
- Reported exceptions on contract terms and offered recommendations for improvements
- Documented Functional Requirements Specifications
- Conducted document analysis by researching policies, use cases, and applicable laws
- Led the project team in requirements work.
Associate
R.P. Kapoor & Co. Law Firm
Delhi
07.2006 - 11.2008
- Represented clients in different courts and tribunals, presenting arguments on their behalf
- Drafted legal notices, plaints, applications, pleadings, rejoinders, and answers
- Worked independently and assisted senior lawyers in drafting various legal documents, including Lease Deeds, Power of Attorney, Mortgage Deeds, Service agreements, franchisee Agreements, and Legal Notices
- Gained exposure in lower courts by appearing as Counsel in cases involving financial institutions, ranging from civil to criminal matters
- Proficient in Summary Suits, Negotiable Instruments Act, DRT, Consumer Courts, and Arbitration & Mediation
- Conducted extensive drafting, research work, and briefing
- Represented clients before arbitrators.
Education
LL.B - undefined
Banaras Hindu University
01.2003 - 04.2006
BSc (Hons) Chemistry - undefined
Banaras Hindu University
01.1999 - 04.2003
Skills
Microsoft Office (Word, Excel, PowerPoint, etc)
Timeline
Chief Manager-Legal
Utkarsh Small Finance Bank
12.2018 - Current
Deputy Manager-Legal
Mahindra & Mahindra Financial Services
02.2013 - 12.2018
Infosys
04.2011 - 02.2013
Associate
R.P. Kapoor & Co. Law Firm
07.2006 - 11.2008
LL.B - undefined
Banaras Hindu University
01.2003 - 04.2006
BSc (Hons) Chemistry - undefined
Banaras Hindu University
01.1999 - 04.2003
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