Summary
Overview
Work History
Education
Skills
Websites
Languages
Courses & Certification
Training
Hobbies & Interest
Timeline
Receptionist

Ajeet Kumar

New Delhi,DL

Summary

Hardworking Credit Manager enthusiastic about Underwriting, improving department policies, standardizing processes and increasing customer satisfaction by providing fast, knowledgeable and friendly financial services.

Overview

6
6
years of professional experience

Work History

Credit Manager (AM)

RBL Bank Ltd
02.2023 - Current
  • Case Underwriting & Approval as per Policy, TVR with Customers, Audit of Cases, Maintaining TAT & Escalation

Credit Executive

Cars24 Financial Services Pvt Ltd
08.2021 - 07.2022
  • Case Underwriting & Approval as per Policy, Due Diligence of Login Files, TVR with Customers

Credit Relationship Manager

HDB Financial Services Ltd
03.2020 - 09.2020
  • Case Underwriting & Approval on basis of Product Policy, TVR with Customers, KYC Check, CIBIL & Dedupe Check, Public Domain Search- OGL (Distance & Location), Firm/Company Name & Presence etc., Pre-Sanction Risk Investigation & Control and Audit, Maintaining TAT & Escalation, MIS Preparation & Vendor Management, Verification of Documents with Authority

Credit Process Associate

I Process Services India Pvt Ltd (For ICICI Bank Ltd)
06.2018 - 03.2020
  • Cross checking of Login Files, Following of KYC Norms as per Bank policy, Quality Check of Application Forms, KYC, Other Docs as per Policy, Passing Regular Information of RCU holds to Sales Team for Solving RCU holds, Checking & Understanding RCU Sample reports for proper Approvals, Preparation of Sanction Files Ready to Punch with Operation Team, Preparation of Credit Approval Memo (CAM), Initiation of PD, FI & Banking Verifications, Solving Audit Query of Credit Managers, Solving Query of Non Discrepancy Check (NDC) Team, Banking of Login Cheque within Proper TAT, Communicating Vendors to Solve their Query and Monitoring of assigned work for Proper TAT, Preparation of MIS

Education

M. Com -

Dayal Singh-Delhi, IGNOU
2022

B. Com -

MGKVP/NTPC CAMPUS, MGKVP
2016

Skills

Credit analysis

Credit Reports

Investigations

Loan Underwriting

Credit Audit

Vision Plus

Finacle

Finnone

Application Processing System (APS)

Microsoft Office (MS Word, MS PowerPoint, MS Excel- Basic)

Websites

Languages

Hindi
English

Courses & Certification

  • Certificate in KYC AML by IIBF (09/2022)
  • Certification in Self Help Group Bank Linkage Programme - BIRD Lucknow
  • Certificate in NGO Management (By IGNOU) | (Exam: June 2019)
  • CCC By NIELT (Grade 'C') MAY 2016.
  • Diploma in Micro-Finance and Entrepreneurship, BHU-IM | (2016)

Training

  • Completed compulsory Contact programme with Womenite for CNM-IGNOU | Daan Utsav Campaign, Kirti Nagar Metro Station- New Delhi | (10/02/19 - 10/10/19)
  • Completed 1 Month Marketing Internship under mentorship of Prof. Sameer Mathur, IIM Lucknow | (2015)
  • Work as Virtual Marketing Intern at P&G (Ambipur) | (2015)

Hobbies & Interest

•Social work, Event management, Painting

Timeline

Credit Manager (AM)

RBL Bank Ltd
02.2023 - Current

Credit Executive

Cars24 Financial Services Pvt Ltd
08.2021 - 07.2022

Credit Relationship Manager

HDB Financial Services Ltd
03.2020 - 09.2020

Credit Process Associate

I Process Services India Pvt Ltd (For ICICI Bank Ltd)
06.2018 - 03.2020

M. Com -

Dayal Singh-Delhi, IGNOU

B. Com -

MGKVP/NTPC CAMPUS, MGKVP

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