Ajendra Paradva

Project Revolut Financial technology company

• Conduct reviews for Anti-Money Laundering (AML), Know Your Customer (KYC), Know Your Business (KYB), Customer Due Diligence (CDD), AI-generated Alerts, Enhance Due Diligence (EDD), and sanction screening.
• Review of documentation for all entity types per policy/ jurisdiction for all KYC/KYB/CDD/EDD documentation and raising Requests For Information (RFI) /documents required per the procedure.
• Identify the Source of Funds (SOF), Identify Politically exposed person (PEP) status, and transactions on customers' debit and credit transactional activities based on the defined detection scenarios.
• Reviewing and preparation of Suspicious activity reports (SAR), creating suspicious Transaction Reports (STR) User activity reporting (UAR) as per requirement, and addressing sanctions alerts.
• Transaction Review, Transaction monitoring/Lookbacks/Investigations, alert review, conduct name screening, customer due diligence, adverse media search.
• Documented research findings to support risk-based decision-making and resolution to escalated fraud incidents.
• Interacted with law enforcement agencies, regulators and financial institutions to coordinate investigations related to fraudulent activities.
• Review and analyze underlying data gathered opposite Anti-Money Laundering (AML), Terrorist Financing (TF), Human Trafficking, and other red flags to assess whether the alert should be recommended for escalation or to be closed with no further action.
• Scrutinized and reported on discrepancies in financial records and documents.
• Read fraud and security risk management-related articles and white papers and took part in webinars to keep abreast of changes in fraud and security landscape.

Project Citi Bank UAT Testing Process US

• Capital Market accounts for business Requirements Documents, Functional requirements documents, Business scenario documents & Execution Plans. Testing on UAT for bringing new Monitoring rules based on scenarios and best internal controls.
• Performed quality assurance checks on transactions and account actions to assess compliance with state and federal regulations.
• Working on an execution plan, simply put, is the result of the query optimizer’s attempt to calculate the most efficient way to implement the request represented by the T-SQL query you submitted. Working on applications Swift Message, Bancs, Astra, Rumba, FlexiCube, Velocity v12, and DODLE.

Project Prudential UK

• Catered to Early Retirement Pension Benefits/pension claims, drafted Maturity Letters in a Word document, and processed Maturity Stages cases (including insurance applications, renewal, cancellation, and payment).
• Verifications of documents in compliance with AML policy. Handling policy claims pay-out, Policy alteration, KYC, & and general processing work related to an insurance product.

Project Citi Bank North America

• Issued refunds by PEGA, KANA, G360, direct credit balance refund application through cheque, and direct deposit. Verified cause of credit balance including conditional credit, security disputes, and payment float late fees. Identified the type of payment such as branch, mobile payment, speak to phone, wire, check, or electronic payment and checked the details of payment copy as name, amount, figure, and other details on cheques.
• Review/Preparation of Suspicious activity reports (SAR), Create Suspicious Transaction Reports (STRs) User activity reporting (UAR) as per requirement, and address sanctions alerts.
• Supervised team of process associates to enhance accountability, develop professional skills and improve efficiency.
• Performing reputational checks, including politically exposed person screenings and adverse and sanction checks.
• Conducting Periodic reviews for Low, Medium, and High-risk clients. Transaction Review, Transaction monitoring/Lookbacks/Investigations, alert review, conduct name screening, customer due diligence, adverse media search. Using CDD, EDD & KYC tools and analyzing each suspended transaction held in our systems to make authorization decisions before releasing them.
• Supervised processes to eliminate weak points or bottlenecks in business operations.

• Worked on project IPRU (ICICI Prudential Life Insurance) involved in reading and categorizing customer concerns regarding the policy and extending appropriate solutions.
• Described product and service details to customers to provide information on benefits and advantages.

• Processed both manual and digital transactions in line with established policies.
• Verified technical specifications and information details before processing paperwork.
• Checked the CIBIL (Credit Information Bureau India Ltd) reports and verified customer KYC Documents. Prepared the Credit Appraisal Memorandum (CAM) and interpreted the Credit Bureau report, assessment of income/ eligibility, and analysis of bank statements.
• Using CDD, EDD & KYC tools and analyzing each suspended transaction held in our systems to make authorization decisions before releasing them, and verifications of Documents in compliance with AML policy.
• Using CDD, EDD & KYC tools and analyzing each suspended transaction held in our systems to make authorization decisions before releasing them, and verifications of Documents in compliance with AML policy.

• Minimized losses and checked compliance with internal protocols by analyzing and preparing effective annual budgets.
• Prepared CAM (Credit Appraisal Memo) of personal loan, list of top-up loan applicants, and recommended scheme of approval files to Credit Managers for further approval.
• Verifications of Documents in compliance with AML policy. Drafted reports for checking the fraud document furnished by customers including incorrect PAN cards, Voter cards, passports, and driving licenses.