A K MUZAIN
Mangalore
Summary
Mortgage operations and Accounts professional with over 5 years of combined experience in U.S mortgage processing, property tax, Accounting and Financial reporting. Proven ability to deliver exceptional customer service, streamline operations, and contribute to organizational success. Skilled in analytical thinking, interpersonal communication, and leveraging technology to enhance efficiency. Seeking a growth-oriented role in a reputed organization to utilize my expertise for continuous improvement and success.
Overview
7
7
years of professional experience
1
1
Certification
Work History
Senior Analyst
Thoughtfocus Information Technology
03.2025 - Current
- Conduct tax parcel search using county assessor, recorder and GIS websites.
- Verified ownership details, Legal Descriptions, and tax payment status for residential and commercial properties.
- Maintained accurate property data reports and ensured timely delivery to clients.
- Ensuring Tax amounts are paid accurately before the Economic Loss Date(ELD).
- Ensured compliance with US county and state property research standards.
- Monitored taxes, and escrow requirements to avoid delinquency.
- Met strict SLA timelines while maintaining high accuracy and quality standards.
Senior Process Executive
Cognizant Technology Solutions
08.2022 - 12.2024
- Conducted U.S. property and tax parcel searches using county assessor, recorder, and GIS websites.
- Verified ownership details, legal descriptions, and tax payment status for residential and commercial properties.
- Collected and analyzed deed, mortgage, and lien information for title verification and due diligence.
- Maintained accurate property data reports and ensured timely delivery to clients.
- Worked with title, mortgage, and escrow teams to support property transaction processes.
- Ensured compliance with U.S. county and state property research standards.
- Used tools like Data Tree, Nitroaniline, and county GIS systems for parcel and ownership verification.
- Performed tax parcel and property ownership searches across multiple U.S. counties using assessor, treasurer, and GIS websites.
- Verified property details, tax payment status, and legal descriptions for residential and commercial parcels.
- Extracted and compiled accurate data from county databases and public records for client reports.
- Ability to understand the basic nature of the domain and relating that to entire value chain of mortgage solutions.
- Disbursement of mortgage payments of which is the sum of monthly principal, interest, taxes by involving the title search to determine the current owner of the property.
- Ensuring that the tax amounts are paid accurately before the Economic Loss Date (ELD).
- To research the mortgage bill status whether it is current, delinquent, escrow analysis, exemption.
- Work closely with onshore team to make sure the team is delivering productivity with 100% accuracy.
Accountant and Management Executive
MNR Fisheries Bunder
01.2019 - 06.2022
- Supported procurement and export documentation by verifying invoices, bills, and payment records.
- Assisted in GST filing, tax returns, and statutory compliance, ensuring accuracy and timely submission.
- Handled accounts payable and receivable, ensured timely vendor payments and customer collections.
- Maintained books of accounts including sales, purchase, expenses, and journal entries using Tally ERP 9.
- Ensure timely and accurate filling of tax returns and compliance with tax regulations.
- Assign task and responsibilities to employees based on their strengths and expertise.
Education
Bachelor of commerce (B.COM) -
St Aloysius (Autonomous) College
Mangalore, India05.2021
PUC - undefined
Narayana Guru PU College
Mangalore, India03.2018
Skills
- Technical Skills
- Microsoft Office Specialist (MOS)
Certification
Microsoft office Specialist(MOS).
Diploma in Computer Applications(DCA).
Project
Study of Problems and Prospects in Fish Business with reference to HMF, 08/01/20 - 10/01/20, Study analyzing the fish business.
Personal Information
Passport Number: U9555646
Hobbies and Interests
- Martial Arts
- Adventure Sports
- Socializing
- Networking
Languages
English
Advanced (C1)
Hindi
Advanced (C1)
Kannada
Advanced (C1)
Malayalam
Intermediate (B1)
Tamil
Elementary (A2)
Timeline
Senior Analyst
Thoughtfocus Information Technology
03.2025 - Current
Senior Process Executive
Cognizant Technology Solutions
08.2022 - 12.2024
Accountant and Management Executive
MNR Fisheries Bunder
01.2019 - 06.2022
PUC - undefined
Narayana Guru PU College
Bachelor of commerce (B.COM) -
St Aloysius (Autonomous) College