Akash Pandey
Senior Commercial Real Estate Analyst
Hyderabad,TG
Summary
Dynamic Senior Commercial Real Estate Underwriting Analyst with extensive experience at Wells Fargo, excelling in financial analysis and portfolio management. Proven track record in optimizing underwriting processes and enhancing compliance. Skilled in Fannie Mae and Freddie Mac loans, with strong teamwork and analytical abilities to drive successful outcomes in commercial real estate transactions.
Experienced with risk assessment, financial analysis, and data evaluation. Utilizes analytical expertise to enhance underwriting processes and improve decision-making. Track record of contributing to team-based projects and achieving consistent results.
Overview
1
1
year of professional experience
Work History
Senior Commercial Real Estate Underwriting Analyst
Wells Fargo
06.2025 - Current
- Worked across multiple functions within US Commercial Real Estate (CRE) Banking operations, supporting underwriting, agency servicing, and portfolio monitoring activities.
- Hands-on experience in Real Estate Banking Underwriting processes, including financial analysis, rent roll analysis, cash flow review, and borrower/property performance assessment.
- Performed financial spreading and statement spreading for commercial real estate assets using GSE standards for Fannie Mae and Freddie Mac transactions.
- Supported Agency Servicing operations for multifamily and commercial real estate loans aligned with GSE guidelines and servicing requirements.
- Experienced in Portfolio Monitoring and surveillance activities through RealINSIGHT, including tracking property performance, occupancy trends, covenant compliance, and loan health indicators.
- Developed strong understanding of US Commercial Real Estate asset classes including Multifamily, Office, Retail, Industrial, and Mixed-Use properties.
- Worked extensively with CRE financial metrics such as DSCR, LTV, NOI, Cap Rates, Occupancy Analysis, and Cash Flow Modelling.
- Proficient in US CRE banking tools and platforms including RealINSIGHT and underwriting/spreading systems used in agency and portfolio management functions.
- Collaborated with cross-functional teams to ensure accuracy, compliance, and timely execution of underwriting and servicing deliverables.
- Built strong domain knowledge in US real estate finance, agency lending, and commercial mortgage portfolio management.
Education
MBA - Finance
Department of Management Studies,NALSAR
Hyderabad, India 04.2001 -
Skills
Underwriting guidelines
Fannie & Freddie Mac Loans
CRE US Banking
Microsoft office
Portfolio management
Credit analysis
Teamwork
Time management
Analyzing data
Timeline
Senior Commercial Real Estate Underwriting Analyst
Wells Fargo
06.2025 - Current
MBA - Finance
Department of Management Studies,NALSAR
04.2001 -