Akash Pisey
US Mortgage Closer
Akola
Summary
US Mortgage professional with 6+ years of experience in Mortgage Operations, including Mortgage Loan Setup, Loan Processing, and 2 years of specialized Mortgage Closing experience. Experienced in preparing, reviewing, revising, and balancing Closing Disclosures (CDs) while ensuring compliance with TRID and US Residential Mortgage guidelines. Proficient in Encompass LOS, Point LOS, and BytePro Enterprise, with hands-on experience reviewing loan documentation, title commitments, tax certificates, appraisals, Loan Estimates (LE), underwriting approvals, and Prior-to-Funding (PTF) conditions. Successfully manage 40–50 residential mortgage loan files per month by coordinating with Loan Officers, Underwriters, Processors, Title Companies, and Settlement Agents to ensure accurate, compliant, and timely loan closings. Strong knowledge of Conventional, FHA, and VA loan programs, with experience handling transactions involving Trusts and Power of Attorney (POA). Recognized for exceptional attention to detail, analytical problem-solving, regulatory compliance, and effective communication in fast-paced mortgage operations.
Overview
2
2
Certifications
7
7
years of professional experience
Work History
Financial Analyst – US Mortgage Closing Operations
InstaMortgage Inc. (Through Equip BPO Services)
05.2024 - Current
- Leverage 2 years of specialized Mortgage Closing experience to manage 40–50 residential mortgage loan files per month, ensuring timely funding and compliance with TRID and lender guidelines.
- Utilize BytePro Enterprise to review loan files, prepare, revise, and balance Closing Disclosures (CDs), and maintain accurate loan records.
- Review borrower identification, title commitments, tax certificates, appraisals, Loan Estimates (LE), Initial Closing Disclosures, and supporting loan documentation for completeness and compliance.
- Validate lender fees, title charges, loan terms, borrower information, and cash-to-close calculations within allowable tolerance limits.
- Review underwriting approvals and Prior-to-Funding (PTF) conditions for non-delegated loans before issuing Final Closing Disclosures.
- Collaborate with loan officers, underwriters, loan processors, title companies, and settlement agents to resolve documentation issues and ensure smooth, on-time closings.
- Process mortgage transactions involving trusts and powers of attorney (POA) while maintaining documentation accuracy and regulatory compliance.
Mortgage Loan Processor
SIKV Global Solutions Pvt. Ltd.
02.2021 - 05.2024
- Processed Conventional, FHA, and VA residential mortgage loans from pre-approval through underwriting.
- Reviewed borrower income, employment, assets, credit reports, title commitments, homeowners insurance, and appraisals to ensure complete and accurate loan files.
- Verified documentation for compliance with underwriting guidelines, investor requirements, and company policies before underwriting submission.
- Coordinated with Loan Officers, Underwriters, borrowers, Title Companies, and third-party vendors to resolve documentation deficiencies.
- Managed multiple mortgage loan files while consistently meeting quality standards and turnaround times.
Mortgage Loan Setup Specialist
SIKV Global Solutions Pvt. Ltd.
02.2020 - 02.2021
- Supported Loan Officers by setting up residential mortgage loan files and collecting borrower documentation required for loan origination.
- Coordinated with borrowers and Title Companies to obtain financial information and supporting documentation based on loan program requirements.
- Reviewed mortgage applications for completeness and accuracy before submission to lenders.
- Submitted mortgage loan packages to multiple lenders while ensuring compliance with lender documentation requirements.
- Maintained accurate loan records and provided timely updates throughout the loan setup process.
Customer Support Associate
Concentrix Inc.
07.2019 - 11.2019
- Delivered exceptional customer support during Flipkart's Big Billion Days campaign in a high-volume customer service environment.
- Resolved customer inquiries efficiently while maintaining customer satisfaction and quality standards.
- Demonstrated strong communication, problem-solving, and multitasking skills while consistently achieving productivity targets.
- Adapted quickly to changing business priorities and maintained service excellence during peak operational periods.
Education
Bachelor of Computer Applications -
Smt. Maherbanu College of Science
Skills
Experienced with LOS (Byte Pro, Encompass, and Point)
Residential US Mortgage Operations
US Mortgage Closing
US Mortgage Loan Processing
US Mortgage Loan Setup
Loan Documentation Review
Conventional, FHA & VA Loans
Microsoft Excel
Microsoft Word
Microsoft Outlook
Microsoft Office Suite
Financial statement analysis
Excellent attention to detail
Flexible team player
Documentation skills
Auditing procedures
Certification
US Mortgage Loan Processor
Timeline
Financial Analyst – US Mortgage Closing Operations
InstaMortgage Inc. (Through Equip BPO Services)
05.2024 - Current
Mortgage Loan Processor
SIKV Global Solutions Pvt. Ltd.
02.2021 - 05.2024
Mortgage Loan Setup Specialist
SIKV Global Solutions Pvt. Ltd.
02.2020 - 02.2021
Customer Support Associate
Concentrix Inc.
07.2019 - 11.2019
Bachelor of Computer Applications -
Smt. Maherbanu College of Science
CORE COMPETENCIES
- Mortgage Closing
- Mortgage Operations
- Closing Disclosure (CD)
- Encompass LOS
- Point LOS
- BytePro Enterprise
- TRID Compliance
- Loan Processing
- Loan Setup
- Underwriting Support
- Title Review
- Regulatory Compliance
- Quality Assurance
- Stakeholder Management
- Attention to Detail
- Communication
- Problem Solving
- Time Management