Akash Sharma
Patiala
Summary
4+ years of experience in commercial credit, and financial analysis, quality checks. Skilled in validating financial data, reviewing statements, and improving process accuracy. Strong in risk assessment, reporting, and cross-functional coordination to ensure compliance and timely delivery.
Overview
4
4
years of professional experience
1
1
Certification
Work History
Analyst
WNS Global Services
Gurgaon
02.2025 - Current
- Conducting quality checks on financial spreading and documentation with high accuracy.
- Validating financial data to ensure correctness, completeness, and compliance with client guidelines.
- Identifying errors and providing feedback to processing teams to improve first-pass accuracy.
- Reviewing financial statements and verifying key ratios and calculations.
- Preparing quality reports and highlighting recurring issues and error trends.
- Coordinating with cross-functional teams for quick issue resolution and smooth workflow.
- Supporting process improvement initiatives to enhance accuracy and reduce turnaround time (TAT).
- Gurgaon, India
Senior Associate-ops
WNS Global Services
Gurgaon
07.2022 - 01.2025
- Working on Commercial credit.
- Tracking portfolio health & quality.
- Analyze the Balance sheet, Income and cash flow statement of our client.
- Covenant Management and correction for further Spreading, Reviewing and Testing.
- Collect and arrange documents of new and existing portfolio companies.
- Monitor the submission of periodic financial statement, valuations and other required submissions, inform relationship managers to timely submit renewals.
- Due diligence of the information updated in the system related to loan disbursals to ensure accuracy and compliance with term and condition of the loan agreement.
- Gurgaon, India
Internship
07.2021 - 07.2022
- Live initial underwriting & condition review of conventional (FNMA and FHLMC) Loan.
- Reviewing borrower’s documents which includes 1003 Form, Credit report, Appraisal report, Tax certificates, Hazard insurance, Mortgage insurance.
- Calculate borrower’s income, Retirement income, SSI income, Child support/ alimony income and Business income.
- After interpreting borrower’s liabilities and income, DTI (Debt to Income) ratio is calculated and loan approval decision is being made on the basis of that.
Education
MBA - Finance and Banking
Chitkara University
07.2022
B.Com( Hons.) - KCAP Course
Chitkara University
06.2020
12th -
G.M.S.S.S. Chandigarh
03.2017
10th -
KTS Public School
03.2015
Skills
- Quality Check
- Financial Analysis
- Portfolio Management
- Data Analysis
- Risk Analysis
- Credit Analysis
Certification
- Completed certified course in KCAP (KPMG Certified Accounting Professional).
- Completed certified course in US Mortgage.
- Completed certified course in Financial Modelling & Valuations.
- Completed certified course in Stock Market and Financial Derivatives.
- Completed certified course in Excel, Power BI and VBA.
- Completed certified course in Investment Banking.
Languages
- English
- Hindi
- Punjabi
Timeline
Analyst
WNS Global Services
02.2025 - Current
Senior Associate-ops
WNS Global Services
07.2022 - 01.2025
Internship
07.2021 - 07.2022
MBA - Finance and Banking
Chitkara University
B.Com( Hons.) - KCAP Course
Chitkara University
12th -
G.M.S.S.S. Chandigarh
10th -
KTS Public School