AKASH UMAKANTH
Associate
Bengaluru,KA
Summary
Focused on mitigating company risks while meeting profit goals by making strategic decisions based on sound criteria as skilled Associate. Successful in leading underwriting teams and training junior staff to handle high workload with impeccable accuracy. Proven expertise in identifying unacceptable risk and preventing fraud.
Overview
3
3
years of professional experience
7
7
years of post-secondary education
3
3
Languages
Work History
Associate
FirstSource Solutions Ltd
Bangalore, Karnataka
10.2020 - Current
- Maximized productivity by keeping detailed records of daily progress and identifying and rectifying areas for improvement.
- Determined credit risks by reviewing files in advance and comparing data against internal checklists and guidelines.
- Applied grades to each loan application based on established criteria to keep institutional risk low.
- Worked with processing team members to communicate errors and obtain missing information for current applications.
- Made careful determinations based on skilled analyses of submitted documentation covering credit histories, employment records and current financial status.
- Trained junior team members in underwriting procedures and loan quality grading standards.
- Established plans and payoffs for customers' loans, prioritizing control of overall costs.
- Reviewed team underwriting decisions to identify incorrect actions and reverse previous decisions when merited.
Relationship Manager
HDFC- Financial Services
Bangalore, Karnataka
06.2019 - 09.2020
- Building a good relationship with customers.
- Generating business through the given leads.
- Giving the financial advise to customers.
- Marketing of all financial products like loans, investments, mutual funds, demat account, credit cards, insurance etc.
- Resolving the customers queries.
- Explaining and convening customers for financial products Relationship management:.
- Generated new business and referral clients in partnership with financial advisors and branch team.
- Monitored issues carefully and reached out to customers to provide immediate resolution and maintain satisfaction.
- Presented clients with financial options to meet diverse demands.
- Operated in self-directed environment with minimal input to solve problems and implement resolutions.
- Transcended requirements on consistent basis to satisfy customers.
- Used effective sales strategies to convince clients to accept proposals, resulting in increase in new business per year.
Data Management
BIOAGILE THERAPEUTICS PVT LTD
Bangalore, Karnataka
01.2019 - 02.2019
- System in Business Development Building up of client database.
- Systematic arrangements of all data into their groups like continent, country, state, indication etc.
- Making company’s database User Friendly.
- Lead generation of data.
- Database design for business execution.
- Coordinating with CRO’s in filing and submission of documents regarding EC reports.
- Consulting doctors in filing up the EC reports.
- Coordinating with the CRO manager in research paper searching and finalization for clinical study conduct.
Education
MBA - Finance
Jain College
Bangalore 06.2017 - 05.2019
Post Graduate in Diploma Management - Marketing
Jain College
Bangalore 06.2017 - 05.2019
Bachelor of Commerce - Accountancy
KLE College
Bangalore 06.2016 - 05.2019
Skills
Problem Solving Skills
Flexibility
Communication Skills
Teamwork
Organization Skills
Additional Information
- ACHIEVEMENTS / AWARDS
- Won 2nd prize in “iStar Wars Participation Certificate” - 2013 (presentation contest)
- Certified Financial Accountant Level 1 – 2014
- Won 3rd prize in “ACE Talent Test Certificate” – 2011 (essay writing)
Timeline
Associate
FirstSource Solutions Ltd
10.2020 - Current
Relationship Manager
HDFC- Financial Services
06.2019 - 09.2020
Data Management
BIOAGILE THERAPEUTICS PVT LTD
01.2019 - 02.2019
MBA - Finance
Jain College
06.2017 - 05.2019
Post Graduate in Diploma Management - Marketing
Jain College
06.2017 - 05.2019
Bachelor of Commerce - Accountancy
KLE College
06.2016 - 05.2019