Due Diligence And Investigation
AKASH MEDIRATTA
Regional Legal Manager
New Delhi
Summary
Over 10+ years of extensive experience in handling litigations in mortgages for the Companying and Financial Institutions. Prodigious, meticulous and result-oriented Legal Manager with a track record of providing appropriate legal tools to the team for recovering the dues of the company. Proficient in liaising with key stakeholders to ensure compliance with the various regulatory frameworks and deliver compelling value to end-users and clients.
Overview
10
10
years of professional experience
Work History
Regional Legal Manager
Hinduja Housing Finance
11.2025 - Current
- Managing end-to-end litigation portfolio across the region.
- Handling SARFAESI proceedings including Section 13(2), 13(4), possession, and sale process.
- Representing and supervising matters before DRT and DRAT.
- Managing consumer litigation before District, State, and National Consumer Commissions.
- Overseeing cases filed by and against the company.
- Coordinating with panel advocates, recovery teams, and operations departments.
- Ensuring legal compliance and minimizing litigation risk exposure.
- Strategically handling high-value recovery matters and contested accounts.
Sr. Area Manager
Bajaj Finserv Ltd.
10.2021 - 10.2025
- Looking after litigations in Secured and Unsecured Business LOAN of the company for North region and lead a team of 5 people.
- SARFAESI:
- Filing of Section 14 applications under SARFAESI Act, 2002 for entire North Region and get the orders in favor of the Company.
- Filing of Original applications before different DRTs in North, wherever required.
- Assisting teams in execution of Section 14 orders wherever required.
- Reviewing the objections sent by borrowers against 13(2) notices, and getting it replied within TAT.
- Assisting the team in Conducting auctions of secured properties and providing handing the documentation for the same.
- Overall assisting team in conducting the entire SARFAESI activity with proper compliance of SARFAESI Act and rules laid thereunder.
- Against cases:
- Handling cases filed by the customers or third parties in different DRTs and High Courts across North region.
- Managing cases filed by borrowers in different court/tribunals.
- Handling criminal complaints filed against the Company employees by the borrowers.
- Arbitration, Section 138 & other litigations:
- Look after complete Arbitration proceedings filed by Company in Mortgages for Delhi NCR region.
- Handling Section 138 of NI Act proceedings filed by Company in Mortgages for Delhi NCR region.
- Managing proceedings of Section 25 of The Payment and Settlement Systems Act filed by Company in Mortgages for Delhi NCR region.
- Other activities:
- Filing and managing criminal complaints against the customers that are fraud.
- Managing the backend team for update of proper case records in MIS and coordinating with advocates for cases listed daily.
- Attended COC meetings and represented the Company in the same under IBC, 2016.
Divisional Legal Manager
L&T Financial Services
04.2018 - 09.2021
- Looked after Home Loan (HL) and Loan against Property (LAP) CVs and Farm Equipment loan for Delhi NCR
- SARFAESI:
- Obtained many section14 orders under SARFAESI Act, 2002 in Delhi NCR and major North Region.
- Accompanied collection team many times for symbolic & physical possession
- Managed many Securitizations Application moved in DRT Delhi and major north region by the borrowers and Original applications filed by financial institutions.
- Maintaining and updating the SARFAESI MIS on daily basis and coordinating with advocates for the cases on daily basis.
- Arbitration & Section 138:
- Managing Pan India Arbitration Proceedings for HL/LAP from Delhi.
- Filed many Section 9 applications for Interim Relief in District Courts and High Court of Delhi.
- Have been filing Section 138 proceeding under NI Act, for Pan India along with my team from Delhi, for cheque bouncing.
- Others:
- Filed multiple Section 7 applications under Insolvency and Companyruptcy Code.
- Managed 50+ cases against company filed in different consumer forums out of which 15+ have been settled and closed by me.
Deputy Legal Manager
Mahindra & Mahindra Financial Services Ltd
09.2015 - 03.2018
- Arbitration, Section 138 & other litigations:
- Look after complete Arbitration proceedings filed by Company in CVs and light motor vehicle cases for Delhi NCR region.
- Handling Section 138 of NI Act proceedings filed by Company in CVs and light motor vehicle cases for Delhi NCR region.
Education
B.A. L.L.B -
Mewar LAW Institute, Chaudhary Charan Singh University
Meerut, Uttar Pradesh, IN09.2015
Skills
SARFAESI
Due Diligence
Arbitration
Legal Research & Drafting
Legal Documentation
Dispute Settlement
Interests
Timeline
Regional Legal Manager
Hinduja Housing Finance
11.2025 - Current
Sr. Area Manager
Bajaj Finserv Ltd.
10.2021 - 10.2025
Divisional Legal Manager
L&T Financial Services
04.2018 - 09.2021
Deputy Legal Manager
Mahindra & Mahindra Financial Services Ltd
09.2015 - 03.2018
B.A. L.L.B -
Mewar LAW Institute, Chaudhary Charan Singh University
LEGAL EXPERTISE
- SARFAESI Act,2002
- Arbitration Act
- Consumer Protection Act
- Negotiable Instruments
- Court Proceedings
- IBC,2016
- Company Law