Summary
Overview
Work History
Education
Skills
Websites
Certification
Accomplishments
Position
Languages
Hobbies and Interests
Timeline
Generic

Gokul Thangavel

Bangalore

Summary

Professional credit risk analyst with 3.6 years of experience at lending institutions. Proficient knowledge in assessing the creditworthiness of personal and commercial clients. Strong analytical skills, but also able to build strong relationships with clients. Always learning and taking advantage of educational opportunities to keep current in legal and compliance issues. A strategic thinker and problemsolver, I am dedicated to driving team success and delivering exceptional results.

Overview

3
3
years of professional experience
1
1
Certification

Work History

Team lead

Shuharitech Ventures Pvt Ltd
Bangalore
01.2024 - Current
  • Always learning and taking advantage of educational opportunities to keep current in legal and compliance issues
  • A strategic thinker and problem-solver, I am dedicated to driving team success and delivering exceptional results.

Senior Credit Analyst

Shuharitech Ventures Pvt Ltd
Bangalore
10.2022 - 12.2023
  • Led a high-performing team of 10+ members, resulting in a 20% increase in productivity
  • Strategically implemented new agile methodologies, leading to a 30% improvement in team efficiency
  • Demonstrated early leadership ability as a mentor for new hires

Credit Analyst

Shuharitech Ventures Pvt Ltd
Bangalore
02.2021 - 09.2022
  • Determine credit worthiness of applicants
  • Designate degree of risk involved in extending credit by performing cash flow analysis of businesses
  • Ensure all approved applications comply with firm and lender criteria
  • Analyzed financial statements, credit reports, and relevant data to assess creditworthiness of individuals and businesses
  • Evaluated borrowers' financial health by analyzing income, debt levels, and liquidity
  • Stayed current on industry trends, economic indicators and regulatory changes affecting credit risk

Education

Bachelor of Engineering in Mechatronics -

Salem College of Engineering
Selliamman Nagar
11.2020

HSC -

Vaigai Matric Hr Sec School
Valapady
04.2016

SSLC -

Vaigai Matric Hr Sec School
Valapady
05.2014

Skills

  • Credit Risk
  • Fraud Detection
  • Credit Policy
  • Risk management
  • Good judgement and decision making
  • Mysql
  • MS Excel

Certification

  • 10/01/22, Fundamentals of credit, Corporate Finance Institute
  • 01/01/24, SQL for Beginners, Scaler Academy

Accomplishments

    August 2022 Employee of the month for August

Position

Team lead

Languages

  • Tamil
  • Hindi
  • Kannada
  • English

Hobbies and Interests

  • Photograpghy
  • Music
  • Martial arts
  • Dance
  • Drawing

Timeline

Team lead

Shuharitech Ventures Pvt Ltd
01.2024 - Current

Senior Credit Analyst

Shuharitech Ventures Pvt Ltd
10.2022 - 12.2023

Credit Analyst

Shuharitech Ventures Pvt Ltd
02.2021 - 09.2022

Bachelor of Engineering in Mechatronics -

Salem College of Engineering

HSC -

Vaigai Matric Hr Sec School

SSLC -

Vaigai Matric Hr Sec School

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Gokul Thangavel