Summary
Overview
Work History
Education
Skills
Timeline
Generic

A KIRUTHIKA DEVI

Chennai

Summary

Dedicated U.S. Retirement Specialist with 4 years of experience in Participant Transaction Operations, Recordkeeping, and Compliance for large retirement plans in the United States, including distributions accurately, managing plan transitions, mitigating risk, and ensuring participant satisfaction.uring participant satisfaction. Skilled in ERISA regulations, quality control, operational excellence, and stakeholder collaboration.

Overview

2026
2026
years of professional experience

Work History

Spec Participant Transaction

Empower Retirement
Bengaluru
2022 - Current


• Handle participant requests for withdrawals, separations, transfers, and QDRO cases, ensuring strict compliance with ERISA and plan rules
• Support large-scale client plan migrations with zero operational discrepancies
• Communicate proactively with stakeholders to manage client expectations and resolve issues efficiently
• Ensure 100% regulatory adherence while prioritizing participant security, accuracy, and service quality
• Process cash and rollover distributions for active and retired participants within SLA
• Work independently on moderately complex cases with strong decision-making
• Provide team training and assist new associates in learning systems and transaction handling
• Maintain risk awareness across transactions to prevent operational errors and financial exposure

Risk & Fraud Analyst

Infosys
Bengaluru
2018 - 2022
  • • Investigated credit card fraud and dispute cases per Visa & Mastercard regulations
    • Analyzed abnormal activity and escalated cases preventing loss and unauthorized transactions
    • Performed chargeback operations and documentation with a focus on accuracy
    • Trained team members and collaborated to standardize dispute handling processes
    • Enhanced customer satisfaction by ensuring timely resolution and card security actions

Education

MBA -

Bharathidasan University
Tiruchirappalli
01-2023

Bachelor of Arts - Commerce

Vivekanandha College
Namakkal
01-2018

Skills

  • Transaction processing
  • Case analysis
  • ERISA compliance
  • Cash distribution processing
  • Team training
  • Attention to detail

Timeline

Spec Participant Transaction

Empower Retirement
2022 - Current

Risk & Fraud Analyst

Infosys
2018 - 2022

MBA -

Bharathidasan University

Bachelor of Arts - Commerce

Vivekanandha College
A KIRUTHIKA DEVI